HDB rental eligibility: Everything you need to know for fuss free rental
Get The Property Insights Serious Buyers Read First: Join 50,000+ readers who rely on our weekly breakdowns of Singapore’s property market.
Renting out your HDB flat or room can help with creating a constant stream of passive income. This can be used to help pay for daily expenses or even go towards contributing for your monthly mortgage payments. It is little wonder that many Singaporeans are resorting to renting out their HDB flat or room. If you are planning to do so, here is everything you need to know about your HDB rental eligibility.
How do I determine my HDB rental eligibility?
For HDB Flat
If you are looking at renting out the whole flat, you will have to fulfil the five-year Minimum Occupation Period (MOP). Take note that only Singapore Citizens are able to sublet the entire HDB flat, PRs are not allowed to do so.
Since 16 Jan 2014, you will have to consider the non-citizen (NC) quota when it comes to subletting your HDB flat if one of the subtenants is a non-Malaysian Singapore Permanent Resident (SPR) or foreigner. The good news here is Malaysians will not be subject to this ruling. The NC quota is subject to 8% for the neighbourhood and 11% for the block. So once the NC quota has been fulfilled, you will only be allowed to sublet the flat to Singaporean or Malaysian subtenants. If you want to check on the NC quota you can do so here.
HDB rental eligibility for subtenants
You will have to make sure that if your subtenants are foreigners they are holders of Employment Pass, S pass, Work Permits, Student Pass, Dependant Pass or Long-Term Social Visit Pass. Take note of the expiry date as these have to be valid for at least 6 months as at the date of your subletting application. Also, if they are work permit holders from sectors such as construction, manufacturing, marine and process they will have to be Malaysians.
Please remember to also do a check online if the various documents are valid:
NRIC, Student Pass or Long Term Social Visit Pass
S Pass/Employment Pass
Lastly, you will need to keep within the maximum number of tenants allowed to rent your HDB flat. For 1-room and 2-room this is capped at 4, 3-room, 4-room and bigger at 6.
More from Stacked
4 Young Homebuyer Trends That May Change Singapore’s Property Market
Forget the stereotypes about millennials and their avocado toast obsessions; when it comes to home buying in Singapore, this generation…
Do note that you will not be able to rent your HDB flat out to tenants or owners of other HDB flats or Executive Condominium units where the 5-year MOP has not been met. There are exceptions however, so only if the potential tenant is divorced or legally separated.
Once you have determined your HDB rental eligibility the last step is to submit the application for approval. This costs $20 and can be done so through here.
HDB Rooms
For HDB rooms you are able to rent out the rooms only if you own a 3-room or larger flat. If it is a 3-room flat, you can only rent out 1 bedroom and for 4-room flats it is a maximum of 2 bedrooms. For 3-room flats the maximum number of occupants is 6 and for 4-room and bigger it is capped at 9. Do note that only bedrooms originally constructed by HDB can be rented out. This means that if you have created your own partitioned rooms, these cannot be used.
HDB rental eligibility for subtenants
Likewise, for HDB room rentals, the subtenants who are foreigners will have to be holders of Employment Pass, S pass, Work Permits, Student Pass, Dependant Pass or Long-Term Social Visit Pass. Please note that tourists are not allowed to rent any HDB rooms.
Unlike HDB flats, for room rentals you do not need HDB approval to sublet out your rooms. However, you will have to register the subletting with HDB within 7 days from its commencement date either though My HDBPage or Mobile@HDB. The good news here is that there is no admin fee!
As always, feel free to leave a comment or you can reach us at stories@stackedhomes.com. If you would like to read more about rental you can do so here!
If you’d like to get in touch for a more in-depth consultation, you can do so here.
Sean Goh
Sean has a writing experience of 3 years and is currently with Stacked Homes focused on general property research, helping to pen articles focused on condos. In his free time, he enjoys photography and coffee tasting.Read next from Rental Market
Rental Market Is Singapore’s Rental Market Really Softening? We Break Down The 2024 Numbers By Unit Size
Editor's Pick The Cheapest Condos For Rent In 2024: Where To Find 1/2 Bedders For Rent From $1,700 Per Month
Rental Market Where To Find The Cheapest Landed Homes To Rent In 2024 (From $3,000 Per Month)
Rental Market Where To Find High Rental Yield Condos From 5.3% (In Actual Condos And Not Apartments)
Latest Posts
Property Market Commentary Why The Singapore Property Market Will Be Different In 2026 — And It’s Not Just About Prices
Editor's Pick 2025 Year-End Review Of The Singapore Property Market: What The Numbers Reveal
Pro This 21-Year-Old Condo Didn’t Sell Out Initially, Yet Became A Top Performer
Editor's Pick How The HDB Resale Market Performed In 2025, And What It Means For 2026 Prices
Editor's Pick 4 Key Trends Reshaping Singapore’s New Launch Condo Market In 2026
Editor's Pick What I Only Learned After My First Year Of Homeownership In Singapore
Singapore Property News Why More Land Doesn’t Automatically Fix Housing In Singapore
On The Market Here Are The Cheapest 4-Room HDB Flats in Central Singapore You Can Still Buy From $490K
Editor's Pick Should We Buy An Old 99-Year Leasehold Condo To Live In: Will It’s Value Fall When The Lease Runs Out?
Pro How A Once “Ulu” Condo Launched In 1997 Became A Top Performer
Editor's Pick I Reviewed A New Launch 4-Bedroom Penthouse At Beauty World
Property Market Commentary When Renting In Singapore Is The Smarter Move — And Buying Can Wait
Editor's Pick Why Singaporean Families Are Looking At This Landed Enclave From Around $4M
Singapore Property News Lentor’s First Condo Is Complete — The Early Profits May Surprise You
Editor's Pick A Wave Of New HDB Resale Supply Is Coming In 2026: Here’s Where To Find Them
