Advice

We Own A 5-Room HDB In Punggol: If We Want To Keep Our Property As A Trust For Our Kids, Should We Buy A Freehold Or New Leasehold Condo?

Hi Ryan, I’m not sure if you have the time- I live in a resale 5rm HDB in Punggol since 2009 when I got married. Young and not financially savvy, we took a HDB loan and just let it run….

• 6 Oct 2023
• 9 min read
• 2

We Own An HDB Executive Apartment And Are In Our 60s: Should We Right-Size To A BTO Or Resale HDB?

Dear Ryan, As usual, you and your Team continue to amaze me with the wide range of posts weekly – be it review of landed housing estates, HDB largest and cheapest flat and the issues faced by landlord! :):):) I…

• 29 Sep 2023
• 12 min read
• 0

We Are In Our 20s With $17k CPF And Are Saving Up $60k For A HDB: Should We Get A 3-Room Flat?

Hello, I hope you are doing well.  I’ve been a follower of Stacked for a long time now, and have enjoyed the content from the beginning. I am writing today to seek some help with my slightly odd situation regarding…

• 22 Sep 2023
• 13 min read
• 0

We Own 2 Condos & Live In An HDB: Should We Sell It All To Invest In REITs, Or Buy A Landed?

Hi Stacked Homes team Have been reading and following the properties advice given by your team and I find it very insightful and is always learning new and objective perspectives dished out by your professional and expertise opinion. Appreciate to…

• 15 Sep 2023
• 12 min read
• 2

We Own A Normanton Park Condo & Make $285k Per Year: Should We Sell To Invest In Stocks And Rent Or Buy A Resale

Hi stacked homes, My husband and I have been avid readers of your content, and we notice your team has been very detailed in analysing situations to provide sound choices. I hope you can help us as we are quite…

• 9 Sep 2023
• 12 min read
• 1

Our Landlord Will Likely Raise Our Rent Soon: Should We Buy A Forever Home Now Or Invest In A Condo First While Renting?

Hi there,  I’ve really enjoyed reading your real estate advice column and hope you can help us to think through our options.  We are currently renting a 3 bedroom condo for $2800 and it’s about 1300 sqft. We have reason…

• 2 Sep 2023
• 12 min read
• 5

We Are In Our 20s Making $11.5k Per Month: Should We Buy An EC Or BTO?

Hi Team, I’m writing in to ask for some objective advise. My partner and I are below 30 yo, with a combined monthly income of $11.5k excluding bonuses. But as we are starting out in our careers, we both combined…

• 25 Aug 2023
• 11 min read
• 0

We Make $360K Per Year & Own A Condo & HDB In Our 50s: Should We Sell Or Keep Our Properties To Retire?

Dear Stacked Homes, I have been following your site for sometime and really want to thank you and your team for sharing your expertise and insights with us. I will like to seek your opinion as my hubby and I…

• 19 Aug 2023
• 12 min read
• 4

We Own A Jumbo HDB And Make $500k Per Year: Is It Worth Keeping Or Selling To Upgrade Or Rent?

Hi there, I have a unique question, if you can help me with some analysis – I would love to sign up with you for my future property purchases. My current situation Currently we are a family of 4, Singaporean…

• 11 Aug 2023
• 12 min read
• 0

We Make $324k Per Year: Should We Sell Our 28-Year-Old HDB To Upgrade To A New Launch Or Resale Condo?

Hi team, It’s been a pleasure reading your informative articles and I really enjoy your data-driven approach. My family and I have been staying in a 5 room HDB for more than 5 years (in Boon Keng area) and we…

• 4 Aug 2023
• 12 min read
• 2

I Make Less Than $70k Per Year And Own 50% Of A Hillview Condo: Should I Buy Over The Other Half Or Just Sell?

Dear Stacked Homes I currently own a 50% share of a 1+1 condo unit in the Hillview area, which was fully paid for by my dad in 2019. The other 50% is owned by my uncle who is over 55…

• 28 Jul 2023
• 11 min read
• 0

We Make $300k Per Year And Are Nearly In Our 50s. Should We Sell Our 22-Year-Old HDB Or Investment Property To Upgrade?

Hi Stacked Homes, I always enjoy reading your detailed analysis and professional advice in response to readers’ questions to support their decision making. This time, I hope you could also help answer my questions. We are approaching our 50s with combined…

• 21 Jul 2023
• 10 min read
• 1

We Make $250k Yearly With $1.3m In Liquid Assets: Should We Sell Our 5-Room HDB To Upgrade Or Just Invest In Equities Due To The High-Interest Rates?

Hi Stackedhomes team! Really impressed with all your editorial content and well-thought advice for all the property owners/investors out there. Would like to seek your help considering this situation:- Staying in a resale 5-room HDB flat with spouse, child and…

• 14 Jul 2023
• 14 min read
• 2

We Make $294k Per Year: Should We Sell Our 5-Room HDB To Upgrade To A New Launch Or Buy 2 Properties Instead?

Hi. I love how stacked homes does unbiased reviews and advice the general public which is simple to understand coupled with realistic statistics. I would like to seek advice whether which makes more sense to us. My wife and I…

• 8 Jul 2023
• 13 min read
• 2

We Make $28k Per Month And Own A 4-Room HDB: Should We Buy A New Launch Or Just Rent To Be Near Henry Park Primary?

Hello! First of all, thank you so much for all the neutral and highly informative articles on the Singapore property market. They have been of great help for us to understand the market, especially the amount of data analysis you…

• 24 Jun 2023
• 12 min read
• 0

We Make $500k Per Year: Should We Buy A New Launch 4-Bedder Or A Freehold Landed Property With Legacy Planning In Mind?

Hi! Needless to say, I have really enjoyed the articles and content on Stacked Homes, particularly the home tours of houses with great design and review of new launch condos. The production quality far exceeds the other cookie cutter videos…

• 16 Jun 2023
• 11 min read
• 3

I’m 51 And Own A 5-Room HDB And 2 1-Bedder Condos. Should I Buy A Landed For Legacy Planning Or Remain Status Quo?

Dear Stacked Homes  I have been following your articles and am really enjoying your valuables insights and thorough analysis on the questions posted by readers. I have been wondering whether I still have runway to adjust my portfolio to prepare…

• 10 Jun 2023
• 13 min read
• 2

Should We Buy An Old But Central HDB, Or A Newer One But Located Further Away?

Dear Stacked Homes, I’m sure I’m not alone in this dilemma, but unfortunately my friends have been lucky enough to get BTOs and SBFs, leaving us with nobody to consult on this topic. We’re first-time buyers in our very late…

• 2 Jun 2023
• 11 min read
• 0