Advice Should You Make A Partial Prepayment On Your Home Loan In 2024? Here’s How To Decide Considering a partial prepayment on your home loan? Weigh lock-in penalties, CPF interest loss and opportunity costs before deciding in 2024. Ryan J. Ong · 6 Aug 2024 · 7 min read 546
Advice How To Spot An “Undervalued Property” In Singapore In 2024: 6 Simple Tips Learn 6 practical ways to spot an undervalued property in Singapore, from new launch price gaps to auctions, foreign sellers and boutique projects. Ryan J. Ong · 5 Aug 2024 · 6 min read 1.9k
Advice We Own A $1.5m DBSS And Have $300k In Cash: For Retirement Should We Sell To Buy A Condo For Rental Or Another HDB? Selling a $1.5m DBSS with $300k cash: we compare HDB vs condo rental strategies and yields to find the best retirement income plan. Stacked · 2 Aug 2024 · 12 min read 309
Advice Is A New Launch Condo Really Better Than A Resale? We Debunk 5 Common Agent Sales Pitches We debunk 5 common agent pitches on new launch vs resale condo, checking claims on pricing, renovation costs, mortgage interest and space efficiency. Ryan J. Ong · 1 Aug 2024 · 9 min read 1.8k
Advice We Own A Fully Paid 4-Room HDB And A 2 Bedder Condo: Should We Invest In A 3rd Property With 30% ABSD? Owning a paid-up HDB and condo, this couple weighs a 3rd property despite 30% ABSD. Stacked · 26 Jul 2024 · 11 min read 927
Advice 5 New Launch Condo Red Flags That Some Property Agents May Not Tell You Five new launch condo red flags agents rarely volunteer: cheaper nearby land plots, sudden commission-driven ad pushes, and home-school distance gaps. Ryan J. Ong · 25 Jul 2024 · 6 min read 714
Advice We Have $850k In Cash: Should We Invest In A Condo In The OCR/RCR Or T-Bills/Bonds/Fixed-Deposits? With $850k cash, should you buy an OCR condo, RCR condo, or stick to T-bills and bonds? Stacked · 19 Jul 2024 · 12 min read 1.9k
Advice How Much Do You Need To Comfortably Afford A 4/5-Room Resale HDB In 2024? See the household income needed to afford a resale 4-room ($7,640) or 5-room ($9,529) HDB flat in 2024, including downpayment and renovation costs. Melody Koh · 15 Jul 2024 · 12 min read 8.4k
Advice We Are In Our 60s And Own An HDB In Ang Mo Kio: Should We Downgrade To A 3-Room, Apply For A BTO, Or Buy An EC? A retired Ang Mo Kio couple weighs downgrading their HDB, a BTO resale levy, an EC in Yishun Stacked · 12 Jul 2024 · 18 min read 1.5k