Advice

We Own 4 Properties (Bought Before ABSD) What Are Our Best Moves In Today’s Property Market?

Hi Stacked Homes, I have been reading your articles which I find interesting and objective. I am particularly interested in those articles providing analysis and advice to people who wrote in. Your analysis on various scenarios and situations helped me…

• 27 Sep 2024
• 10 min read
• 0

We Make $27k Per Month And Own An HDB And Condo: Should We Sell The HDB To Buy Another Resale?

Dear Stacked homes, Thanks for all the valuable information you have provided. I would like to ask for your advice on our situation. We are a mid-40 couple with 3 young children. We have a combined income of approx 27k…

• 20 Sep 2024
• 9 min read
• 0

We Own An Ang Mo Kio BTO And Have $150k In Cash: Can We Afford To Buy 2 Condos Or Should We Upgrade To An EC?

Hi Ryan, I would like to take this opportunity to thank you and StackHome for providing Singaporeans with in-depth analyses of the Singapore property market. I really appreciate the content you guys are producing. I am currently facing a dilemma…

• 13 Sep 2024
• 7 min read
• 0

We Own A 3-Bedder At Treasure At Tampines: Should We Sell To Buy 2 Properties Or A Bigger Unit?

Hi, We are a married couple earning 100k each. We own a business earning 100k annually. Husband and wife around mid-thirties. We just bought a 3B3B condo at Treasure at Tampines with 99-1 in in 2024. Wife 99.  Investment about…

• 6 Sep 2024
• 11 min read
• 0

Can We Afford To Upgrade From An EC To A Landed Home?

Hi, thanks for the quick response.  I would like to share my story and seek Stacked Home advice.  My family is currently staying in an EC, we bought during the 2015 launches in the north, the EC was MOP in…

• 30 Aug 2024
• 11 min read
• 0

We Make $200k Per Year And Own A Freehold Condo In Potong Pasir: Is A Leasehold Condo A Better Option Or Would We Lose Money?

Hello, We are a family of three with a daughter. We live in a freehold condo in Potong Pasir. We are happy with our current place but are considering upgrading to a bigger home if we decide to have another…

• 23 Aug 2024
• 12 min read
• 2

Should We Sell Our Old HDB Flat In CCK And Buy Another Resale Or Keep For Passive Income?

Hello Stacked Homes I am in my early 50s and my husband is in early 60s. We have a HDB under my name. I am currently unemployed and my husband is still working. He plans to retire in 2 or…

• 16 Aug 2024
• 8 min read
• 0

Should We Get A BTO At 55 As Our Retirement Home?

Hi, In short, we wish to go for BTO at the age of 55.  We have taken 1 time subsidy when we bought our first resale 4 room flat in 1998 and sold in 2003, without paying back the levy….

• 9 Aug 2024
• 8 min read
• 1

We Own A $1.5m DBSS And Have $300k In Cash: For Retirement Should We Sell To Buy A Condo For Rental Or Another HDB?

Hi Stacked Homes, My husband and I have been following your articles, and some of the advice is very insightful. Thank you for all the continuous great work to create awareness.  My husband is at retirement age at 65, and…

• 2 Aug 2024
• 9 min read
• 0

We Own A Fully Paid 4-Room HDB And A 2 Bedder Condo: Should We Invest In A 3rd Property With 30% ABSD?

Hi, I am a subscriber to your Telegram – Stacked Homes and frequently read your well-written and in-depth articles. Understand you provide advice to people whom reached out and hence I am also doing the same. Appreciate if you could…

• 26 Jul 2024
• 9 min read
• 2

We Have $850k In Cash: Should We Invest In A Condo In The OCR/RCR Or T-Bills/Bonds/Fixed-Deposits?

Dear Stacked, Hope you and the team at Stacked has had a wonderful weekend. With reference to the response formulated by Stacked in Nov 2023, you will be pleased to know that we have finally settled our purchase of a…

• 19 Jul 2024
• 9 min read
• 4

We Are In Our 60s And Own An HDB In Ang Mo Kio: Should We Downgrade To A 3-Room, Apply For A BTO, Or Buy An EC?

Hi Stacked Homes, I am a fan of Stacked homes and really love your analysis in helping the readers decide on their futures homes. I hope you can help me and my husband too on our next phase of life….

• 12 Jul 2024
• 13 min read
• 0

We Make $11k Per Month And Own A Newly-MOP Clementi HDB: Should We Upgrade To A Bigger Condo Or Buy 2 For Investment?

Dear Ryan I’ve been an avid follower of Stackedhomes and really enjoy the concise content dished out by you guys, please keep up the great work.  Currently I have a dilemma, my current details are as follows. We are currently…

• 5 Jul 2024
• 10 min read
• 2

I’m 40 With Cash Savings Of $100k: Should I Decouple My Co-Owned Condo To Buy An HDB?

Dear StackedHomes, I have found your responses to audience queries incredibly helpful in understanding the Singapore property market, which can be complex due to varying individual circumstances. I would appreciate your advice on my current situation. I am 40 years…

• 21 Jun 2024
• 8 min read
• 1

I Have $1.5m In Cash But Don’t Own A Property: Should I Buy An HDB Or Condo In Bedok For Rental Income?

Hi,  Would like to seek your advice.  I would like to buy a property for rental income now, and in future capital appreciation/to stay.  Im currently staying with a friend and doesn’t need a place. In future, if I need…

• 14 Jun 2024
• 8 min read
• 0

We Own A 4-Bedder EC In Punggol: Should We Buy A Newer Condo Or An Executive HDB?

Hi! I have some questions about my current situation. Hopefully u can shed some light! House: punggol 4 bed EC 1,442 sq ft/bought 1.16mil/ valuation ~ 2Mil now. Outstanding loan 545k. Decoupled. I own 100% now. My CPF+ accrued ~…

• 7 Jun 2024
• 10 min read
• 0

We Make $14k Per Month And Own A 57-Year-Old HDB: Should We Get A BTO, An EC, Or A Jumbo HDB?

Hi Stacked Homes, We have a unique situation on hand and would love to hear your thoughts on this. My husband and I own a 3 room HDB flat in a very mature estate in Commonwealth that is 57 years…

• 31 May 2024
• 8 min read
• 0

We Own A 2 Bedder EC At The Vales: Should We Sell To Buy A Condo, Buy An HDB Or Rent?

Bought The Vales EC two bedder in 2017 at $650k. Outstanding loan of $400k at 1.5% interest rate at five year fixed which ends 2025 sep.  We now have a four year old daughter. So thinking of our options and…

• 24 May 2024
• 9 min read
• 0

• Grady