With HDB resale prices having risen considerably over the past few years, a budget of $450,000 doesn’t stretch as far as it once did. This is especially true for buyers looking for a 4-room flat, where prices can quickly climb once you factor in proximity to an MRT station, a mature estate, or simply a newer remaining lease.
That doesn’t mean buyers at this price point are restricted to small or impractical homes, though. If you’re willing to consider older flats or locations a little further from an MRT station, there are still options with spacious bedrooms, efficient layouts, and convenient access to everyday amenities.
This week, we looked at five 4-room HDB flats asking below $450,000.
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Now let’s get on with the list of curated units this week!
Shortlists like this are a useful starting point, but the units that make the list aren't necessarily the ones that make the most sense for your budget, lifestyle or long-term plans.
The harder part comes afterwards: comparing the trade-offs, evaluating the numbers, and deciding which home is actually the best fit for your situation.
Over time, that's also why we decided to work with agents who shared the same data-driven and advisory-led approach behind our editorial, consultants who could help readers think through decisions more objectively, rather than simply push transactions.
Today, the team has worked with more than 2,000 clients across over $5B in property transactions.
15 Marsiling Drive
$400,888
| Attribute | Info |
| Address | 5 Marsiling Drive |
| Size | 969 sq ft |
| $PSF | $413.71 |
| TOP date | 1974 |
Why I like it
Located near Marsiling MRT station, this unit is within walking distance of Marsiling Lane Market & Food Centre. Marsiling Park is also nearby, with its park connector providing access towards Woodlands Waterfront and Admiralty Park.
This is a door-to-door unit with just one neighbour sharing the lift lobby, essentially providing the privacy of a corner unit. It sits on a high floor and enjoys an unblocked view, as well as plenty of natural light.
The layout is efficient with minimal wasted space, and the living and dining area is generously sized. The kitchen comes with a sizeable extension, providing enough room to potentially create separate wet and dry kitchen areas.
All three bedrooms are well-sized, whilst the bathroom and WC are currently separated but could potentially be combined into a single larger bathroom. There are also relatively few built-ins throughout the home, which could be an advantage for buyers intending to carry out a full renovation.
2288 Yishun Avenue 6
$438,000
| Attribute | Info |
| Address | 288 Yishun Avenue 6 |
| Size | 904 sq ft |
| $PSF | $484.51 |
| TOP date | 1985 |
Why I like it
Located near Canberra MRT station, Canberra Plaza and Junction Nine, this unit is also within walking distance of various eateries throughout the surrounding HDB clusters.
The unit is next to the corner, which means there’s only one neighbouring household that needs to walk past the entrance. Its regularly shaped floor plan also makes furniture placement and space planning relatively straightforward.
The living area is comfortably sized, whilst the original storeroom has been removed to enlarge the kitchen. There’s now enough room to potentially accommodate a dining set within the kitchen itself.
A replacement storeroom has been created between the two common bedrooms, so the unit hasn’t completely lost its storage space. All three bedrooms are well-sized, and most of the internal walls can be hacked, giving future owners greater flexibility to reconfigure the home if needed.
3214 Lorong 8 Toa Payoh
$450,000
| Attribute | Info |
| Address | 214 Lorong 8 Toa Payoh |
| Size | 883 sq ft |
| $PSF | $509.63 |
| TOP date | 1975 |
Why I like it
Located near Braddell MRT station, this unit is also a short walk from Toa Payoh Lorong 8 Market & Hawker Centre and the park connector leading towards Bishan-Ang Mo Kio Park. For families with young children, Pei Chun Public School is within 1 km.
This is a corner unit, providing greater privacy from passing neighbours. The floor plan is also efficient, with very little space lost to corridors or awkward corners.
The living area is particularly spacious and has sufficient room to accommodate a dining area as well. The long kitchen provides plenty of usable space and could potentially accommodate a separate service area if required.
All three bedrooms are well-sized, whilst the bathroom and WC are currently separate. Buyers who prefer a larger bathroom could potentially combine the two spaces.
4511 Bukit Batok Street 52
$449,000
| Attribute | Info |
| Address | 511 Bukit Batok Street 52 |
| Size | 882 sq ft |
| $PSF | $509.07 |
| TOP date | 1986 |
Why I like it
Located near both Bukit Batok and Bukit Gombak MRT stations, this unit is also close to West Mall and Bukit Gombak Neighbourhood Centre, where residents can find a wet market, supermarket and various coffee shops. Bukit Batok Town Park is nearby, with the park connector continuing towards Bukit Batok Nature Park and Bukit Timah Nature Reserve.
The regularly shaped layout makes furniture placement and planning relatively straightforward, whilst the unit receives a good amount of natural light.
The living area is comfortably sized, and the long kitchen provides enough flexibility for a separate service area to be created if desired. All three bedrooms are also well-sized.
Apart from the kitchen, there are relatively few built-in fixtures throughout the home, which could make this a good option for buyers looking for a blank canvas for a full renovation.
515 Teck Whye Lane
$450,000
| Attribute | Info |
| Address | 15 Teck Whye Lane |
| Size | 990 sq ft |
| $PSF | $454.55 |
| TOP date | 1978 |
Why I like it
Located near Teck Whye and Phoenix LRT stations, this unit has convenient connections towards both Bukit Panjang and Choa Chu Kang MRT stations. Teck Whye Shopping Centre is within walking distance and provides a wet market, supermarket and various coffee shops, whilst there are also numerous eateries throughout the surrounding HDB clusters. The nearby park connector leads towards the Rail Corridor.
This is another door-to-door unit, with only one neighbour sharing the lift lobby, providing additional privacy. The unit also receives plenty of natural light.
The living area is spacious, whilst the kitchen is large enough to accommodate a dining set and comes with plenty of storage. This could allow buyers to reserve more of the main communal area purely for living space.
All three bedrooms are well-sized, and apart from the kitchen, there are relatively few built-ins throughout the home. This makes it another potentially suitable option for buyers who intend to completely redesign the space.
Round-ups like this are a good place to start a shortlist, but the real work begins when you start comparing the final few options, looking beyond the headline criteria to decide which property is the best fit for your own situation.
That’s where many readers ask us to help.
If you’d like a second view on any of the units above (or others we haven’t listed), you can reach out for a one-to-one consultation here.
And if you simply have a question or want to share a thought, feel free to write to us at stories@stackedhomes.com. We read every message.
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