Property Advice

We Own An Ang Mo Kio BTO And Have $150k In Cash: Can We Afford To Buy 2 Condos Or Should We Upgrade To An EC?

Hi Ryan, I would like to take this opportunity to thank you and StackHome for providing Singaporeans with in-depth analyses of the Singapore property market. I really appreciate the content you guys are producing. I am currently facing a dilemma…

• 13 Sep 2024
• 7 min read
• 0
• 380

Should You Buy A Bigger HDB Or Smaller Condo For $1 Million In 2024?

With more central area flats reaching the million-dollar mark (or at least around $800,000), there’s reason to reconsider small or far-flung condo units. Whilst you could potentially get a small resale condo for around a million, does that compare to…

• 12 Sep 2024
• 8 min read
• 0
• 1k

We Own A 3-Bedder At Treasure At Tampines: Should We Sell To Buy 2 Properties Or A Bigger Unit?

Hi, We are a married couple earning 100k each. We own a business earning 100k annually. Husband and wife around mid-thirties. We just bought a 3B3B condo at Treasure at Tampines with 99-1 in in 2024. Wife 99.  Investment about…

• 6 Sep 2024
• 11 min read
• 0
• 301

Should You Buy An Older Resale HDB Flat If You Are In Your 20s/30s?

Older resale flats may be spacious, but lease decay and age are major concerns. Whilst the most crucial issue is to not outlive the flat, there are other factors as well: older resale flats could have more maintenance issues, and…

• 2 Sep 2024
• 6 min read
• 0
• 1k

Can We Afford To Upgrade From An EC To A Landed Home?

Hi, thanks for the quick response.  I would like to share my story and seek Stacked Home advice.  My family is currently staying in an EC, we bought during the 2015 launches in the north, the EC was MOP in…

• 30 Aug 2024
• 11 min read
• 0
• 268

We Make $200k Per Year And Own A Freehold Condo In Potong Pasir: Is A Leasehold Condo A Better Option Or Would We Lose Money?

Hello, We are a family of three with a daughter. We live in a freehold condo in Potong Pasir. We are happy with our current place but are considering upgrading to a bigger home if we decide to have another…

• 23 Aug 2024
• 12 min read
• 2
• 265

Should We Sell Our Old HDB Flat In CCK And Buy Another Resale Or Keep For Passive Income?

Hello Stacked Homes I am in my early 50s and my husband is in early 60s. We have a HDB under my name. I am currently unemployed and my husband is still working. He plans to retire in 2 or…

• 16 Aug 2024
• 8 min read
• 0
• 214

How Do You Decide What’s The Right Price To Sell Your HDB Flat In 2024?

The resale flat market may be at a crucial turning point: from the introduction of the HDB resale flat listing service (so you can sell your flat on your own), to the recent news of a $1.73 million flat which,…

• 14 Aug 2024
• 5 min read
• 0
• 251

Can You Afford To Upgrade From An HDB Flat To A Landed Property? Here’s The Math

Maybe it’s due to diligent savings, maybe it’s due to the meteoric rise in resale flat values since Covid, or maybe it’s both. But on the ground, we’ve seen younger homebuyers show interest in recent years to skip the “condo”…

• 12 Aug 2024
• 4 min read
• 0
• 1.5k

5 Untold Risks Of Buying An Old Freehold Condo In Singapore You Need To Know About

Freehold condos have always held a strong allure for Singaporeans. The idea of owning a property “forever” or being able to pass on a legacy is part of the appeal. Given the high prices of property now though (new launches,…

• 10 Aug 2024
• 5 min read
• 0
• 2.4k

Should We Get A BTO At 55 As Our Retirement Home?

Hi, In short, we wish to go for BTO at the age of 55.  We have taken 1 time subsidy when we bought our first resale 4 room flat in 1998 and sold in 2003, without paying back the levy….

• 9 Aug 2024
• 8 min read
• 1
• 1.8k

How To Decide What Is A “Fair” Price For Your HDB Flat In 2024

Most first-time homebuyers start with an HDB flat; and given how high resale flat prices are of late, it can be a tough call. The situation is a little more difficult now with seeing frequent headlines of million-dollar HDB flats,…

• 8 Aug 2024
• 7 min read
• 0
• 679

Should You Make A Partial Prepayment On Your Home Loan In 2024? Here’s How To Decide

Over the last two or three years, home loan interest rates have been rising – and several homeowners have been warned about future refinancing options. Simply put, the era of low interest rates, which we saw from around 2008 to…

• 6 Aug 2024
• 6 min read
• 0
• 527

We Own A $1.5m DBSS And Have $300k In Cash: For Retirement Should We Sell To Buy A Condo For Rental Or Another HDB?

Hi Stacked Homes, My husband and I have been following your articles, and some of the advice is very insightful. Thank you for all the continuous great work to create awareness.  My husband is at retirement age at 65, and…

• 2 Aug 2024
• 9 min read
• 0
• 295

Is A New Launch Condo Really Better Than A Resale? We Debunk 5 Common Agent Sales Pitches

Perhaps it’s the higher commissions from new launch condos, or perhaps it’s a lack of availability. Still, some property agents are dead set on convincing you to stay away from resale condos. We’ve seen a lot more of this of…

• 1 Aug 2024
• 7 min read
• 0
• 1.6k

We Own A Fully Paid 4-Room HDB And A 2 Bedder Condo: Should We Invest In A 3rd Property With 30% ABSD?

Hi, I am a subscriber to your Telegram – Stacked Homes and frequently read your well-written and in-depth articles. Understand you provide advice to people whom reached out and hence I am also doing the same. Appreciate if you could…

• 26 Jul 2024
• 9 min read
• 2
• 911

5 New Launch Condo Red Flags That Some Property Agents May Not Tell You

New launches are tricky, as everything exists on plans, in concept, or in a show flat that accentuates the good points and “hides” the not-so-good points. And whilst agents have a strong incentive not to lie (they have a license…

• 25 Jul 2024
• 6 min read
• 0
• 699

We Have $850k In Cash: Should We Invest In A Condo In The OCR/RCR Or T-Bills/Bonds/Fixed-Deposits?

Dear Stacked, Hope you and the team at Stacked has had a wonderful weekend. With reference to the response formulated by Stacked in Nov 2023, you will be pleased to know that we have finally settled our purchase of a…

• 19 Jul 2024
• 9 min read
• 4
• 1.8k