Resale HDB 50 BTO Flats That MOP In 2020/2021 (We Sieve Out The Most Affordable Ones)

  • May 24, 2021
  • 6 min read
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Ryan J

Ryan is an old school print journalist gone digital. He's lived in almost every type of housing in Singapore, from flats to landed homes. Over the past 18 years, he's been a content developer for companies large and small, a co-founder in an education business, and sometimes a voice on the radio. He also spends too much time and money on painting little plastic soldiers.


Hello StackedHome, I am a working adult in my mid-20s. Currently, I am facing a housing “crisis” with my fiancé. Prior to COVID, I have been keen on buying a resale unit as I never liked the idea of waiting 4 years for a BTO (especially, when one can bid up to one year and yet still secure a unit). As we all already know, the HDB resale price has been hiking up. It’s shocking that in just one year, an unit can jump 100k in price. I have been looking at resale units since 2019 but was not active… Read more »

Stacked Homes
Stacked Homes

Hi Amelia, thank you for your question. It’s a common one, and our stance is that we would rather not wait if you are urgent to purchase because we wouldn’t know how prices will behave in the future. We also don’t have any inside information on whether cooling measures will kick in, but if it does, you might be hit by the cooling measure rendering it even harder for you to purchase e.g. you have to put more for the downpayment due to a reduced Loan-To-Value ratio. We’ll still focus on the fundamentals – one that meets your objectives for… Read more »

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