Continuing our search for affordable housing, this week we’re showcasing some of the most budget-friendly four-bedroom condos that hit a sweet spot - priced under $1.6 million. 

These units offer a mix of affordability and accessibility, with most just a short stroll from essential amenities like MRT stations or shopping centres.

Missed last week? You can view the previous issue here. 

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Now let’s get on with the list of curated units this week!

Picked by Ryan Ong · Consultant

No. 1

Kingsford Waterbay

72 Upper Serangoon View · 99-year Leasehold · TOP 2018

Swipe · 10 photos

Asking
$1,388,000
Price PSF
$1,416 PSF
Size
980 SQFT
Layout
Bedrooms: 4 Bathrooms: 2
  • Developer Kingsford Property Development Pte Ltd
Address 72 Upper Serangoon View Open in Google Maps ↗

Why I like it

Kingsford Waterbay stands out as one of Hougang’s mega projects, featuring a sizeable 1,165 units. As with most large-scale developments, it brings both benefits and trade-offs.

While some might find the higher living density a compromise, it’s balanced by lower maintenance fees and an array of facilities that make day-to-day living more convenient.

Positioned right along the Serangoon River, the project enjoys direct access to the park connector leading to Coney Island and Lorong Halus Wetland Park. However, the main drawback here is the distance to the nearest MRT station, which isn’t within a short walk.

On the convenience front, there’s a supermarket and a variety of food options just across the street within an HDB cluster, catering to everyday essentials.

The unit itself is a compact yet functional 980 square feet, completed in 2018 and requires minimal renovation (if you’re not fussy). It’s efficiently laid out with four bedrooms, two bathrooms, and a balcony extending from the living area. Plus, every bedroom is fitted with floor-to-ceiling windows, allowing for either views of the Serangoon River or more natural light.

Ryan Ong

Original listing on propertyguru.com.sg (may no longer be available)

Picked by Druce Teo · Writer

No. 2

Yishun Sapphire

52 Canberra Drive · 99-year Leasehold · TOP 2002

Swipe · 15 photos

Asking
$1,490,000
Price PSF
$1,065 PSF
Size
1,399 SQFT
Layout
Bedrooms: 4 Bathrooms: 3
  • Developer Centrepoint Properties Pte Ltd
Address 52 Canberra Drive Open in Google Maps ↗

Why I like it

Nestled between Sembawang Hot Spring Park and Sungei Simpang Kanan, Yishun Sapphire has a well-establised set of amenities nearby.

Just a short 3-minute walk from Canberra MRT (North-South Line) and Canberra Plaza, daily conveniences are well within reach. Plus, it’s near the landed estate of Jalan Kemuning and is linked to the park connector that connects you to Sembawang Park and Yishun Park & Pond.

The unit itself is laid out across a spacious 1,399 square feet. With four bedrooms (two of which are ensuite), three bathrooms, a home shelter, and a kitchen with an enclosable yard, it’s a space that caters to both functionality and comfort.

Druce Teo

Original listing on propertyguru.com.sg (may no longer be available)

Picked by Ryan J. Ong · Partner at Stacked

No. 3

Northwave EC

105 Woodlands View · 99-year Leasehold · TOP 2019

Swipe · 9 photos

Asking
$1,570,000
Price PSF
$1,247 PSF
Size
1,259 SQFT
Layout
Bedrooms: 4 Bathrooms: 3
  • Developer Hao Yuan (Woodlands) Pte Ltd
Address 105 Woodlands View Open in Google Maps ↗

Why I like it

Why I like it

If you’re on the hunt for a newly MOP-ed EC, Northwave could be worth a closer look. It’s the latest addition among several ECs in the area, bringing a fresh option to this maturing neighbourhood.

The location holds its own as well. Although Admiralty MRT Station (North-South Line) is about a 15-minute walk away, you’ll find plenty of nearby amenities. Kampung Admiralty and Admiralty Place provide convenient choices for shopping and dining while neighbouring HDB clusters offer additional options like a supermarket and coffee shops.

This unit spans 1,259 square feet with four bedrooms (each fitting a double bed), two bathrooms, and a spacious common living area.

Ryan J. Ong

Original listing on propertyguru.com.sg (may no longer be available)

Picked by Cheryl Teo

No. 4

Signature at Yishun

23 Yishun Street 51 · 99-year Leasehold · TOP 2017

Swipe · 7 photos

Asking
$1,580,888
Price PSF
$1,334 PSF
Size
1,184 SQFT
Layout
Bedrooms: 4 Bathrooms: 3
  • Developer JBE Holdings
Address 23 Yishun Street 51 Open in Google Maps ↗

Why I like it

Why I like it

Just across from Orchid Country Club, Signature at Yishun is ideal for those who appreciate a quieter living environment. It’s a short walk to Wisteria Mall for daily essentials, and there’s also a nearby supermarket and food options within the surrounding HDB clusters.

The unit itself offers a practical 1,184 square feet- just right for a four-bedroom setup. While three of the bedrooms are well-sized, one is noticeably more compact. You’ll find two bathrooms, plus a small but well-planned kitchen that includes a separate yard, WC, and a utility room.

Cheryl Teo

Original listing on propertyguru.com.sg (may no longer be available)

Picked by Sean Goh · Writer

No. 5

Palm Gardens

20 Hong San Walk · 99-year Leasehold · TOP 2000

Swipe · 10 photos

Asking
$1,580,000
Price PSF
$1,174 PSF
Size
1,346 SQFT
Layout
Bedrooms: 4 Bathrooms: 3
  • Developer Keppel Land Limited
Address 20 Hong San Walk Open in Google Maps ↗

Why I like it

Why I like it

Located just behind the landed enclave of Hong San Walk, Palm Gardens may be a mature development, but it’s surrounded by a solid array of neighbourhood amenities.

Right across from Keat Hong LRT Station, it’s just a quick 3-stop ride to Choa Chu Kang MRT (North-South Line) and Lot One. Nearby, you’ll find both Keat Hong and Teck Whye Shopping Centres, which offer a wet market, supermarket, and a variety of dining options. There’s also a good spread of eateries within the neighbouring HDB blocks for added convenience.

The unit itself has some standout features worth mentioning. It comes with private lift access that opens directly into your foyer and living room- lending an exclusive, premium feel. Alternatively, a secondary entry through the kitchen is convenient for deliveries or groceries.

Spanning 1,346 square feet, the apartment offers four bedrooms (two ensuite), three bathrooms, a small storage cabinet, and an enclosed kitchen. Notably, it’s designed without a balcony, which maximizes internal space, a practical advantage for those who prefer more usable indoor area.

Sean Goh

Original listing on propertyguru.com.sg (may no longer be available)

Round-ups like this are a good place to start a shortlist, but the real work begins when you start comparing the final few options, looking beyond the headline criteria to decide which property is the best fit for your own situation.

That's where many readers ask us to help.

If you'd like a second view on any of the units above (or others we haven't listed), you can reach out for a one-to-one consultation here.

And if you simply have a question or want to share a thought, feel free to write to us at stories@stackedhomes.com. We read every message.