HDB seems locked in a constant battle with what Singaporeans call “the rich people areas.” HDB seems to view enclaves – be it ethnic enclaves, or areas defined by a certain socioeconomic strata – as areas that need to be…
News
Bought The Vales EC two bedder in 2017 at $650k. Outstanding loan of $400k at 1.5% interest rate at five year fixed which ends 2025 sep. We now have a four year old daughter. So thinking of our options and…
Advice
Most HDB flats tend to look a bit same-ish, but there are some unique ones out there – such as maisonette types, those that come with a balcony, and even landed HDB units. But one of the most striking among…
Resale HDB
Continuing our search for affordable and centrally located HDB units in Singapore, this week we zero in on the most popular flat type – 4-room HDB flats. These units are located in more central estates like Bishan, Toa Payoh and…
Units Of The Week
An ongoing assumption about condos is that, it is all about location location, and location. And while no one is really going to argue about the importance of that, it does make you wonder about the more obscure and less…
Analysis
There’s an old saying that your holding power determines your gains, when it comes to real estate. And while that’s true in the conventional sense, there are some exceptions – within the prime central region, high-end condos were once flipped…
Commentary
The Singapore Science Park is not the kind of place most people would think of as a place to live. Not that it’s unpleasant, mind you – it’s great as a tech hub. It’s just that the area is all business…
Commentary
The EC scheme is the most successful and long-lived of the “sandwich housing” solutions; and has done much better than attempts like the DBSS. In 2024, with million-dollar flats becoming increasingly more common, buyers often question whether purchasing an EC…
Analysis
If I were a good property agent, I’d be pretty happy with the HDB resale portal. In fact, I’d want it to be bigger and have all the listings. Far from a threat of being “cut out”, the resale portal…
News
In my previous article, I discussed the future living arrangements of older adults who do not fit the traditional Singaporean model. For example, people who do not have children to live with or do not want to live with their…
Editors' Pick
In this week’s episode, discover a meticulously designed family home nestled in Serangoon. This 5-room HDB flat spans 1,350 sqft, offering a harmonious blend of functionality and style. Upon entry, simplicity meets functionality with a bespoke shoe cabinet and a…
Living In
I have always dreamed of owning property before I turned 35. As someone huge on personal finance, it was a really big deal to get one of the biggest life purchases out of the way so I could start optimising…
Editors' Pick
Hi Stacked, I am writing in as I found myself in a rather interesting situation. My wife and I are 29 and have a combined annual income of approximately $250k. We are currently staying in an Executive Apartment for 3.5…
Advice
Here’s one way to feel old: It has been a long 14 years since the Sellers Stamp Duty (SSD) was first implemented (which has no doubt impacted the Singapore property market significantly). For an entire generation of younger homebuyers, you…
Commentary
With the rise of million-dollar HDB flats capturing attention, this week, we highlight five 5-room units in central hotspots such as Ang Mo Kio and Toa Payoh, priced from $720K for those seeking more affordable alternatives. Missed last week? You…
Units Of The Week
Living alone is becoming an increasingly popular aspiration among young Singaporeans, as they seek spaces that foster independence, creativity, and self-expression. One such individual has taken this dream a step further by transforming her living space to include a personal…
Design
While it’s rare to rent a landed home, we get that some people prefer this: from foreigners splitting with multiple roommates, to large extended families awaiting their own landed homes (yes, we’re aware of how some landed renovations can take…
Rent
The price gap between flats and condos is important for several reasons – for upgraders, it shows the likelihood of being able to afford the leap into the private market. For pure homeowners, it also has relevance; given a comparison…
Analysis
