Property Advice

5 Handy Ways To Use Your Property For Retirement Planning

It’s quite common to hear that “property is a good retirement asset”. But in practice, not every homeowner is clear on the role of their property in their retirement portfolio; many don’t have considerations beyond selling and downgrading, or even…

• 10 Mar 2021
• 7 min read
• 0

Selling Your Home On Your Own? We Breakdown An Ex-FBI Negotiator’s Book Into 5 Key Takeaways (Part 1)

Call it manipulation, call it persuasion.  Whichever way we look at it, negotiations have long been and will continue to be an inherent part of our daily life.  You might not actually know you are doing it, but you are…

• 7 Mar 2021
• 7 min read
• 2

Shoebox Versus Resale Flat: Which Is A Better First Home?

So you’re a “sandwiched Singaporean”, and earn enough to buy a small private home or a resale flat; but not a BTO. It’s a common conundrum for those who earn just above the income ceiling for new flats. Before you…

• 26 Feb 2021
• 8 min read
• 2

6 Tips To Maximise Your Profits When Selling Your HDB Flat

Despite a few hundred agents and websites explaining how your HDB flat is a great “stepping stone”, upgrading is never as easy as it sounds. You need to make enough from selling your flat that you can cover the CPF…

• 20 Feb 2021
• 7 min read
• 0

8 Considerations When Picking A Resale HDB Flat For Future Upgrading

In our not-so-recent AMA on Seedly, we noticed several of the questions were regarding resale flats. Some of these were about resale flats as means of asset progression (upgrading), be it to a condo, or just even to a bigger…

• 15 Feb 2021
• 7 min read
• 0

How To Be Prepared For Your First New Launch Condo Booking Day (Ballot Process + Timeline)

So we’ve seen a number of guides on what to do when hunting for the ‘most suitable’ new launch unit.  We’ve also touched briefly in the past on the timelines of purchasing both new launch and resale condo units.  But…

• 14 Feb 2021
• 7 min read
• 1

First Time Landlords Take Note: Here’s How Much You Need To Save Before Buying A Rental Property

So your Minimum Occupation Period is finally up, and you’re ready to plunge into an investment property; or maybe you’ve got your eye on a well-located one-bedder in town. The first rental property is arguably the most important – often,…

• 10 Feb 2021
• 7 min read
• 0

Are Shoebox Units A Good Retirement Option? Here Are The Pros And Cons

To most Singaporeans, the term “shoebox unit” or “compact unit” is synonymous with property investment. Indeed, renting out a one-bedder is how many landlords get started on their property portfolio. What’s less commonly known, however, is that shoebox units also…

• 6 Feb 2021
• 7 min read
• 0

5 Things Singles Should Know Before Buying Their First Private Home

Maybe you’re not interested in waiting till you’re 35 to get an HDB flat; or maybe you’re ready to start investing in property already. Either way, with the recent surge of low-quantum properties, there’s a growing number of single Singaporeans…

• 1 Feb 2021
• 7 min read
• 2

Investing In A Property With A Friend/Family? Here’s How To Choose Between Joint Tenancy And Tenancy-in-common

Perhaps you’ve bought a property with a sibling or friend, instead of your spouse. Or maybe you have aspirations toward owning a second property later, under your spouse’s sole name. In these situations, it pays to be forward-looking: owning your…

• 31 Jan 2021
• 7 min read
• 3

Single And 35 Years Old? Here Are Your HDB Options (BTO + Resale Affordability Calculations)

The Singapore public housing market, while often regarded as one of the most successful in the world, comes with one little glitch. A common complaint is that for single Singaporeans – or couples who can’t be legally married for some…

• 27 Jan 2021
• 6 min read
• 0

Choosing Between A Cluster Home Or Landed? Here Are 7 Questions To Ask Yourself

You’ve viewed penthouses, five-bedder condo units, and all the largest property types out there. Still, there just isn’t anything with enough room. It’s time to look at landed properties, which are as big as they come. This is also when…

• 12 Jan 2021
• 7 min read
• 0

Positive Cash Flow Property: Here’s All You Need To Know

Singaporeans have a lot of confidence in appreciating property values; and of late they’ve seen more proof than ever; it’s stunning how property prices have managed to keep climbing despite Covid-19. But just because property prices are rising on the…

• 8 Jan 2021
• 6 min read
• 0

6 Things To Prepare If You’re Buying A Home In 2021

One of the worst feelings is to have finally found your dream home, and then being forced to walk away because your financing is uncertain. Or perhaps you’ve put down the booking fee and signed the papers, only to realise…

• 2 Jan 2021
• 6 min read
• 0

Should You Keep Your HDB Flat To Rent Out After Buying A Condo?

We recently received this particularly interesting question: Do you think it is worth to pay ABSD for second property (condo) and keep the first property (HDB) for a rental income? While that does mean incurring Additional Buyers Stamp Duty (ABSD),…

• 30 Dec 2020
• 7 min read
• 0

Should You “Sell One, Buy Two”, Or Just Buy A Bigger Condo Unit?

With a bumper crop of resale flats hitting the market, and prices rising across the board, it seems the Singapore private property market is in upgrading mode; and so much for the coronavirus. This inevitably brings up the upgrading trend…

• 12 Dec 2020
• 7 min read
• 4

What Should You Check When Buying A Tenanted Property In Singapore?

You’ve found the ideal property that’s five minutes from work and the children’s school, but there’s just one issue: a tenant is living there, and his lease only expires almost 10 months from now. That’s a long time to wait…

• 29 Nov 2020
• 8 min read
• 0

6 Key Steps To Take When Right-sizing Your Property

So the children have moved out, and you’re sick of cleaning up your huge 1980’s five-room flat / three-storey bungalow / humongous condo. Or perhaps it’s time to cash out and retire early or retire well. Whatever the case, you’re…

• 25 Nov 2020
• 7 min read
• 0