BTO Couldn’t Get Your BTO Flat Of Choice? Here Are 5 Alternative Steps To Take

  • September 20, 2020
  • 8 min read
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Ryan J

Ryan is an old school print journalist gone digital. He's lived in almost every type of housing in Singapore, from flats to landed homes. Over the past 18 years, he's been a content developer for companies large and small, a co-founder in an education business, and sometimes a voice on the radio. He also spends too much time and money on painting little plastic soldiers.

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Kelvin
Kelvin

Hi Ryan, The Mrs and I are getting married this year and we are actively looking for a home to nest in. The past 7 BTO exercises that we participated in were a disappointment where we did not even get a queue number. We have tried for SBF with queue number 146/108 flats in tampines 5 rm and if there is any flat left it would be earliest late April to even get called up. Current market prices for any home at minimum is within 600k-800k and our combined income per month is only 9k+. Is it really worth biting… Read more »

Stacked Homes
Stacked Homes

Hey Kelvin, I do think that $600K-$800K is still okay for a household income of $9K+, as you’ll need to meet the MSR requirements and it’s still possible with that. I think whether to bite the bullet or not just depends on your timeline. If staying in a mature estate of your choosing is really important, then just get the resale flat and then you can move on with your life. There are those who tried BTO 10, 20 times and still failed. It’s really a waste of time if you have to move in but continue to ballot and… Read more »

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