Resale HDB

8 Considerations When Picking A Resale HDB Flat For Future Upgrading

In our not-so-recent AMA on Seedly, we noticed several of the questions were regarding resale flats. Some of these were about resale flats as means of asset progression (upgrading), be it to a condo, or just even to a bigger…

• 15 Feb 2021
• 7 min read
• 0

Can We Expect Cash Over Valuation (COV) To Keep Climbing For HDB Flats?

Late last year, property agents already alerted us to the issue of rising Cash Over Valuation (COV) in resale flat transactions. As of last week, news reports seem to affirm that COV is, indeed, creeping its way back into the…

• 4 Feb 2021
• 6 min read
• 0

How Much Would You Save By Buying An Assisted Living HDB Flat?

If you’re like most Singaporeans, you have at some point tried to plan out your “final home”, the property where you’ll live out your twilight years. And like most of us, you’ve probably found it quite tricky: is it better…

• 15 Dec 2020
• 5 min read
• 0

How Big Of A “Windfall” Is A Prime Region HDB Flat?

Resale flat sellers have had some grim looks over the past few days. With potential new resale restrictions brewing, it’s been a big talking point over whether we’re seeing the end of high priced prime region HDB resale flats. We…

• 9 Dec 2020
• 7 min read
• 0

Can You Still Afford A Mature-estate HDB Flat In 2020?

It’s BTO launch time, and once again your eyes are being drawn to places like Bidadari and Bishan. But a part of you may be thinking: this is all a fantasy right? Even if the balloting works out, the flats…

• 23 Nov 2020
• 8 min read
• 0

How many HDB MOP flats are entering Singapore’s resale market in 2020 and 2021?

Have you noticed the lift at your block being extra slow lately, as movers or renovators keep cramming into it? Or have you seen more strangers walking up and down the corridors of late, peering into nearby flats? Consider it…

• 22 Nov 2020
• 6 min read
• 1

Where Do These Million-dollar Flats Keep Coming From?

It is quite crazy if you were to think about it. The very first HDB flat to hit this magical million dollar mark was an executive apartment at Block 149 Mei Ling Street in Queenstown. This unit was sold for…

• 13 Nov 2020
• 6 min read
• 0

What Is Cash Over Valuation (COV) And Why Would You Pay It?

We’re seeing a resale flat revolution. As of Q3, resale prices are rising at their fastest pace since around 2012, and transaction volumes are at a 10-year high. We have a more detailed discussion of this in our previous article. …

• 9 Nov 2020
• 6 min read
• 0

How Covid-19 May Have Ended Up A Boon To Resale Flats

HDB resale prices and volumes have seen a sharp rebound as of Q3 2020. After almost seven straight years of decline, it seems as though resale flats may have found their way back into home buyer’s preferences.  Here’s how the…

• 26 Oct 2020
• 6 min read
• 0

How Do You Pick An HDB flat That Will Hold Its Value?

It’s hard not to see HDB owners frowning this past decade. Ever since the last property peak in 2013, resale HDB flats have mostly been locked in a long downward trend, with little light ahead: the dream of SERS, the…

• 24 Sep 2020
• 8 min read
• 4

EC vs Resale Flat: How Much More Can You End Up Paying?

Google ECs versus resale flats, and you’ll encounter any number of sites warning you that resale flats have poor appreciation compared to executive condos. This is actually true. We’ve said in previous articles that, for over almost a decade, resale…

• 21 Sep 2020
• 7 min read
• 0

Resale HDB or Condo: Comparing Floor Plans for Young Couples

Let’s get real. Purchasing a home is daunting, especially for young couples that are priced out of buying a BTO and can only “afford” to look at a resale HDB or condo. Yes, this is for the sandwiched crowd out…

• 25 Aug 2020
• 8 min read
• 3

Should You Buy A Resale Flat Or New Launch Condo First?

Even with HDB income ceilings raised ($14,000 per month for new flats and $16,000 per month for Executive Condominiums), there’ll always be a group of sandwiched Singaporeans who’ll feel trapped.  These are the ones who earn too much to buy…

• 17 Jul 2020
• 7 min read
• 6

HDB Conservancy Charges – All the costs in one place

If you are looking to buy a HDB or already own one, one of the costs that you will have to contend with as a homeowner is the HDB conservancy charges. In June 2018 this year, it was announced that…

• 24 Aug 2018
• 3 min read
• 0

HDB VERS – Good news? Here is everything you need to know

If you have not watched the National Day Rally 2018 yet, VERS might just be the next buzzword that you will have to learn about. So if you are staying in an HDB, this would probably be something that you really…

• 20 Aug 2018
• 3 min read
• 0

Population density of Singapore – How crowded is each HDB estate?

Read Karl Lee Soule’s answer One of the many things that expats comment on upon reaching Singapore is often how crowded it is. With a population of 5.6 million and land area of only 719.9 square kilometres (current population density of…

• 5 Jul 2018
• 4 min read
• 0

HDB resale portal – Easier resale HDB transactions in 2018?

If you have always thought of buying or selling your own HDB, there is no better time to do that because as of 1st January 2018, the new HDB resale portal has been launched in Singapore. With nearly 30 percent…

• 12 Feb 2018
• 3 min read
• 1

Jumbo Flats: Everything you need to know about them

Jumbo flats are pretty much a rarity in Singapore. If you are on the look out for your dream home and are browsing through ads daily, you might have come across a HDB listing and wonder did the owner enter…

• 2 Dec 2017
• 3 min read
• 0