Property Advice

Should I Rent? Or Should I Buy? (Part I)

A home purchase.  The biggest financial investment you’ll probably make in your life. …Which, if not careful, may also turn into your biggest financial liability. Man isn’t that a dark way to start this article. As a younger home-hunter, I…

• 30 May 2020
• 8 min read
• 2

Getting Your Child Into A Top Primary School And Finding Your Dream Home: Here’s How This Tool Can Help

“Successfully enrolling your child into the top primary schools in Singapore is akin to winning 4D… followed by TOTO.” It might sound incredulous, but ask any parent that has been through the rigmarole of getting their child into primary school…

• 29 May 2020
• 10 min read
• 2

How Much Income Do You Need To Get A Home Loan / Mortgage?

This is Part 3 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 29 May 2020
• 7 min read
• 3

How Much Can You Borrow For A Home Loan / Mortgage?

This is Part 2 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 29 May 2020
• 6 min read
• 0

Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage

Always get your Approval-in-Principle first.

• 28 May 2020
• 6 min read
• 0

Here’s What You Can Do If Your Condo TOP Is Delayed

You’re supposed to move in next month, but then Covid-19 struck. Or maybe your condo’s main contractor has gone bust, setting back the timeline while the developer scrambles to find a new one. In extreme cases, like with Sycamore Tree…

• 26 May 2020
• 5 min read
• 0

The Ultimate Guide to Home Flooring Costs

Given that it’s just something to walk on, you wouldn’t think flooring is a huge cost. But in some renovations, flooring alone can account for as much as a tenth of the overall renovations; and if there’s a delay, about…

• 22 May 2020
• 9 min read
• 0

The Other Owners Agreed To An En-bloc Right After I Moved In: Now What?

You could see from the dated exterior that the condo was old. Perhaps your property agent, or even the mortgage banker, made a face when they saw the remaining lease. But whatever the case, the old property was perfect for…

• 22 May 2020
• 5 min read
• 10

Beware Of Social Proof When It Comes To Buying Property

It’s a Saturday morning. You have your cup of coffee before heading down to open the letterbox (wearing a mask, of course). Among the usual mass of property advertisements, there are 3 in particular that catches your eye – each…

• 12 May 2020
• 7 min read
• 0

All You Need To Know: The Income Requirements For Getting A Home Loan

You’ve spent the last few months talking to three different banks, and each time your hopes have sunk further. As you pick up today’s mail, you realise it’s probably your last chance of securing a home loan, before you lose…

• 9 May 2020
• 5 min read
• 0

Here’s How You Should be Comparing New Condo Vs Resale Units

Reuben wrote a really intriguing piece the other day on cognitive biases and why they affect your property purchases. Perhaps the thing that struck me most was the confirmation bias bit. And it’s something that I am looking to touch…

• 28 Apr 2020
• 7 min read
• 0

The No-Nonsense Guide To The “Sell One, Buy Two” Property Investment Strategy

You’re no doubt seen this by now: SELL ONE, BUY TWO, the advertisement yells – HOW TO OWN TWO PRIVATE PROPERTIES WITH NO ABSD! (Insert excessive line of emojis). Your first reaction is probably to think “scam”. Your second is…

• 26 Apr 2020
• 6 min read
• 2

My Income Situation Changed After Signing The Option To Purchase. How Now?

It’s got a floor to ceiling picture window, a pool perfect for re-enacting half the Pirates of the Caribbean scenes, and a walk-in wardrobe that was the size of your flat growing up. It was your dream home, and you…

• 24 Apr 2020
• 5 min read
• 0

Complete Guide To Getting Your Home Loan Approved This Month

So you’ve reset your SingPass, you’ve handed over three months of your payslip, you’ve filled in all the forms after an hour at the bank – the second time over. And now, as you open the letter, you see the…

• 23 Apr 2020
• 7 min read
• 0

10 Cognitive Biases That Are Affecting Your Property Purchases!

Someone say Sentosa?

• 19 Apr 2020
• 12 min read
• 2

Why Property Agents Are Necessary For Your Property Transactions – Here Are 4 Good Reasons

At Stacked – we monitor the real estate market very closely. This means we are very aware of the business models of developers, real estate agencies and property agents themselves.  Our main concern today is that of the property agent. …

• 19 Apr 2020
• 5 min read
• 1

Help! I’m About To Miss The Six-month Deadline For ABSD Remission!

Losing your Additional Buyers Stamp Duty (ABSD) remission is a huge deal; the financial damage can take years to recover from, and it’s a real risk for upgraders who buy into new units before selling their current ones.  In today’s…

• 17 Apr 2020
• 5 min read
• 0

One Way To Find Undervalued Property

One of the most common lead up questions I usually get asked at a consultation meeting is this: “Can you find me an undervalued property?” That’s the million-dollar question isn’t it, because who doesn’t want to buy a property today…

• 15 Apr 2020
• 3 min read
• 0