Property Market Commentary

Walk-Up Apartments: Treasures or Traps?

More than one Singaporean (or expatriate) has been ambushed with a walk-up apartment. You’re told a particular property is spacious, it’s got a great location, low price, etc. but then you arrive and find out the one problem: no elevator….

• 8 Jul 2020
• 6 min read
• 2

Should “Sandwiched Singaporeans” Rent First, Or Buy The Cheapest Condo They Can Afford?

Should you rent or buy? With homeownership rates in Singapore at a staggering 90.4%, you might think that this scenario isn’t something that many people would experience.  After all, for many young couples they don’t actually have to face this…

• 7 Jul 2020
• 9 min read
• 4

An RHB Analyst View Of The Singapore Property Market (Post Covid-19): A Recap

As we head into the second phase of the circuit breaker in Singapore, things are looking to be slightly more positive in the near future.  Retail shops are gradually reopening, bubble tea shops are back, and to the delight of…

• 19 Jun 2020
• 8 min read
• 1

6 Creative Discount/Payment Schemes That Developers Offer

For those expecting property sales to fall, you might be surprised to learn that new private home sales in Singapore actually increased 74.7 per cent in May, to 484 units. Of course, any increase would be magnified, given that April…

• 12 Jun 2020
• 4 min read
• 2

Why Developer Discounts Doesn’t Always Mean A Good Deal

Everybody loves a good deal – even the rich.

• 10 Jun 2020
• 5 min read
• 2

New Launch vs Resale Condos: Here Is What You Should Consider

This is Part 9 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 9 Jun 2020
• 9 min read
• 0

GuocoLand Developer Review: A Detailed Look And Analysis

Here is everything you need to know about GuocoLand.

• 25 May 2020
• 9 min read
• 0

The Allure Of Older Properties: Who Are Buying These Places?

“LEASE DECAY”, the ad screams, “DID YOU KNOW YOUR HDB VALUE IS $0 IN THE END, OMG”. It’s probably one of several dozen that you’ve seen on your Facebook feed, or something you’ve had screamed at you by some video…

• 24 May 2020
• 5 min read
• 4

Here’s How Much I Made In My First Year As A Property Agent (Complete Breakdown)

Google property agent income and just take a look at the number of results that is out there. It’s an often talked about topic in the media as well.  Whether it be property agents pulling in the big bucks.. ..or…

• 23 May 2020
• 6 min read
• 17

Loss Aversion: Why Do People Fail To Act During Downturns

You’ve probably heard these phrases countless times: “Be Fearful when others are Greedy; and be Greedy when others are Fearful.” OR “Times of Crisis represent times of Opportunity.” Afterall, one of the strongest fundamentals of savvy investing is to ‘buy…

• 15 May 2020
• 7 min read
• 2

Why It’s Never As Easy As “Just Refinancing” To A Cheaper Home Loan

Your eyes pop out a little when the mortgage banker shows you their rate: 1.2 per cent per annum? That’s less than half the interest rate your CPF accrues at. It’s “practically borrowing for free,” you’re told.  But then you…

• 14 May 2020
• 5 min read
• 2

CapitaLand Developer Review: A Detailed Look And Analysis

An analysis into how well Capitaland projects have done over the years.

• 13 May 2020
• 9 min read
• 2

Here’s Why A Property Valuation Is A Big Deal When Getting Your Home Loan

It’s every buyer’s worst nightmare: you’ve agreed on the condo price, you’ve put your old flat up for sale for this upgrade, and – at the crucial moment – you find you’re $50,000 short of the asking price, and the…

• 10 May 2020
• 4 min read
• 2

How Does Pinnacle@Duxton Keep Producing These Million-dollar Flats?

Pinnacle@Duxton just saw a record-breaking $1.232 million transaction, for a five-room flat. It’s the highest price to date for an HDB flat; but as million-dollar flats go, it’s just one more in a long line. There’s already been around 40…

• 5 May 2020
• 6 min read
• 1

HDB vs. SIBOR vs. Fixed Deposit: Which Home Loan is Best Right Now?

You’re at the bank listening to the mortgage banker talk, and you know this is important. But 15 minutes in, you realise all those comprehension lessons at school have failed you. You understand the individual words coming out of the…

• 22 Apr 2020
• 7 min read
• 6

How A Home Equity Loan Will Save You From Having To Sell Your Property

It’s a plain looking letter, but the final loan repayment on your house marks a real milestone in your life. Or perhaps it’s so close you can practically feel the weight coming off your shoulders – one final decade of…

• 20 Apr 2020
• 5 min read
• 0

Taking a Long Term View on the Coronavirus

Why you shouldn’t fret.

• 1 Apr 2020
• 5 min read
• 2

How The Coronavirus Is Affecting Real Estate In Singapore

It has been a wild ride since we last wrote about the Coronavirus in February – so much has happened since then.  As of now, the spread of COVID-19 has worsened to a state that the World Health Organisation (WHO)…

• 28 Mar 2020
• 6 min read
• 2