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How Much Can You Borrow For A Home Loan / Mortgage?

This is Part 2 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

Property Advice

• 29 May 2020
• 6 min read
• 0

Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage

Always get your Approval-in-Principle first.

Property Advice

• 28 May 2020
• 6 min read
• 0

Here’s What You Can Do If Your Condo TOP Is Delayed

You’re supposed to move in next month, but then Covid-19 struck. Or maybe your condo’s main contractor has gone bust, setting back the timeline while the developer scrambles to find a new one. In extreme cases, like with Sycamore Tree…

Property Advice

• 26 May 2020
• 5 min read
• 0

GuocoLand Developer Review: A Detailed Look And Analysis

Here is everything you need to know about GuocoLand.

Property Market Commentary

• 25 May 2020
• 9 min read
• 0

Units Of The Week Issue #12

For those celebrating the public holiday today, Selamat Hari Raya! We know most people were looking forward to a gradual reopening of businesses in Singapore, with Real Estate being one of them – but it was not to be. It’s…

On The Market

• 25 May 2020
• 4 min read
• 0

The Allure Of Older Properties: Who Are Buying These Places?

“LEASE DECAY”, the ad screams, “DID YOU KNOW YOUR HDB VALUE IS $0 IN THE END, OMG”. It’s probably one of several dozen that you’ve seen on your Facebook feed, or something you’ve had screamed at you by some video…

Property Market Commentary

• 24 May 2020
• 5 min read
• 4

Here’s How Much I Made In My First Year As A Property Agent (Complete Breakdown)

Google property agent income and just take a look at the number of results that is out there. It’s an often talked about topic in the media as well.  Whether it be property agents pulling in the big bucks.. ..or…

Property Market Commentary

• 23 May 2020
• 6 min read
• 17

The Ultimate Guide to Home Flooring Costs

Given that it’s just something to walk on, you wouldn’t think flooring is a huge cost. But in some renovations, flooring alone can account for as much as a tenth of the overall renovations; and if there’s a delay, about…

Property Advice

• 22 May 2020
• 9 min read
• 0

The Other Owners Agreed To An En-bloc Right After I Moved In: Now What?

You could see from the dated exterior that the condo was old. Perhaps your property agent, or even the mortgage banker, made a face when they saw the remaining lease. But whatever the case, the old property was perfect for…

Property Advice

• 22 May 2020
• 5 min read
• 10

Top Condo Picks for Singles Wanting to Live Near the CBD

It’s safe to say that being able to work from home was just a pipe dream not too long ago. But now that most companies can see that productivity is not affected, working from home could be a new reality…

Property Picks

• 21 May 2020
• 6 min read
• 1

How To React During Any Crisis – So You Can Thrive

I was a rookie real estate agent in 2008 – during the Great Financial Crash (GFC). I was only in my 2nd year in the business. I saw fortunes being made and lost during that crisis.  So, you know the…

Homeowner Stories

• 19 May 2020
• 6 min read
• 0

Units Of The Week Issue #11

It’s Monday, and we’re back to our weekly recap of some of the distinctive units that we’ve come across. This week, we decided to look more closely at cluster landed houses – given the number of questions asked about it…

On The Market

• 18 May 2020
• 4 min read
• 0

How To Pick The Right-sized Rental Unit For Renting Out

When you first bought your rental unit, it was all so simple: it’s a few hundred metres from the MRT, in a central location, and working expatriates would be lining up to rent. But then reality sinks in: You’re losing…

Rental Market

• 18 May 2020
• 5 min read
• 0

34 New Launches Most Likely To Have Developer Discounts

You might have seen this recent article on developer prices: “Half of developers likely to cut prices of Singapore new launches.” While it sounds like developers are going to be releasing developer discounts soon, a closer read reveals that these…

Property Picks

• 16 May 2020
• 3 min read
• 61

Renting To Student Tenants: Top Condo Picks

A lot of Singapore’s universities are not in the most accessible places (hello, NUS). Trying to find a condo as a student (because it’s apparently easier to win the lottery than find lodging on campus these days) often involves some…

Property Picks

• 15 May 2020
• 6 min read
• 0

Loss Aversion: Why Do People Fail To Act During Downturns

You’ve probably heard these phrases countless times: “Be Fearful when others are Greedy; and be Greedy when others are Fearful.” OR “Times of Crisis represent times of Opportunity.” Afterall, one of the strongest fundamentals of savvy investing is to ‘buy…

Property Market Commentary

• 15 May 2020
• 7 min read
• 2

Why It’s Never As Easy As “Just Refinancing” To A Cheaper Home Loan

Your eyes pop out a little when the mortgage banker shows you their rate: 1.2 per cent per annum? That’s less than half the interest rate your CPF accrues at. It’s “practically borrowing for free,” you’re told.  But then you…

Property Market Commentary

• 14 May 2020
• 5 min read
• 2

The ART Of Framing

Some people have described art frames to be as important as the art itself. In fact, as put so eloquently by Emma Crichton-Miller of Christie’s, “Frames are the Cinderellas of the art world; they do a tremendous amount of work.”…

Decor Advice

• 14 May 2020
• 3 min read
• 0