Property Advice

Resale HDB or Condo: Comparing Floor Plans for Young Couples

Let’s get real. Purchasing a home is daunting, especially for young couples that are priced out of buying a BTO and can only “afford” to look at a resale HDB or condo. Yes, this is for the sandwiched crowd out…

• 25 Aug 2020
• 8 min read
• 3

The Key Things To Prepare For When Inheriting Property In Singapore

Inheriting a property isn’t like inheriting cash, or gold, or an art collection. All those things involve paperwork; but few things involve as much red tape as inheriting a property. To prepare you for what’s to come, we spoke to…

• 14 Aug 2020
• 6 min read
• 6

Loan to Value (LTV): How To Increase The Loan Quantum For Your Property

After five years, you’re ready to sell your flat and make the jump to a private property. Or perhaps you’ve got your heart set on an Executive Condominium, for which you need to use a bank loan. In both cases,…

• 12 Aug 2020
• 7 min read
• 0

Should You Take Up A Deferred Payment Scheme When Buying A Condo?

You’ve had your eye on that new launch condo for a long time; and now that it’s complete, you can even move in right after buying. Well, get ready to be introduced to the Deferred Payment Scheme (DPS) when you…

• 12 Aug 2020
• 6 min read
• 3

7 Major Risk Factors When Counting On An En-bloc Sale

“Don’t worry,” some sellers might tell you, “older properties mean more en-bloc potential”. And that’s how some buyers end up with 40+ year old properties, that they struggle to sell when said en-bloc doesn’t come to pass.  Due to the…

• 9 Aug 2020
• 6 min read
• 0

Should You Upgrade To A Condo, Or Just A Bigger Resale Flat?

So your five year Minimum Occupation Period (MOP) is up, and you know what the whole internet screams at you to do: upgrade! Sell one, buy two! Buy a prime district condo, it’s more affordable than you think! Etc. Except…

• 1 Aug 2020
• 6 min read
• 1

4 Insider Tips To Buying Property In Singapore

“Overwhelming…” “Stressful…” Ask anyone about buying property in Singapore and I can assure you, these would usually be the first few words that come out of their mouth.  Because buying a home isn’t like buying a fridge from Harvey Norman. …

• 31 Jul 2020
• 5 min read
• 2

What To Look For In An Older Condo Before You Buy

New launch condos have a lot of psychological appeal, until you hear the horror stories – like Laurel Tree and Sycamore Tree condos going unfinished, or the $32 million lawsuit over defects at The Seaview.  Or maybe you’d love to…

• 22 Jul 2020
• 6 min read
• 14

Should You Buy A Resale Flat Or New Launch Condo First?

Even with HDB income ceilings raised ($14,000 per month for new flats and $16,000 per month for Executive Condominiums), there’ll always be a group of sandwiched Singaporeans who’ll feel trapped.  These are the ones who earn too much to buy…

• 17 Jul 2020
• 7 min read
• 6

Always Factor Maintenance Fees into Your Condo-Buying Decision

Condos are the most common form of private property in Singapore; and while most buyers will consider everything from the façade to the size of the air-con ledge, they often miss an important factor: the maintenance fees. Especially so for…

• 10 Jul 2020
• 5 min read
• 0

Should You DIY Or Use A Property Agent?

So like every other person, you’ve probably dwelled on the thought of doing the real estate transaction yourself – after all, a DIY sale can save you enough to pay for the renovation of your next property. And can we…

• 1 Jul 2020
• 7 min read
• 0

Pros and Cons of Buying Property in Phase Two

It’s pretty amazing how long – and how quick – the months of the Circuit Breaker (CB) have passed. A few weeks ago, people were complaining that the isolation was driving them nuts; this week, having to wear pants to…

• 26 Jun 2020
• 6 min read
• 0

New Launch & Resale Condo Timeline: Everything You Need To Know

This is the final part of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You…

• 24 Jun 2020
• 5 min read
• 0

Additional Buyer’s Stamp Duty (ABSD): A Comprehensive Guide

Additional Buyer’s Stamp Duty (ABSD) is, without a doubt, one of the least liked terms in Singapore. This disfavour for ABSD applies not just to Singaporeans (who certainly pay the least hefty ABSD amounts when they buy a residential property), but PRs and Foreigners…

• 24 Jun 2020
• 10 min read
• 4

13 Key Questions To Ask At A Showflat

When the salesperson at the showflat asks “do you have any questions?” you can immediately spot the first-time buyers.

• 23 Jun 2020
• 7 min read
• 0

When Should You Consider A Dual-Key Unit?

This is Part 16 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 20 Jun 2020
• 7 min read
• 0

Shoebox Units: Key Factors You Need To Consider

This is Part 15 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 19 Jun 2020
• 6 min read
• 2

The Essential Guide To Read And Compare A Floor Plan

This is Part 14 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 17 Jun 2020
• 8 min read
• 0