Property Analysis

Are Property Prices REALLY To Blame For Our Falling Birth Rates In Singapore?

Singapore’s fertility rate was at a record low in 2022, and we’ve seen online discussions and news outlets pin it on housing prices, albeit to varying degrees. Some claim high property prices as the main cause of the falling birth…

• 1 Mar 2023
• 7 min read
• 1
• 386

Will Increased Housing Grants End Up Making HDB Resale Flats Pricier?

Budget 2023 increased the possible grants for resale flats, by another $30,000. This may benefit over 10,000 first-time homebuyers in the first year. But even on the day itself, commentators from Reddit to the local coffee shop were already saying…

• 21 Feb 2023
• 5 min read
• 0
• 382

Good News For HDB Buyers In 2023: How Budget 2023 Will Impact The Property Market

Budget 2023 is being announced even as we write this, and there is some good news for flat buyers: higher CPF grants seem likely to make resale flats more affordable. There are also added balloting chances for a select group…

• 14 Feb 2023
• 5 min read
• 0
• 590

How Do We Keep HDBs Affordable & Accessible? Singaporeans Share Their Opinions On PSP’s Public Housing Scheme

The recent debate on affordable housing has brought up several possible alternatives, but we don’t think all of them will go down well with everybody. It’s beginning to look a bit like a zero-sum game, where someone – be they…

• 14 Feb 2023
• 6 min read
• 2
• 227

Should You Pay Off Your Existing Home Loan In 2023?

In 2023, mortgage interest rates are a key concern. This is a steep difference between the tail end of 2008 to 2021 when the average interest rate seldom broke past two per cent (it’s three per cent and climbing at…

• 9 Feb 2023
• 5 min read
• 0
• 508

Should You Be Upgrading To A Condo In 2023?

If there’s a single defining feature of the 2022/23 property markets, it’s an increasing low supply and historical highs across the board. This has led many to wonder if it is still the right time to make their big step:…

• 4 Feb 2023
• 6 min read
• 0
• 1.1k

How I’d Invest $12 Million On 4 Properties: My Toto Hongbao Draw Winning Plans

Ever wondered what are your chances of having identical quadruplets? 1 in 13 million. Winning the yearly Toto Hong Bao draw? 1 in 14 million. When put in such a perspective, it’s much easier to see just how insanely fortunate…

• 1 Feb 2023
• 9 min read
• 0
• 1.4k

Should You Rent Or Sell Your New Launch Condo In 2023? Here’s How You Can Decide

You’re one of the “lucky” ones that bought a new launch condo in 2019/20 before the prices shot up because of the effects of the pandemic. You may have bought it as an investment property, or maybe you even had…

• 26 Jan 2023
• 8 min read
• 0
• 987

Sell Your HDB Today, Get $0: How Negative Cash Sales Can Still Be Found In Today’s Property Market

This is a question that has come to the forefront of late. For those looking to upgrade to a condo, there are two counterbalancing factors: higher resale flat prices seem to lower the risk of negative cash sales; but at…

• 24 Jan 2023
• 7 min read
• 0
• 267

Are You In Danger Of Negative Cash Sales? Here’s How Much Your HDB Has To Appreciate To Avoid It

With resale flat prices at record highs, there’s a tendency to assume negative cash sales won’t happen right now. But it’s not always true that selling your flat right after MOP will yield sufficient cash for a condo down payment,…

• 14 Jan 2023
• 6 min read
• 0
• 1.1k

Love It Or Hate It: Singaporeans Weigh In On Common HDB Rules

HDB flats are a staple of Singapore living; but amid the rules and regulations to create a harmonious estate, some things aren’t well received. This week, we want to find out the main likes – and dislikes – of existing…

• 12 Jan 2023
• 7 min read
• 0
• 179

I Sold 3 Condos In My First Month As An Agent, But Nothing For 18 Months After: Here’s Why New Agents Need To Worry

With the property market being at a new peak, we’ve seen a familiar phenomenon; one that we also witnessed back in 2013: there’s a flood of new realtors looking to join the market. The Straits Times reported 4,487 new agents…

• 10 Jan 2023
• 6 min read
• 0
• 762

8 Common Feng Shui Property Problems Even For People Who Don’t Believe In It (Yes, It May Affect The Next Buyer)

Whether you roll your eyes at Feng Shui, or you’re a hardcore believer, it still matters if it isn’t going to be your forever home. Regardless of your views, a future buyer – or even a tenant – may care…

• 3 Jan 2023
• 7 min read
• 0
• 2.1k

2022 Year-End Review Of The Singapore Property Market: Key Numbers And Trends You Need To Know

At the end of 2021, we expressed hopes that 2022 would see a return to normalcy. We shouldn’t have done that, because we jinxed it. 2022 ended up being even more volatile than the previous year, as we move from…

• 31 Dec 2022
• 9 min read
• 0
• 819

Our 10 Most Read Articles About Singapore Real Estate In 2022

As 2022 draws to a close, it’s time to look back and see which of our editorial pieces has really resonated with you, our readers.  And from what we can see, it’s probably safe to say that effort sometimes doesn’t…

• 30 Dec 2022
• 7 min read
• 0
• 110

Better Housing Policies For Singles? 4 Things We Wish To See In The Singapore Property Market In 2023

2022 was one of the toughest years on record for property buyers. Home prices reached record highs across the board, and it was pricey even to rent. Nonetheless, there were some silver linings, and both developers and government bodies were…

• 29 Dec 2022
• 7 min read
• 0
• 143

Should We Build More HDB Maisonettes? 5 Convincing Reasons Why

HDB stopped building maisonettes way back in 1995, but Singaporeans never got over their love for it. As we’ve pointed out before, a significant portion of million-dollar flats are maisonettes; and if Singaporeans are buying them despite the advanced lease…

• 23 Dec 2022
• 5 min read
• 0
• 1.1k

How Can War Affect The Price Of Your Home

Like the pandemic, no one could have predicted the onset of war in 2022. Just as things seemingly were getting better with vaccinations and travel, Ukraine was invaded by Russia on 24th Feb 2022. This rattled investors’ nerves and sapped…

• 23 Dec 2022
• < 1 min read
• 0
• 46