Subscription Terms and Conditions

1. Introduction

1.1 These Terms and Conditions (“T&C”) govern your subscription to the premium content and services offered by Stacked Homes Pte Ltd (“we,” “us,” “our”). By clicking on the “I Accept”, “Submit”, “Login” or similar button or checking the “I Accept” or similar box at the end of the account registration process or when creating or accessing your account, you hereby agree to be bound by these T&C. By subscribing to any of our paid plans, you agree to abide by these T&C. 

1.2 We reserve the right to amend, update, or modify these T&C at any time. Changes will take effect upon posting on our website (“Website”). Your continued use of the service constitutes acceptance of these changes.

1.3 These T&C apply to our website located at stackedhomes.com and all associated websites linked to stackedhomes.com (collectively the “Sites”). 

1.4 We comply with Singapore’s Personal Data Protection Act 2012 (‘PDPA’) in the collection, use, disclosure, and retention of personal data. By using the Website, you consent to our handling of your personal data in accordance with our Privacy Policy.

2. Subscription Plans and Access

2.1 We offer different types of subscription plans, including but not limited to:

• Monthly subscription
• Quarterly subscription
• Annual subscription
• Promotional or discounted subscriptions
• Free trials (if applicable)

2.2 The content and benefits available to subscribers may vary depending on the subscription plan chosen. We may update or modify the features included in each plan from time to time.

2.3 Subscriptions are personal and non-transferable. Sharing login credentials with others is strictly prohibited. If we detect unauthorized sharing of login credentials, we reserve the right to suspend or terminate your subscription without refund and take appropriate legal action if necessary.

3. Payment and Billing

3.1 Subscription fees are payable in advance and will be billed in accordance with the plan you select.

3.2 All payments are non-refundable unless otherwise stated. If you cancel your subscription before the end of the billing cycle, you will not receive a refund for the remaining period.

3.3 Prices for the subscription fees are subject to change at our discretion. We reserve the right to change our prices (including adding new prices) from time to time, which shall be stated on the site and we will provide notice to subscribers of any price adjustments before they take effect, which shall be binding on you if you continue to maintain or use the subscription plan after the effective date for imposing the revised prices. Your continued subscription after a price change constitutes acceptance of the new pricing. 

3.4 Any applicable taxes, including Goods and Services Tax (GST), will be charged based on prevailing laws.

3.5 You acknowledge that Stripe Payments Singapore Pte Ltd (“Stripe”) will be used by us as the payments gateway to receive payment. We exercise no authority or control over Stripe, and are not responsible for error by Stripe. We are not responsible for any errors, disruptions, or unauthorized transactions processed by Stripe. In addition to these terms, you agree to comply with the User Agreement governing your use of Stripe’s services which are governed by the Stripe Checkout User Terms of Service. 

4. Automatic Renewal and Cancellation

4.1 Subscriptions will automatically renew at the end of each billing period unless you cancel before the renewal date.

4.2 You can cancel your subscription anytime through your account settings. Cancellation will take effect at the end of the current billing cycle, and you will retain access until then.

4.3 We reserve the right to terminate or suspend your subscription if we detect unauthorized usage, breach of these T&C, or non-payment.

4.4 Your payments are also governed by Stripe’s Terms of Service, which may be amended independently of our own. We recommend reviewing Stripe’s terms periodically.

5. Promotions, Discounts, and Free Trials

5.1 We may offer promotional discounts, limited-time offers, or free trials at our discretion. These offers are subject to specific terms, which will be outlined at the time of the promotion.

5.2 Promotional subscriptions and free trials may convert into a paid subscription unless canceled before the end of the promotional period.

5.3 We reserve the right to withdraw, modify, or cancel any promotional offer at any time without prior notice.

6. Content Usage and Restrictions

6.1 Subscribers are granted a limited, non-exclusive, non-transferable license to access and view our premium content for personal, non-commercial use only.

6.2 You agree not to scrape, frame, display, or reproduce through any other technological means (including any technology available in the future) our content on another website, app, blog, product or service, unless expressly permitted by us. The scraping, framing or in-line linking to any content and/or the use of web crawler, spidering or other automated means to access, copy, index, process and/or store any content made available on or through the subscription other than as expressly authorized by us is strictly prohibited. 

6.3 You may not decompile, reverse engineer, or attempt to uncover the source code of our content available on the Website or through our services, except where expressly permitted by law or with prior written consent from us.

6.4 You may not hack into, interfere with, disrupt, disable, overload, or otherwise impair the proper functioning of the Website, services, or servers. This includes, but is not limited to, denial-of-service attacks, spoofing, session hacking, sniffing, tampering, reverse engineering, or reprogramming.

6.5 You may not attempt to access areas of our services provided through the subscription plans that you are not authorized to use, nor circumvent any access restrictions or security measures we have in place.

6.6 If any unauthorized reproduction, distribution, sharing, or access of our content in any form is detected, we reserve the right to suspend or terminate your subscription without refund and take appropriate legal action if necessary. 

6.7 We retain all intellectual property rights over our content. Any use of our content beyond the permitted scope requires explicit written permission from us.

6.8 In connection with your subscription, we may send you emails related to the subscription and other information. You may opt not to receive such emails.

7. User-Generated Content

7.1 If you submit, post, or share any content on the Website (including comments, reviews, or other materials), you grant us a non-exclusive, royalty-free, worldwide, perpetual license to use, display, reproduce, and distribute such content.

