Policy & Planning HDB Just Made It Easier For Young Couples To Buy Flats: But Not Everyone Is Happy HDB’s relaxed income assessment rules were meant to help young couples — but not everyone’s on board. Ryan J. Ong · 28 Mar 2025 · 6 min read 200
Policy & Planning New MRT Plans Revealed: How Tengah & Seletar Lines May Boost Northern Homes New Tengah and Seletar MRT line studies could connect Sengkang West, Whampoa and Bukit Batok, with completion in phases from the 2040s if approved. Ryan J. Ong · 8 Mar 2025 · 4 min read 1.3k
Policy & Planning How Will Budget 2025 Affect The Singapore Property Market? 8 Key Changes To Note Budget 2025 brings more BTO supply, higher Fresh Start grants, lower property taxes and U-Save rebates. Ryan J. Ong · 18 Feb 2025 · 8 min read 1.7k
Policy & Planning How Will CPF Changes In 2025 Affect Your Housing Decisions In Singapore? CPF's 2025 changes raise the salary cap to $7,400 and close the SA at 55, affecting how much OA savings buyers have for housing. Ryan J. Ong · 5 Feb 2025 · 4 min read 981
Policy & Planning Can Lower-Income Singaporeans Better Afford HDB Flats In 2024? Here’s What The New Measures Mean The Enhanced Housing Grant rose to $120,000. See how this changes 3-room flat affordability for lower-income households across different income bands. Ryan J. Ong · 7 Sep 2024 · 3 min read 519
Policy & Planning Are Middle-Class HDB Homebuyers Losing Out After The Latest HDB Loan Restrictions? HDB LTV ratio drops to 75%, and median earners now need $155,262 upfront instead of $112,286, cutting affordability by roughly $170k. Ryan J. Ong · 28 Aug 2024 · 7 min read 1k
Policy & Planning “Surprise” New Property Cooling Measures Aug 2024: How New Loan Curbs And Grants Will Affect HDB Homebuyers HDB's LTV drops to 75%, raising down payments, while EHG grants rise to $120,000. See how these August 2024 changes affect homebuyers. Ryan J. Ong · 20 Aug 2024 · 6 min read 506
Policy & Planning 5 Key Future HDB Plans You Need To Know From NDR 2024: BTO Priority For Singles And 120km Coastline NDR 2024 reveals BTO priority for singles, shorter wait times, bigger grants, and a 120km southern coastline plan reshaping Singapore's HDB future. Ryan J. Ong · 19 Aug 2024 · 6 min read 713
Policy & Planning Why We Need To Be Careful About A Property Oversupply In Singapore How Singapore's BTO system and en-bloc rules were shaped by supply and demand, and why unsold homes near 20% could affect prices. Ryan J. Ong · 17 Jul 2024 · 7 min read 1.2k