Many buyers assume living near an MRT station means stretching far beyond $600,000, especially in mature towns. But one of the wonders of HDB flats is that, once you get into resale, there are a lot of exceptions. From buyers eager to offload (because they bought a condo and the ABSD deadline looms), to units that have older renovations, you can still sometimes find a good deal.
Below, we’ve searched out resale pockets where 4-room flats are still below $600,000, but still have nearby MRT stations:
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1523 Bedok North Street 3



$490,000
| Attribute | Info |
| Address | 523 Bedok North Street 3 |
| Size | 990 sq ft |
| $PSF | $495 |
| TOP date | 1974 |
Why I like it
This is an older unit near Bedok Reservoir MRT (DTL), so it will be appreciated by those who prefer the quiet and greenery over central parts of Bedok. While fringe, the area has a good range of heartland amenities, and the MRT station means having a direct line to Tampines Central as well.
At 990 sq ft, this is a sizeable four-room flat by modern standards. This is a 4NG (New Generation) model, which is very efficient: there’s no wasted corridor space as all three bedrooms are connected via the living room. The kitchen is large enough to also function as the dining room, which is how many Singaporeans like to use their flats anyway.
The lower price point ($490,000) is due to age, as this flat was completed in 1978. Nonetheless, this will still suit buyers who prioritise the spaciousness and location over lease.

225 Sin Ming Road



$495,000
| Attribute | Info |
| Address | 25 Sin Ming Road |
| Size | 947 sq ft |
| $PSF | $523 |
| TOP date | 1974 |
Why I like it
This flat is near Upper Thomson MRT (TEL) but Marymount (CCL) may also be considered a manageable distance by some. So while it’s a fringe region, you still get a direct train line to Orchard.
The unit is on a high floor, and the view overlooks a nearby landed enclave. This is an older 4I model flat with 947 sq ft. While there is a corridor space, the living and dining areas are better segregated, unlike some models that merge the kitchen and dining. The boxy layout of these flats also makes them easy to furnish and renovate. For this particular unit, the renovations are quite extensive – the toilets have been upgraded and an extra room has been added.
The immediate surroundings have easy access to shops, eateries, and schools, as this is a rather mature area. The lower price point ($495,000) is especially appealing for the high floor and MRT access, although this is an older flat (1974).

3572 Ang Mo Kio Avenue 3



$495,000
| Attribute | Info |
| Address | 572 Ang Mo Kio Avenue 3 |
| Size | 990 sq ft |
| $PSF | $500 |
| TOP date | 1978 |
Why I like it
This unit is just a short walk from the famous Cheng San Market & Hawker Centre; and you can walk from there to Ang Mo Kio Hub. This places it close to all the main amenities of the neighbourhood. It’s also near Ang Mo Kio MRT (NSL, CRL), so it’s highly accessible.
This is a New Generation 4-room flat as well (built 1978), so the bedrooms flank the living room for better efficiency. It’s low floor but there’s only one neighbour, which is helpful if you like the common corridor to be quiet and clear.
It’s quite hard to find a unit in a central part of a mature town like Ang Mo Kio for below $500,000, so this can be a good deal for older Singaporeans, or others who don’t mind the shorter remaining lease.

4812 Yishun Ring Road



$499,999
| Attribute | Info |
| Address | 812 Yishun Ring Road |
| Size | 904 sq ft |
| $PSF | $553 |
| TOP date | 1986 |
Why I like it
This unit is just a short walk from Khatib MRT station (NSL). Besides being near the usual heartland amenities, there are three Primary schools within one-kilometre (Naval Base Primary, Northland, and Pei Ying Primary.) There’s also a Giant supermarket at Khatib MRT, so it’s a very compact area for day-to-day needs.
This flat is a 4S model from 1986, at around 904 sq ft. This is one of the more efficient layouts, with three bedrooms connected via the living room; the kitchen is also large enough to serve as the dining room. Notably, there’s an access balcony for this unit – this might be purchasable via the Recess Area Scheme. If so, it is very convenient for storage of bikes, laundry, or other such extras.
This flat’s location has a good balance between quiet privacy, accessibility, and convenience; quite rare for something below $500,000.

5524 Jurong West Street 52



$499,999
| Attribute | Info |
| Address | 524 Jurong West Street 52 |
| Size | 980 sq ft |
| $PSF | $510 |
| TOP date | 1981 |
Why I like it
This unit is near Lakeside MRT (EWL), which makes it appealing for those who want rail access while staying in the West. It’s also close to Jurong West 505 Market and surrounding neighbourhood shops, while Jurong Lake Gardens is nearby for those who like outdoor space and greenery.
At 980 sq ft, this is another spacious four-room flat by current standards. It is a 4NG (New Generation) model, which is one of the more efficient layouts, with all three bedrooms connected via the living room. This particular unit is on a high floor, so it should enjoy stronger airflow and natural light than lower-floor alternatives.
It is also a corner unit, which adds privacy. For families, another plus point is that several schools are within one-kilometre, including Rulang Primary and Shuqun Primary. At $499,999, it can be an appealing option for buyers who want MRT access, a practical layout, and a lower entry price point.
At Stacked, we like to look beyond the headlines and surface-level numbers, and focus on how things play out in the real world.
If you’d like to discuss how this applies to your own circumstances, you can reach out for a one-to-one consultation here.
And if you simply have a question or want to share a thought, feel free to write to us at stories@stackedhomes.com — we read every message.
Ryan J. Ong
A seasoned content strategist with over 17 years in the real estate and financial journalism sectors, Ryan has built a reputation for transforming complex industry jargon into accessible knowledge. With a track record of writing and editing for leading financial platforms and publications, Ryan's expertise has been recognised across various media outlets. His role as a former content editor for 99.co and a co-host for CNA 938's Open House programme underscores his commitment to providing valuable insights into the property market.Need help with a property decision?
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