Advice

I’m 51 And Own A 5-Room HDB And 2 1-Bedder Condos. Should I Buy A Landed For Legacy Planning Or Remain Status Quo?

Join our Telegram group for instant notifications
Join Now
Subscribe
Notify of
guest
2 Comments
Oldest
Newest Most Voted
Inline Feedbacks
View all comments
Charu
Charu
1 year ago

Hi! I read this article with much interest but I couldn’t follow along with the argument of scenario 2 (selling all 3 properties to buy 2 more) being a better outcome than scenario 1 (status quo). Scenario 2 demands that a 51 year old sole breadwinner fully exhaust his cash and cpf balance to only marginally reduce his outstanding loan balance, with lower projected profit than if he were to just stay the course.

Did I completely miss some point that was trying to be made here?

Stacked Homes
Admin
1 year ago
Reply to  Charu

Hey there! Thanks for sharing this! In our projections, the outcomes were similar. However, we preferred selling the 3 properties as the objective in mind was legacy planning and to hold for the very long-term. As such, we would’ve preferred holding on to newer/freehold properties which required more resources.

Latest Posts

Aurea PSF
Buying A First Look At Aurea, A Luxury Redevelopment Of Golden Mile Priced From $2,750 Psf
February 18, 2025
Untitled Artwork
Commentary How Will Budget 2025 Affect The Singapore Property Market? 8 Key Changes To Note
February 18, 2025
Murphy bed featured
Property Stories How To Renovate A 4-Room HDB Flat For A Family With Three Kids In Singapore
February 18, 2025
Duku Road Estate 14
Property Stories A Tour Of An Affordable Freehold Landed Estate Near Joo Chiat (From $3.8m)
February 16, 2025
An Architect Built A Beautifully Hidden Tropical House For A Family Of Five 1
Living In An Architect Built A Beautifully Hidden Tropical House For A Family Of Five
February 16, 2025
singapore brochure marketing distance to mrt
News How Property Data In Singapore Can Trick You
February 16, 2025
buying a condo mid 20s
Commentary Struggling To Find A Resale Condo In 2025? Here’s Why Supply Is Drying Up
February 15, 2025
Mega Development 2
Analysis Are Mega Development Condos In Singapore Really More Profitable? Here’s What The Data Says
February 14, 2025
ELTA Pricing Review
Analysis Should You Buy ELTA? A Pricing Review Against Clavon, Clement Canopy And Other New Launches
February 13, 2025
5 Cheapest 4 Bedroom Condos Priced From $1.5m (Sized Above 1,200 Sqft)
Units Of The Week 5 Cheapest 4 Bedroom Condos Priced From $1.5m (Sized Above 1,200 Sqft)
February 13, 2025
Parktown Residences Pricing Review
Analysis Is Parktown Residence A Good Buy? A Detailed Pricing Review Against Other Integrated Developments 
February 12, 2025
July 2025 BTO
BTO We Review The July 2025 BTO Launch Sites (Bukit Merah, Bukit Panjang, Clementi, Sembawang, Tampines, Toa Payoh, Woodlands)
February 12, 2025
Untitled Artwork
Buying Upgrading To A Condo By 35: Is That Still Possible For The Average Singaporean In 2025?
February 11, 2025
Sea Breeze Estate 28
Property Stories Where To Find Freehold Landed Homes For $3m+ In Singapore: Touring Jalan Soo Bee
February 11, 2025
February 2025 BTO
BTO February 2025 BTO Launch Review: Ultimate Guide To Choosing The Best Unit
February 10, 2025
Inside A Family's Vibrant 3 Bedroom Condo Apartment Filled with Curated Artwork 1
Living In A Family’s 3-Bedroom Condo Apartment Filled With Art, Sculptures, And Memories
February 9, 2025