Policy & Planning

Policy & Planning

Good News For HDB Buyers In 2023: How Budget 2023 Will Impact The Property Market

Budget 2023 raises CPF grants to $80,000 for resale flats, adds BTO balloting chances for families, and hikes stamp duty above $1.5 million. Ryan J. Ong · 14 Feb 2023 · 6 min read 591

Policy & Planning

Better Housing Policies For Singles? 4 Things We Wish To See In The Singapore Property Market In 2023

2022's BTO ramp-up, resale cooling measures and rental rebound in Singapore's property market, plus four policy changes we want to see in 2023. Ryan J. Ong · 29 Dec 2022 · 9 min read 152

Policy & Planning

Should We Build More HDB Maisonettes? 5 Convincing Reasons Why

HDB stopped building maisonettes in 1995, but here are 5 reasons why bringing back this double-storey layout could still benefit extended families today. Ryan J. Ong · 23 Dec 2022 · 7 min read 1.1k

Policy & Planning

The Story Of HDB’s Struggles With The DBSS: Why It Was Doomed To Fail

DBSS flats mixed private design with public housing, but workmanship and pricing issues led HDB to scrap the scheme. Stacked · 15 Dec 2022 · 1 min read 316

Policy & Planning

Singaporeans Share Their Frustrations About “Affordable” Public Housing: Here Are Some Of The Best Points From Reddit

Reddit users debate HDB affordability, from BTO wait times to single versus dual-income costs and resale flats hitting an eight-year price peak. Ryan J. Ong · 26 Oct 2022 · 8 min read 988

Policy & Planning

4 Ways URA’s New Move To Curb Shoebox Units In Central Areas Could Affect The Singapore Property Market

URA's shoebox apartment curbs hit central Singapore from 2023, affecting developers, en-bloc prices and options for singles and couples. Ryan J. Ong · 19 Oct 2022 · 6 min read 248

Policy & Planning

The Real Effect Of Loan Curbs On The Singapore Property Market: A Quick Look Back At History

A look back at Singapore's loan curbs since 2010, including LTV ratio changes for HDB, and how long prices took to react. Ryan J. Ong · 18 Oct 2022 · 5 min read 108

Policy & Planning

“I’m Essentially Homeless For 15 Months Now”: New Cooling Measures Leaving Some Homeowners In A Difficult Situation

New cooling measures force a 15-month wait before buying resale HDB, leaving downgraders like single buyer M without a home. Sean Goh · 1 Oct 2022 · 5 min read 421

Policy & Planning

September 2022 Cooling Measures Announced: An Attempt To Cool The Hot Property Market And How It May Affect You

September 2022 cooling measures explained: higher MSR/TDSR floor rates, lower HDB loan LTV limits, and a 15-month wait-out period for downgraders. Ryan J. Ong · 30 Sep 2022 · 9 min read 965