Advice

Can We Afford To Upgrade From An EC To A Landed Home?

Hi, thanks for the quick response.  I would like to share my story and seek Stacked Home advice.  My family is currently staying in an EC, we bought during the 2015 launches in the north, the EC was MOP in…

• 30 Aug 2024
• 11 min read
• 0

We Make $200k Per Year And Own A Freehold Condo In Potong Pasir: Is A Leasehold Condo A Better Option Or Would We Lose Money?

Hello, We are a family of three with a daughter. We live in a freehold condo in Potong Pasir. We are happy with our current place but are considering upgrading to a bigger home if we decide to have another…

• 23 Aug 2024
• 12 min read
• 2

Should We Sell Our Old HDB Flat In CCK And Buy Another Resale Or Keep For Passive Income?

Hello Stacked Homes I am in my early 50s and my husband is in early 60s. We have a HDB under my name. I am currently unemployed and my husband is still working. He plans to retire in 2 or…

• 16 Aug 2024
• 8 min read
• 0

Should We Get A BTO At 55 As Our Retirement Home?

Hi, In short, we wish to go for BTO at the age of 55.  We have taken 1 time subsidy when we bought our first resale 4 room flat in 1998 and sold in 2003, without paying back the levy….

• 9 Aug 2024
• 8 min read
• 0

We Own A $1.5m DBSS And Have $300k In Cash: For Retirement Should We Sell To Buy A Condo For Rental Or Another HDB?

Hi Stacked Homes, My husband and I have been following your articles, and some of the advice is very insightful. Thank you for all the continuous great work to create awareness.  My husband is at retirement age at 65, and…

• 2 Aug 2024
• 9 min read
• 0

We Own A Fully Paid 4-Room HDB And A 2 Bedder Condo: Should We Invest In A 3rd Property With 30% ABSD?

Hi, I am a subscriber to your Telegram – Stacked Homes and frequently read your well-written and in-depth articles. Understand you provide advice to people whom reached out and hence I am also doing the same. Appreciate if you could…

• 26 Jul 2024
• 9 min read
• 2

We Have $850k In Cash: Should We Invest In A Condo In The OCR/RCR Or T-Bills/Bonds/Fixed-Deposits?

Dear Stacked, Hope you and the team at Stacked has had a wonderful weekend. With reference to the response formulated by Stacked in Nov 2023, you will be pleased to know that we have finally settled our purchase of a…

• 19 Jul 2024
• 9 min read
• 4

We Are In Our 60s And Own An HDB In Ang Mo Kio: Should We Downgrade To A 3-Room, Apply For A BTO, Or Buy An EC?

Hi Stacked Homes, I am a fan of Stacked homes and really love your analysis in helping the readers decide on their futures homes. I hope you can help me and my husband too on our next phase of life….

• 12 Jul 2024
• 13 min read
• 0

We Make $11k Per Month And Own A Newly-MOP Clementi HDB: Should We Upgrade To A Bigger Condo Or Buy 2 For Investment?

Dear Ryan I’ve been an avid follower of Stackedhomes and really enjoy the concise content dished out by you guys, please keep up the great work.  Currently I have a dilemma, my current details are as follows. We are currently…

• 5 Jul 2024
• 10 min read
• 0

I’m 40 With Cash Savings Of $100k: Should I Decouple My Co-Owned Condo To Buy An HDB?

Dear StackedHomes, I have found your responses to audience queries incredibly helpful in understanding the Singapore property market, which can be complex due to varying individual circumstances. I would appreciate your advice on my current situation. I am 40 years…

• 21 Jun 2024
• 8 min read
• 1

I Have $1.5m In Cash But Don’t Own A Property: Should I Buy An HDB Or Condo In Bedok For Rental Income?

Hi,  Would like to seek your advice.  I would like to buy a property for rental income now, and in future capital appreciation/to stay.  Im currently staying with a friend and doesn’t need a place. In future, if I need…

• 14 Jun 2024
• 8 min read
• 0

We Own A 4-Bedder EC In Punggol: Should We Buy A Newer Condo Or An Executive HDB?

Hi! I have some questions about my current situation. Hopefully u can shed some light! House: punggol 4 bed EC 1,442 sq ft/bought 1.16mil/ valuation ~ 2Mil now. Outstanding loan 545k. Decoupled. I own 100% now. My CPF+ accrued ~…

• 7 Jun 2024
• 10 min read
• 0

We Make $14k Per Month And Own A 57-Year-Old HDB: Should We Get A BTO, An EC, Or A Jumbo HDB?

Hi Stacked Homes, We have a unique situation on hand and would love to hear your thoughts on this. My husband and I own a 3 room HDB flat in a very mature estate in Commonwealth that is 57 years…

• 31 May 2024
• 8 min read
• 0

We Own A 2 Bedder EC At The Vales: Should We Sell To Buy A Condo, Buy An HDB Or Rent?

Bought The Vales EC two bedder in 2017 at $650k. Outstanding loan of $400k at 1.5% interest rate at five year fixed which ends 2025 sep.  We now have a four year old daughter. So thinking of our options and…

• 24 May 2024
• 9 min read
• 0

• Grady

Is It Worth Keeping Our Executive HDB Or Selling Upon MOP To Buy A Condo (And Avoid ABSD)

Hi Stacked, I am writing in as I found myself in a rather interesting situation. My wife and I are 29 and have a combined annual income of approximately $250k. We are currently staying in an Executive Apartment for 3.5…

• 17 May 2024
• 7 min read
• 0

• Daron

I’m 53 With A Passive Income Of $4k Monthly: If I Were To Inherit An HDB, Should I Sell My Current HDB Or Condo?

Dear Sir / Madam, as per my FB messenger request, here’s the details of myself and properties: Myself (a) 3-room HDB Flat (b) D14 Boutique Development (c) Will be inheriting a 4-room HDB flat at in Tampines Questions. Let me…

• 10 May 2024
• 9 min read
• 0

I Just Bought My First Condo At Age 50: Should My Wife Buy Another Condo Or Invest The Cash?

Dear Stacked Homes, I have been a regular reader of your articles. I appreciate your efforts to put in much analysis in answering real issues faced by the community on property matters.  I seek your recommendations on my situation I…

• 3 May 2024
• 7 min read
• 2

• Daron

We Are 28 And Have $1.2 Million In Cash: As First-Time Homeowners Should We Buy A Resale HDB First, Condo, Or Landed?

Dear Stacked team, We’re huge fans of your editorial and have been following for years, and are looking to dip our toes in Singapore’s property market – we’re hoping to lean on your well informed advice. My partner and I…

• 26 Apr 2024
• 11 min read
• 3

• Jared