Property Advice

How Much Do You Need To Comfortably Afford A 4/5-Room Resale HDB In 2024?

There are multiple scenarios why more couples have sought out resale flats as their housing solution in the last couple of years. Stricter BTO requirements (salary caps, one person must be Singaporean and the other be a PR), long waiting…

• 15 Jul 2024
• 9 min read
• 1
• 8.2k

We Are In Our 60s And Own An HDB In Ang Mo Kio: Should We Downgrade To A 3-Room, Apply For A BTO, Or Buy An EC?

Hi Stacked Homes, I am a fan of Stacked homes and really love your analysis in helping the readers decide on their futures homes. I hope you can help me and my husband too on our next phase of life….

• 12 Jul 2024
• 13 min read
• 0
• 1.5k

We Make $11k Per Month And Own A Newly-MOP Clementi HDB: Should We Upgrade To A Bigger Condo Or Buy 2 For Investment?

Dear Ryan I’ve been an avid follower of Stackedhomes and really enjoy the concise content dished out by you guys, please keep up the great work.  Currently I have a dilemma, my current details are as follows. We are currently…

• 5 Jul 2024
• 10 min read
• 2
• 941

How To Choose The Best HDB BTO Unit: An Ultimate Guide (With A Workable Checklist!)

Just the other day, I spoke to a friend who was fortunate enough to get a queue number for the October 2023 BTO launch.  While this was meant to be a joyous and momentous occasion, she was outright panicking on…

• 3 Jul 2024
• 13 min read
• 1
• 3.3k

I’m 40 With Cash Savings Of $100k: Should I Decouple My Co-Owned Condo To Buy An HDB?

Dear StackedHomes, I have found your responses to audience queries incredibly helpful in understanding the Singapore property market, which can be complex due to varying individual circumstances. I would appreciate your advice on my current situation. I am 40 years…

• 21 Jun 2024
• 8 min read
• 1
• 754

I Have $1.5m In Cash But Don’t Own A Property: Should I Buy An HDB Or Condo In Bedok For Rental Income?

Hi,  Would like to seek your advice.  I would like to buy a property for rental income now, and in future capital appreciation/to stay.  Im currently staying with a friend and doesn’t need a place. In future, if I need…

• 14 Jun 2024
• 8 min read
• 0
• 668

Why Selling Your Own HDB Flat Isn’t As Easy As You Think: 7 Hidden Difficulties To Be Prepared For

A common misconception is that, when it comes to selling your own flat, the difficult part is the paperwork/transaction process. We don’t think so though – HDB has greatly simplified and streamlined these issues over the years, and with the…

• 8 Jun 2024
• 6 min read
• 0
• 717

We Own A 4-Bedder EC In Punggol: Should We Buy A Newer Condo Or An Executive HDB?

Hi! I have some questions about my current situation. Hopefully u can shed some light! House: punggol 4 bed EC 1,442 sq ft/bought 1.16mil/ valuation ~ 2Mil now. Outstanding loan 545k. Decoupled. I own 100% now. My CPF+ accrued ~…

• 7 Jun 2024
• 10 min read
• 1
• 203

Are You Single, Over 35 And House Hunting? Here’s How To Choose Between An HDB Or Condo

35 is an important year for a single Singaporean, as this is when you can buy your HDB flat; and with new rules on flat selection, you can buy anywhere in Singapore. If you’re in a position to afford a…

• 5 Jun 2024
• 6 min read
• 0
• 647

We Make $14k Per Month And Own A 57-Year-Old HDB: Should We Get A BTO, An EC, Or A Jumbo HDB?

Hi Stacked Homes, We have a unique situation on hand and would love to hear your thoughts on this. My husband and I own a 3 room HDB flat in a very mature estate in Commonwealth that is 57 years…

• 31 May 2024
• 8 min read
• 1
• 575

Should You Buy A 3 Or 4-Room HDB? Here Are Some Key Things To Consider Beyond Size

The most obvious difference between 3-room and 4-room flats is size: the former tends to be around 700 sq. ft., while the latter is usually around 960 sq. ft. (sometimes a bit bigger, especially for older flats). But there are…

• 28 May 2024
• 5 min read
• 0
• 620

We Own A 2 Bedder EC At The Vales: Should We Sell To Buy A Condo, Buy An HDB Or Rent?

Bought The Vales EC two bedder in 2017 at $650k. Outstanding loan of $400k at 1.5% interest rate at five year fixed which ends 2025 sep.  We now have a four year old daughter. So thinking of our options and…

• 24 May 2024
• 9 min read
• 0
• 256

Is It Worth Keeping Our Executive HDB Or Selling Upon MOP To Buy A Condo (And Avoid ABSD)

Hi Stacked, I am writing in as I found myself in a rather interesting situation. My wife and I are 29 and have a combined annual income of approximately $250k. We are currently staying in an Executive Apartment for 3.5…

• 17 May 2024
• 7 min read
• 0
• 369

10 Key Things You Can’t Overlook In Your Condo Floor Plan Before Buying

What makes a good condo layout? Well, the answer is, truthfully, quite subjective – but there are some common features that most people appreciate. So to prevent you from being fooled by a nice show flat – or roundabout reasoning…

• 11 May 2024
• 6 min read
• 0
• 1.5k

I’m 53 With A Passive Income Of $4k Monthly: If I Were To Inherit An HDB, Should I Sell My Current HDB Or Condo?

Dear Sir / Madam, as per my FB messenger request, here’s the details of myself and properties: Myself (a) 3-room HDB Flat (b) D14 Boutique Development (c) Will be inheriting a 4-room HDB flat at in Tampines Questions. Let me…

• 10 May 2024
• 9 min read
• 0
• 267

Your Property Has Been On The Market For Months Now: When Is The Right Time To Lower Your Price?

It’s been months since anyone has given you an offer, and you do need to sell before you can move on to your next property. Is it time to bite the bullet, and lower your asking price? In a time…

• 9 May 2024
• 5 min read
• 0
• 452

Should I BTO In My Early 20s Or Wait Till Later?

With the constant inflation of BTO flats with every new release from HDB, young people like myself get more hard-pressed and wish that we could turn back time and submit those application forms much earlier in our lives.  I will…

• 8 May 2024
• 10 min read
• 0
• 556

I Just Bought My First Condo At Age 50: Should My Wife Buy Another Condo Or Invest The Cash?

Dear Stacked Homes, I have been a regular reader of your articles. I appreciate your efforts to put in much analysis in answering real issues faced by the community on property matters.  I seek your recommendations on my situation I…

• 3 May 2024
• 7 min read
• 2
• 450