Property Advice

Are You Single, Over 35 And House Hunting? Here’s How To Choose Between An HDB Or Condo

35 is an important year for a single Singaporean, as this is when you can buy your HDB flat; and with new rules on flat selection, you can buy anywhere in Singapore. If you’re in a position to afford a…

• 5 Jun 2024
• 6 min read
• 0

We Make $14k Per Month And Own A 57-Year-Old HDB: Should We Get A BTO, An EC, Or A Jumbo HDB?

Hi Stacked Homes, We have a unique situation on hand and would love to hear your thoughts on this. My husband and I own a 3 room HDB flat in a very mature estate in Commonwealth that is 57 years…

• 31 May 2024
• 8 min read
• 1

Should You Buy A 3 Or 4-Room HDB? Here Are Some Key Things To Consider Beyond Size

The most obvious difference between 3-room and 4-room flats is size: the former tends to be around 700 sq. ft., while the latter is usually around 960 sq. ft. (sometimes a bit bigger, especially for older flats). But there are…

• 28 May 2024
• 5 min read
• 0

We Own A 2 Bedder EC At The Vales: Should We Sell To Buy A Condo, Buy An HDB Or Rent?

Bought The Vales EC two bedder in 2017 at $650k. Outstanding loan of $400k at 1.5% interest rate at five year fixed which ends 2025 sep.  We now have a four year old daughter. So thinking of our options and…

• 24 May 2024
• 9 min read
• 0

Is It Worth Keeping Our Executive HDB Or Selling Upon MOP To Buy A Condo (And Avoid ABSD)

Hi Stacked, I am writing in as I found myself in a rather interesting situation. My wife and I are 29 and have a combined annual income of approximately $250k. We are currently staying in an Executive Apartment for 3.5…

• 17 May 2024
• 7 min read
• 0

10 Key Things You Can’t Overlook In Your Condo Floor Plan Before Buying

What makes a good condo layout? Well, the answer is, truthfully, quite subjective – but there are some common features that most people appreciate. So to prevent you from being fooled by a nice show flat – or roundabout reasoning…

• 11 May 2024
• 6 min read
• 0

I’m 53 With A Passive Income Of $4k Monthly: If I Were To Inherit An HDB, Should I Sell My Current HDB Or Condo?

Dear Sir / Madam, as per my FB messenger request, here’s the details of myself and properties: Myself (a) 3-room HDB Flat (b) D14 Boutique Development (c) Will be inheriting a 4-room HDB flat at in Tampines Questions. Let me…

• 10 May 2024
• 9 min read
• 0

Your Property Has Been On The Market For Months Now: When Is The Right Time To Lower Your Price?

It’s been months since anyone has given you an offer, and you do need to sell before you can move on to your next property. Is it time to bite the bullet, and lower your asking price? In a time…

• 9 May 2024
• 5 min read
• 0

Should I BTO In My Early 20s Or Wait Till Later?

With the constant inflation of BTO flats with every new release from HDB, young people like myself get more hard-pressed and wish that we could turn back time and submit those application forms much earlier in our lives.  I will…

• 8 May 2024
• 10 min read
• 0

I Just Bought My First Condo At Age 50: Should My Wife Buy Another Condo Or Invest The Cash?

Dear Stacked Homes, I have been a regular reader of your articles. I appreciate your efforts to put in much analysis in answering real issues faced by the community on property matters.  I seek your recommendations on my situation I…

• 3 May 2024
• 7 min read
• 2

We Are 28 And Have $1.2 Million In Cash: As First-Time Homeowners Should We Buy A Resale HDB First, Condo, Or Landed?

Dear Stacked team, We’re huge fans of your editorial and have been following for years, and are looking to dip our toes in Singapore’s property market – we’re hoping to lean on your well informed advice. My partner and I…

• 26 Apr 2024
• 11 min read
• 3

We Own A $1.1 Million HDB And Make $22k Per Month: Is It Feasible To Upgrade To A Condo Without Additional Cash?

Hi Stacked Homes, I wanted to check in with you regarding the possibility to upgrade to a condo in terms of financial stability and suitability. Currently owning a 4 room HDB flat at Saint George Towers. It has recently MOP…

• 19 Apr 2024
• 6 min read
• 0

We Have $5 Million In Cash And Live In A 3-Room HDB: Should We Buy A Larger Condo Or HDB?

My wife and I are celebrating our 50th year, still cherishing our humble beginnings in the resale 3-room HDB flat we bought in 1997, shortly after tying the knot. With three grown children, aged 17, 20, and 22, still under…

• 12 Apr 2024
• 10 min read
• 11

We Make $330k Per Year And Own An Executive HDB: Should We Buy A Resale Condo Or A Dual-Key 3 Bedder?

Hi Stackedhomes, I’ve been a silent reader of your articles for the last 4-5 years. Your articles were unbiased and provided great insights and analysis of home purchases. BACKGROUND.  My wife and I will be 42 & 43 respectively this…

• 5 Apr 2024
• 9 min read
• 0

We Have $250k Cash After Selling Our BTO: Should We Buy A $1.5m New Launch Condo Or Resale?

Hi there! Thank you for sharing the useful articles. It has been enlightening and eye opening reading all the different property stories.  I do have a question. I recently sold my BTO house and will have about 250k in cash…

• 29 Mar 2024
• 10 min read
• 0

We Own A Bidadari BTO: Should We Keep It And Buy An Investment Property, Or Sell To Buy A Central Condo

Hi team, I’ve always liked the way your team analyzes enquiries. Hope you’re able to provide some insights into our query below.  My wife and I are looking to invest our cash/cash equivalent on hand and are wondering what’s the…

• 23 Mar 2024
• 8 min read
• 8

We Make $300k Per Year And Own A Sengkang Grand Residences 4-Bedder: Should We Keep Or Sell It To Buy 2 Properties?

I have been following your articles for quite some time. Thanks for sharing the knowledge with us. Currently my wife and I co-own (50%-50%) a 4 bedder in Sengkang Grand Residence which just TOPed. We will be reaching the 3rd…

• 15 Mar 2024
• 9 min read
• 0

The Hidden Factor Most Buyers Are Ignoring When Buying A Home: Here’s Why Layouts Are So Important

For anyone looking to buy a home, the focus often gravitates towards location, price, and size—key factors that undoubtedly influence the decision-making process. However, there’s another crucial aspect that deserves equal, if not more, attention but is frequently overlooked: the…

• 9 Mar 2024
• 4 min read
• 0