Advice

We Own A $1.1 Million HDB And Make $22k Per Month: Is It Feasible To Upgrade To A Condo Without Additional Cash?

Hi Stacked Homes, I wanted to check in with you regarding the possibility to upgrade to a condo in terms of financial stability and suitability. Currently owning a 4 room HDB flat at Saint George Towers. It has recently MOP…

• 19 Apr 2024
• 6 min read
• 0

• joshua

We Have $5 Million In Cash And Live In A 3-Room HDB: Should We Buy A Larger Condo Or HDB?

My wife and I are celebrating our 50th year, still cherishing our humble beginnings in the resale 3-room HDB flat we bought in 1997, shortly after tying the knot. With three grown children, aged 17, 20, and 22, still under…

• 12 Apr 2024
• 10 min read
• 11

We Make $330k Per Year And Own An Executive HDB: Should We Buy A Resale Condo Or A Dual-Key 3 Bedder?

Hi Stackedhomes, I’ve been a silent reader of your articles for the last 4-5 years. Your articles were unbiased and provided great insights and analysis of home purchases. BACKGROUND.  My wife and I will be 42 & 43 respectively this…

• 5 Apr 2024
• 9 min read
• 0

• Aaron

We Have $250k Cash After Selling Our BTO: Should We Buy A $1.5m New Launch Condo Or Resale?

Hi there! Thank you for sharing the useful articles. It has been enlightening and eye opening reading all the different property stories.  I do have a question. I recently sold my BTO house and will have about 250k in cash…

• 29 Mar 2024
• 10 min read
• 0

• Ameer

We Own A Bidadari BTO: Should We Keep It And Buy An Investment Property, Or Sell To Buy A Central Condo

Hi team, I’ve always liked the way your team analyzes enquiries. Hope you’re able to provide some insights into our query below.  My wife and I are looking to invest our cash/cash equivalent on hand and are wondering what’s the…

• 23 Mar 2024
• 8 min read
• 8

• Grady

We Make $300k Per Year And Own A Sengkang Grand Residences 4-Bedder: Should We Keep Or Sell It To Buy 2 Properties?

I have been following your articles for quite some time. Thanks for sharing the knowledge with us. Currently my wife and I co-own (50%-50%) a 4 bedder in Sengkang Grand Residence which just TOPed. We will be reaching the 3rd…

• 15 Mar 2024
• 9 min read
• 0

• Joe Quek

We Have $1.2m In Cash/CPF And Own A Queenstown HDB: Should We Keep Our HDB Or Sell To Buy 2 Properties?

Hi Stacked homes, I am a regular reader of stacked homes and am reaching out in hope that you can give some good advice on investing in a property. My partner and I currently own a 4 room HDB in…

• 8 Mar 2024
• 8 min read
• 1

• Kenny

We Make $23k Per Month And Own A 29-Year-Old HDB: Should We Sell To Buy A Resale 3-Bedder Condo Or A Newer HDB Instead?

Dear Stacked Homes, Happy new year! We are a couple with combined income of $23k (41yo $16k, 29yo $7k), currently live in a 29yr old 4br hdb resale (mkt value abt $580k) under joint ownership, and has fulfilled the MOP….

• 1 Mar 2024
• 8 min read
• 0

• Ameer

We Make $16k Per Month And Wish To Own 2 Properties: Should We Sell Our HDB Now And Buy 2 Condos Or Just Pay The ABSD?

Hi Stacked Homes, I’m an avid reader of stacked home article and subscriber of Stacked Youtube videos. I hope this email finds you well. =) Appreciate some advice on a property related issue that we are currently facing. Our situation…

• 23 Feb 2024
• 8 min read
• 2

• Andrew

We Make $300k Per Year: Should We Buy An HDB Maisonette, Walk-Up Apartment Or A Condo?

Hi Stacked (Ryan), My housing situation is going to change in 2024- I am about to sell my 3BR BTO in Jan and upgrade to a bigger flat (open to either HDB 5rm/mansionette or condo) in the Beauty world area….

• 17 Feb 2024
• 11 min read
• 0

I’ve $500k In Cash Savings Looking For An Investment Condo In West Coast: Which Is Best For Rental And Capital Appreciation?

Hello Stacked Homes, I am a loyal reader of your articles as they are so informative to read, especially those pertaining to advice to readers. I would like to seek your advice regarding my situation and would like to hear…

• 9 Feb 2024
• 13 min read
• 2

We Have $1.5m In Cash And Make $680k Per Year: Should We Max Our Budget To Buy A 4 Bedder Condo Or A Smaller One?

Hello Ryan at Stacked, I absolutely love your advice column. Truly enlightening on how to navigate the property ownership journey.  Would greatly appreciate your practical and thorough wisdom on our investment/life situation.  We live in our 3BR condo, valued at…

• 2 Feb 2024
• 9 min read
• 6

I’m A Single Mum Making $100k Per Year: Should I Wait To Buy A BTO Or Resale HDB?

Hello, I’ve been following stackedhomes for sometime now and find your posts both informative, interesting and enlightening! Would you be able to provide me with some advice or different perspectives for my housing plans? I am a 44-year old single…

• 26 Jan 2024
• 6 min read
• 0

We Make $290k Per Year And Own A 4-Room BTO: Should We Cash Out To Upgrade To A Resale Condo?

Hi there Happy 2024 in advance!  I have been a silent reader trying to gain bits and pieces of property $ wisdom from your blog (unfortunately I’m still struggling to make sense). So I wanted to seek advice on our…

• 19 Jan 2024
• 10 min read
• 0

Is Buying A $1 Million HDB A Mistake Or Should We Stick To A Less Convenient But Cheaper $600k HDB?

Hi there, I hope this email finds you well. The main reason I’m writing to you is to seek advice on a few pointers: My partner and I just decided to start sourcing for HDB resale flat given the fact…

• 12 Jan 2024
• 11 min read
• 0

We Make $14k Per Month And Have $350k Cash. Should We Buy Another Resale HDB Or Wait To Purchase A 2-Bedder Condo?

Help! We need advise! My husband and I bought our resale in April 2021. Some things to note here would be. To avoid absd and our eventual goal of 1 hdb + 1 private (of at least 2 bedder).  We…

• 5 Jan 2024
• 7 min read
• 0

I’m Single And Own A 1 Bedder Investment Condo In River Valley: Is It Better To Sell To Bigger Property Further Away Or A Resale HDB?

Hi,  It is me again. You have kindly given me valuable insights in 2021 and now being in a dilemma again, I decided to write to you.  I have been following private residential property news (including stacked homes) and I…

• 29 Dec 2023
• 10 min read
• 0

We Make $19k Per Month. Should We Decouple Our EC To Buy 2 Properties For Investment?

Hi It was an interesting article on decoupling. But I’m still a little confused on the math. Don’t mind me asking. Potentially we are also looking at decoupling our present EC ( over MOP) value 1.4 mil about  My wife…

• 22 Dec 2023
• 7 min read
• 3