7.2 You are responsible for ensuring that your content does not infringe any third-party rights, contain unlawful material, or violate these T&C.

7.3 You may not post, upload, submit, or share any content on the Website (“User Content”) that:

• Belongs to someone else and is used without their permission.
• Is defamatory, obscene, offensive, pornographic, harassing, or invasive of another’s privacy.
• Promotes or encourages illegal activities, gambling, or money laundering.
• Is harmful to minors in any way.
• Infringes upon any patent, trademark, copyright, or other proprietary rights.
• Violates any applicable laws or regulations.
• Misleads others about the origin of a message or intentionally spreads false or misleading information presented as fact.
• Impersonates any individual, entity, or falsely claims affiliation.
• Threatens national security, public order, or incites violence or criminal activity.
• Contains viruses, malware, or any malicious software intended to disrupt or damage digital systems.
• Is deliberately false or misleading, intending to harass, defraud, or cause harm to individuals or organizations.

7.4 We reserve the right to remove any user-generated content that we deem inappropriate, unlawful, or in violation of these T&C.

8. Account Security and Responsibilities

8.1 You agree to provide complete, accurate, and up-to-date personal information of yourself when registering for an account. 

8.2 Each registration for an account (whether a paid or free subscription) is for a single user only. You are not allowed to share or give your login credentials to anyone else. We may cancel or suspend your access to your account and the services if you share your login credentials to anyone.

8.3 You are responsible for maintaining the confidentiality of your account credentials including your username, password, details of your payment method associated with your account and all other activity that occurs under your account. Any activity conducted under your account will be deemed your responsibility.

8.4 If you suspect unauthorized access to your account, you must notify us immediately.

8.5 You acknowledge and agree that we may access, retain, and disclose your account information if required by law or if we believe in good faith that such actions are reasonably necessary to:

• Enforce these T&C;
• Address claims that your content infringes on the rights of others;
• Protect the rights, property, or personal safety of our employees, users of our services, and the public; or
• Comply with applicable laws, regulations, or legal processes.

8.6 You can delete your account, as long as you do not have an ongoing subscription. When you delete your account, the account will be disabled immediately. You will not be able to log in or access the content, invoices, or payment history associated with your account. This action will also affect our ability to provide services. All data will be permanently removed from our system within 90 days. 

8.7 To delete your account, please contact subscription@stackedhomes.com from the email address associated with your account with the subject title “Please delete my account”. This process is irreversible, and we will not be able to recover your data once deleted.

8.8 Account deletion will not trigger a refund for any remaining period of an active billing cycle unless required by law.

9. Limitation of Liability

9.1 The information provided on this Website has been gathered from various sources, including external sources. While we strive to provide accurate, reliable, and high-quality content, we do not guarantee the completeness or reliability of the information presented. The Website may contain typographical errors, outdated content, or incomplete information. We reserve the right to modify, update, or remove any content, contributed content, or information on the Website, as well as adjust the services described, at any time without prior notice. However, we are under no obligation to correct or update any information.

9.2 We shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our service, including but not limited to loss of data, loss of revenue, or disruptions caused by service downtime. 

9.3 We do not warrant that the content and services on our platform will always be available, error-free, uninterrupted, free from viruses or malware, or that any issues will be corrected. Additionally, we make no representations or warranties that our services will meet your specific needs, achieve particular results, or be suitable for any particular purpose.

9.4 In jurisdictions where limitations of liability are restricted, our liability shall be limited to the extent permitted by law.

9.5 Unless otherwise required by law, all subscription fees are non-refundable once paid, including for partial months or unused portions of service.

10. Indemnity

10.1 You agree to indemnify, defend, and hold us, our affiliates, and respective representatives harmless from any and all losses, damages, liabilities, lawsuits, actions, proceedings, claims, demands, judgments, and expenses (including, but not limited to, reasonable attorneys’ fees, expert fees, court costs, and costs associated with investigation, defense, or settlements) arising from your use of our platform, violation of these T&C, or infringement of any third-party rights.

11. Severability and Waiver

11.1 If any provision of these T&C is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue to remain in full effect.

11.2 No provision of these T&C shall be considered waived, nor shall any breach be excused, unless explicitly stated in writing and signed by the party granting the waiver. A waiver or consent to a breach, whether expressed or implied, does not constitute a waiver or consent to any other or future breach.

12. Termination and Suspension

12.1 We reserve the right to suspend or terminate your access to our services if you violate these T&C or engage in unauthorized activities.

12.2 Upon termination, your access to premium content will be revoked immediately. No refunds will be issued unless required by law.

13. Governing Law and Dispute Resolution

13.1 These T&C are governed by the laws of Singapore.

13.2 These T&C constitute the entire agreement between us and you regarding the use of our platform and services. Additional terms and conditions may apply when you use certain services. It supersedes any prior agreements, representations, or understandings between you and us relating to the subscription services.

13.3 Any disputes, controversies, or claims arising from or in connection with these T&C shall be governed by Singapore law and resolved through the Singapore courts. 

14. Feedback and Queries

14.1 For inquiries regarding your subscription, billing, or these T&C, please contact us with the contact information provided:

Email: subscription@stackedhomes.com
Mailing Address: 2 Alexandra Road, #07-06, Delta House, Singapore 159919

14.2 We welcome feedback on our platform and services. You may submit your feedback or inquiries to the contact information provided.

These T&C shall be governed in all respects by the laws of Singapore. By subscribing, you acknowledge that you have read, understood, and agreed to these T&C.