Property Advice

Positive Cash Flow Property: Here’s All You Need To Know

Singaporeans have a lot of confidence in appreciating property values; and of late they’ve seen more proof than ever; it’s stunning how property prices have managed to keep climbing despite Covid-19. But just because property prices are rising on the…

• 8 Jan 2021
• 6 min read
• 0
• 876

6 Things To Prepare If You’re Buying A Home In 2021

One of the worst feelings is to have finally found your dream home, and then being forced to walk away because your financing is uncertain. Or perhaps you’ve put down the booking fee and signed the papers, only to realise…

• 2 Jan 2021
• 6 min read
• 0
• 1.7k

Should You Keep Your HDB Flat To Rent Out After Buying A Condo?

We recently received this particularly interesting question: Do you think it is worth to pay ABSD for second property (condo) and keep the first property (HDB) for a rental income? While that does mean incurring Additional Buyers Stamp Duty (ABSD),…

• 30 Dec 2020
• 7 min read
• 0
• 2.1k

Should You “Sell One, Buy Two”, Or Just Buy A Bigger Condo Unit?

With a bumper crop of resale flats hitting the market, and prices rising across the board, it seems the Singapore private property market is in upgrading mode; and so much for the coronavirus. This inevitably brings up the upgrading trend…

• 12 Dec 2020
• 7 min read
• 4
• 1.5k

What Should You Check When Buying A Tenanted Property In Singapore?

You’ve found the ideal property that’s five minutes from work and the children’s school, but there’s just one issue: a tenant is living there, and his lease only expires almost 10 months from now. That’s a long time to wait…

• 29 Nov 2020
• 8 min read
• 0
• 1.5k

6 Key Steps To Take When Right-sizing Your Property

So the children have moved out, and you’re sick of cleaning up your huge 1980’s five-room flat / three-storey bungalow / humongous condo. Or perhaps it’s time to cash out and retire early or retire well. Whatever the case, you’re…

• 25 Nov 2020
• 7 min read
• 0
• 383

Working From Home: 3 Ways To Add A Working Space Into Your Home

You could say that working from home has been an unintended perk from the miserable Covid-19 situation.  It has been a little more than 6 months (where has all that time gone?) since circuit breaker measures were first introduced, and…

• 22 Oct 2020
• 7 min read
• 0
• 536

4 Practical Ways To Use Supply And Demand For Property Research

Supply and demand – it’s basic economics. It’s the reason why Hermes can sell $10,000 Birkin bags (which may sound incredulous to some), and yet still garner a long waiting list along with a booming resale market.  Or why certain…

• 10 Oct 2020
• 8 min read
• 2
• 1.3k

How To Use The URA Master Plan To Do Your Own Research

You’ve just read the dozenth article, guide, blog post, etc. telling you to “check the URA Master Plan”. We even do that here on Stacked, as it’s good advice. But as you navigate to the URA home page, you may…

• 4 Oct 2020
• 6 min read
• 2
• 8.2k

How Do You Pick An HDB flat That Will Hold Its Value?

It’s hard not to see HDB owners frowning this past decade. Ever since the last property peak in 2013, resale HDB flats have mostly been locked in a long downward trend, with little light ahead: the dream of SERS, the…

• 24 Sep 2020
• 8 min read
• 4
• 2.6k

Couldn’t Get Your BTO Flat Of Choice? Here Are 5 Alternative Steps To Take

The BTO launch exercise is over, and the dust has settled. Amid the debris, you get the dreaded email, telling you in a few curt lines that your application is unsuccessful. Before you throw something at the screen, know that…

• 20 Sep 2020
• 6 min read
• 2
• 668

You Have Enough To Pay Off Your Home Loan Early; But Should You?

It is a miracle! For years you’ve slogged away at your home loan, thinking you were never going to get it paid. Then lo and behold, long before even your 55th birthday, you check the mortgage and realise: hey, you…

• 1 Sep 2020
• 6 min read
• 0
• 586

The Stacked Guide for Foreigners Buying Property in Singapore

Singapore private property is both literally and metaphorically a safe port in the storm. This may be one of the few countries where demand for luxury properties can climb to 11-year highs, precisely because of economic downturns.  But despite its…

• 31 Aug 2020
• 6 min read
• 0
• 338

The Stacked Guide To Property Tax And Stamp Duties

Many first-time home owners overestimate the price of their first property. It’s probably due to constant conditioning over social media, news, etc. that remind you how “Singapore is the world’s most expensive city”, etc. But here’s the bit that’s often…

• 28 Aug 2020
• 7 min read
• 0
• 706

Resale HDB or Condo: Comparing Floor Plans for Young Couples

Let’s get real. Purchasing a home is daunting, especially for young couples that are priced out of buying a BTO and can only “afford” to look at a resale HDB or condo. Yes, this is for the sandwiched crowd out…

• 25 Aug 2020
• 8 min read
• 3
• 745

The Key Things To Prepare For When Inheriting Property In Singapore

Inheriting a property isn’t like inheriting cash, or gold, or an art collection. All those things involve paperwork; but few things involve as much red tape as inheriting a property. To prepare you for what’s to come, we spoke to…

• 14 Aug 2020
• 6 min read
• 6
• 1.3k

Loan to Value (LTV): How To Increase The Loan Quantum For Your Property

After five years, you’re ready to sell your flat and make the jump to a private property. Or perhaps you’ve got your heart set on an Executive Condominium, for which you need to use a bank loan. In both cases,…

• 12 Aug 2020
• 7 min read
• 0
• 524

Should You Take Up A Deferred Payment Scheme When Buying A Condo?

You’ve had your eye on that new launch condo for a long time; and now that it’s complete, you can even move in right after buying. Well, get ready to be introduced to the Deferred Payment Scheme (DPS) when you…

• 12 Aug 2020
• 6 min read
• 3
• 1.2k