When it comes to the Central Area, most Singaporeans start thinking of million-dollar flats. Even the 4-room flats in this area are expected to come close; so it may come as a surprise when we tell you there are options for under $600,000.
As is always the case with property, there will be pockets where pricing hasn’t fully aligned. Perhaps the units are older, prices haven’t caught up in the area, or it’s a unique circumstance related to the seller. This week, we looked at a handful of 4-room flats that are still below $600,000, while remaining within reasonable proximity to MRT stations and key amenities:
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1570 Ang Mo Kio Avenue 3



$490,000
| Attribute | Info |
| Address | 570 Ang Mo Kio Avenue 3 |
| Size | 990 sq ft |
| $PSF | $495 |
| TOP date | 1978 |
Why I like it
Located within walking distance to Ang Mo Kio MRT station (NSL) and Ang Mo Kio Hub, this unit is also close to Chong Boon and Cheng San markets and food centres. There are plenty of additional food options scattered across the surrounding HDB clusters, and Ang Mo Kio Town Garden East is within walking distance.
This is a corner unit, which offers more privacy compared to typical corridor units. The layout is efficient, with minimal wasted space, no long walkway to the bedrooms, and no awkward corners. The living and dining areas are spacious, and the long kitchen provides the option to create a service yard if desired.
Granite flooring helps keep the unit cooler, which is a practical advantage in Singapore’s climate. All three bedrooms are well-sized, making this a functional option for families.

2106 Henderson Crescent



$530,000
| Attribute | Info |
| Address | 106 Henderson Crescent |
| Size | 872 sq ft |
| $PSF | $608 |
| TOP date | 1973 |
Why I like it
This unit is located within a short walk to both Redhill MRT (EWL) and Tiong Bahru MRT (EWL), with Artra and Tiong Bahru Plaza providing nearby retail options. It is also within walking distance to Redhill, Bukit Merah View, and Beo Crescent markets and food centres, as well as the park connector leading toward the Singapore River.
Despite being on a lower floor, the unit still receives a good amount of natural light. The layout is regularly shaped and efficient, which makes furniture planning straightforward. The living and dining areas are spacious, and the kitchen offers ample storage, along with a service yard already set up.
Two bedrooms have been combined to form a larger master bedroom, complete with built-in wardrobe and dressing area. The bathroom has also been reconfigured into a combined WC and bath space.

315 Saint George’s Road



$538,000
| Attribute | Info |
| Address | 15 Saint George’s Road |
| Size | 990 sq ft |
| $PSF | $543 |
| TOP date | 1984 |
Why I like it
This unit is within walking distance to Boon Keng MRT station (NEL), and is close to Bendemeer Market and Food Centre. You can also find a lot of additional food options in the surrounding HDB clusters. The park connector leading to Kallang Riverside Park is also a short walk away, and the unit is within 1 km of St. Andrew’s Junior School.
This is a door-to-door unit, effectively functioning like a corner unit with only one neighbour sharing the lift lobby. The layout is efficient, with minimal wasted space and no long corridors or odd angles. The living and dining areas are spacious, and most of the internal walls can be hacked for reconfiguration if needed.
The unit features broken marble flooring, which is less common today and helps keep the space cooler. The long kitchen also allows for the addition of a service yard.

415 Upper Boon Keng Road



$560,000
| Attribute | Info |
| Address | 15 Upper Boon Keng Road |
| Size | 947 sq ft |
| $PSF | $591 |
| TOP date | 1974 |
Why I like it
This unit is within walking distance to Kallang MRT station (EWL), and is close to Upper Boon Keng Market & Food Centre. There are also plenty of food options along Sims Avenue and Geylang Road. The block sits along a park connector that leads to Kallang Riverside Park.
The unit is on a high floor and benefits from good natural light. As a corner unit, it also offers additional privacy. The living area is spacious, and all three bedrooms are well-sized.
A notable feature is the additional utility room behind the kitchen, which is large enough to function as a fourth bedroom or be adapted for other uses. The unit also features terrazzo flooring, which helps keep the space cool and is increasingly rare in newer homes.

5128 Kim Tian Road



$580,000
| Attribute | Info |
| Address | 128 Kim Tian Road |
| Size | 947 sq ft |
| $PSF | $612 |
| TOP date | 1974 |
Why I like it
Located within walking distance to Tiong Bahru MRT station (EWL) and Tiong Bahru Plaza, this unit is also within walking distance to Tiong Bahru Market and 112 Bukit Merah. The surrounding area is well known for its wide range of food options.
This is a door-to-door unit, offering a level of privacy similar to a corner unit. Although it sits on a lower floor, it still receives a reasonable amount of natural light. The layout is regularly shaped and efficient, making it easy to plan furniture placement.
The living area is spacious, and the long kitchen allows for the option of adding a service yard. With minimal built-ins, the unit is well-suited for buyers who intend to carry out a full renovation and customise the space.
At Stacked, we like to look beyond the headlines and surface-level numbers, and focus on how things play out in the real world.
If you’d like to discuss how this applies to your own circumstances, you can reach out for a one-to-one consultation here.
And if you simply have a question or want to share a thought, feel free to write to us at stories@stackedhomes.com — we read every message.
Ryan J. Ong
A seasoned content strategist with over 17 years in the real estate and financial journalism sectors, Ryan has built a reputation for transforming complex industry jargon into accessible knowledge. With a track record of writing and editing for leading financial platforms and publications, Ryan's expertise has been recognised across various media outlets. His role as a former content editor for 99.co and a co-host for CNA 938's Open House programme underscores his commitment to providing valuable insights into the property market.Need help with a property decision?
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