Property Analysis

Can Lower-Income Singaporeans Better Afford HDB Flats In 2024? Here’s What The New Measures Mean

Since the news of the cooling measures in August, we’ve written about how it has impacted the middle-class group in Singapore. However, the news comes with a silver lining for the lower-income group – the maximum Enhanced Housing Grant (EHG)…

• 7 Sep 2024
• 3 min read
• 0
• 502

Can Older HDB Flats Really Hold Their Value? A Look At Resale Price Trends In 2024

As some of you may already know, prices of resale HDB flats can continue to go up even after 50 years. But does that mean they’re a safe bet in the long run? The real concern for many buyers is…

• 6 Sep 2024
• 7 min read
• 0
• 1.7k

Are Middle-Class HDB Homebuyers Losing Out After The Latest HDB Loan Restrictions?

The latest cooling measures on 20th August 2024 had a target: to slow the rising prices of HDB flats. To this end, the maximum Loan To Value (LTV) ratio for HDB loans has now decreased to 75 per cent, down…

• 28 Aug 2024
• 6 min read
• 4
• 980

The Million-Dollar HDB Price Gap Vs Private Condos: Why Some People Find Them “Affordable” In 2024

You’ve all heard the disgruntled comments by now: with flats costing a million bucks, you may as well buy a condo. Or that joke about how, 20 years from now, you will end up having to sell a condo to…

• 24 Aug 2024
• 4 min read
• 2
• 1.3k

What Singaporean Homebuyers Really Want In New Launch Condos In 2024

When we ask questions at showflats, we’re often given answers that begin with “People like…” or “Buyers prefer…” But we’ve learned to take that with a grain of salt. After all, we were once told the reason for gigantic planter…

• 21 Aug 2024
• 5 min read
• 0
• 624

“Surprise” New Property Cooling Measures Aug 2024: How New Loan Curbs And Grants Will Affect HDB Homebuyers

Following the NDP rally speech, MND has rather quickly followed up with the numbers. In our last piece on whether the Cash Over Valuation (COV) is still relevant in today’s context, we mentioned that the situation with the high resale…

• 20 Aug 2024
• 5 min read
• 0
• 499

5 Key Future HDB Plans You Need To Know From NDR 2024: BTO Priority For Singles And 120km Coastline

The first National Day Rally by Prime Minister Lawrence Wong covered some upcoming changes to the HDB market. While they are significant, we feel most of the changes (barring a parental proximity change for singles) are going to take a…

• 19 Aug 2024
• 5 min read
• 1
• 693

Is The Price Gap Between New Launch And Resale Condos Worse In 2024? Here’s What The Data Says

With new launch prices now averaging $2,200+ psf, it’s unsurprising that attention has turned back toward resale condos. This is when a good number of home buyers get shocked at how much resale condo prices rose as well – we…

• 15 Aug 2024
• 6 min read
• 0
• 1.3k

An Overview Of The Jurong Property Market In 2024: HDB Price Trends And Key Developments

As of 2024, Jurong is, broadly speaking, the jewel of west-end locations; in particular Jurong East. Jurong’s days of being a swampy industrial area are being left behind, and we’ve heard assertions that Jurong East can beat city fringe locations…

• 14 Aug 2024
• 5 min read
• 1
• 742

Are Million-Dollar HDB Landed Homes Still Worth A Look In 2024 Despite Their Age?

The most affordable landed homes in Singapore aren’t usually private properties; rather, these are HDB terraced units, many of which date back to the 1950s. Because they’re so rare, there’s always a lot of attention when one is sold –…

• 9 Aug 2024
• 3 min read
• 0
• 156

5 Condos That Lost Money Initially But Became Profitable Later On

Sometimes, condos that had bad sales launches or were bought at price peaks look like a bad investment; but sometimes with real estate, the key is holding power. Keep it long enough, and there can be a turnaround in performance….

• 23 Jul 2024
• 7 min read
• 0
• 788

Is A New Or Resale 1 Bedroom Condo More Profitable? Here’s The Interesting Answer

For new homeowners, singles, and investors, a one-bedroom condo is still the most popular unit type to look at. In a property market where price is a concern, and given higher stamp duties and a lower quantum, some buyers still…

• 18 Jul 2024
• 6 min read
• 1
• 733

Why We Need To Be Careful About A Property Oversupply In Singapore

Recent real estate troubles in China have shown how Governments can, and do, intervene in real estate. The Chinese government’s attempts to support its struggling property industry have come at the cost of investors and homeowners, as former policies are…

• 17 Jul 2024
• 6 min read
• 1
• 1.2k

Is The Best Time To Sell Your New Launch Condo Before Or After Completion? Here’s What The Data Says

There has been considerable interest in determining the optimal time to sell your new launch condo, particularly as the supply increases with more condos from recent launches nearing completion. The debate is straightforward: Should you sell before the condo is…

• 16 Jul 2024
• 4 min read
• 0
• 595

15 Condos That Lost The Most Money In 2024 (Largest At $2.5m!)

Singaporeans are so inundated with stories of property tycoons, million-dollar profits, and “safe haven” theories, we forget that property can sometimes become a liability. While it’s far from the norm, some property owners do get burned when it comes to…

• 13 Jul 2024
• 4 min read
• 0
• 2.8k

Why Some Older Luxury Condos Are Struggling To Impress Modern Buyers In Singapore Today

Whenever buyers ask to view older luxury condos – the sort in places like Orchard, River Valley, and Holland V – some property agents cringe internally. The reason is simply that, besides their location, many of these older prime area/luxury…

• 9 Jul 2024
• 6 min read
• 0
• 1.2k

Does Renting For Life Ever Make Sense In Singapore?

Renting for very long periods, let alone for life, is an aberration in the eyes of some Singaporeans. In a country with a near 90 per cent home ownership rate, it’s expected that – at some point in your life…

• 9 Jul 2024
• 5 min read
• 4
• 383

$828k For A 3-Room HDB In 2024? Here Are The Most Expensive 3-Room HDB Transactions So Far

4-room and 5-room flats may be more popular, but let us explain why 3-room flats are important: they are, for the most part, the best option for family units on a tight budget. They’re even seen as a springboard by…

• 6 Jul 2024
• 5 min read
• 1
• 3.4k