We Have $5 Million In Cash And Live In A 3-Room HDB: Should We Buy A Larger Condo Or HDB?

Rivergate Condo 78

Get The Property Insights Serious Buyers Read First: Join 50,000+ readers who rely on our weekly breakdowns of Singapore’s property market.

BY Ryan 11 comments | 10 min read
BY Ryan

Ryan is part property consultant, part wordsmith, and a true numbers aficionado. Ryan's balanced approach to every transaction is as diverse as it is effective. Since starting his real estate journey in 2016, he has personally brokered over $250 million of properties. Beyond the professional sphere, you'll often find him cherishing moments with his beloved cats: Mia, Holly, Percy and Toto.

Latest Posts

Screenshot
On The Market The Cheapest 4-Bedroom Condos Under $1.7M You Can Buy Today
August 29, 2025
Hundred Palms EC
Homeowner Stories We Could’ve Sold Our Home for More, But We Didn’t — Here’s Why We Let It Go in Just 24 Hours
August 29, 2025
Condo vs. HDB 1
Pro Condo vs HDB: The Estates With the Smallest (and Widest) Price Gaps
August 28, 2025
AI replaces condo designers
Property Market Commentary I Tested ChatGPT Against Claude on Singapore Condo Floor Plans — And There Was a Clear Winner
August 27, 2025
Top performing condo two bedders since 2015 1
Property Investment Insights Which Resale Two-Bedroom Condos Quietly Made Buyers Six-Figure Profits In Singapore?
August 26, 2025
Untitled Artwork
Property Market Commentary Why Developers Are Now Building for Families in Singapore’s Most Expensive Districts
August 25, 2025
condo downgrade
Singapore Property News Why More Singaporeans May Soon Trade Condos For Resale HDBs
August 24, 2025
Clementi town centre
Singapore Property News This 5-Room HDB in Clementi Just Sold For $1.458M: Here’s What The Seller Could Have Made
August 23, 2025
The Cheapest 5 Room HDB Flats Over 1,400 sq ft You Can Buy Right Now
On The Market We Found The Cheapest And Biggest 5-room Flats Over 1,400 Sq ft You Can Buy Right Now
August 22, 2025
Condos where low floor units have outperformed higher floor units 1
Pro Low Floor vs. High Floor: What Transaction Data Reveals About the Premium
August 21, 2025
Untitled Artwork
Singapore Property News 14,000 Homes In Kranji And A Transformed Woodlands — Will The North Become Singapore’s Next Hotspot?
August 21, 2025
One bedders managed to outperform two bedders in these projects 1
Pro Can a One-Bedder Outperform a Two-Bedder? We Analysed 5 Years of Data
August 19, 2025
springleaf residence sold
Singapore Property News Springleaf Residence Sells 870 of 941 Units (92%) At Launch — What’s Driving Demand?
August 17, 2025
singapore changi airport 1
Singapore Property News Could Your East-Side Condo Be Worth More Now? Singapore Just Raised Height Limits Near Changi
August 17, 2025
Untitled Artwork
Singapore Property News From SERS to VERS: What Every HDB Owner Needs to Know About the Big Shift
August 16, 2025
5 Cheapest 3 Bedroom Condos To Buy Right Now
On The Market 5 Cheapest 3-Bedroom Condos To Buy Right Now In 2025 (From $980K)
August 15, 2025