Continuing our hunt for the most affordable units in the market, this week we’ve lined up five budget-friendly three-bedroom units starting from just $970,000. 

That said, do note that some of these picks are well-lived in, so if you are a little fussy you may have to allocate a bigger budget for renovation.

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Now let’s get on with the list of curated units this week!

Shortlists like this are a useful starting point, but the units that make the list aren't necessarily the ones that make the most sense for your budget, lifestyle or long-term plans.

The harder part comes afterwards: comparing the trade-offs, evaluating the numbers, and deciding which home is actually the best fit for your situation.

Over time, that's also why we decided to work with agents who shared the same data-driven and advisory-led approach behind our editorial, consultants who could help readers think through decisions more objectively, rather than simply push transactions.

Today, the team has worked with more than 2,000 clients across over $5B in property transactions.

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1
101 Spottiswoode Park Road

$970,000

3
2
AttributeInfo
Address101 Spottiswoode Park Road
Tenure 99-year Leasehold
Size 850 SQFT 
$PSF$1,141.81 PSF 
DeveloperHDB
TOP1973

Why I like it

Located under 15 minutes on foot from Outram Park MRT (East-West, North-East, and TEL), it’s nestled next to Everton Road’s iconic shophouses - a lifestyle perk that’s hard to replicate.

Outram itself boasts a wide mix of dining, café spots, and bars, alongside lifestyle amenities, and Tanjong Pagar Market & Food Centre is nearby for local eats. 

At 850 square feet, the layout is compact yet functional, offering three bedrooms, a dedicated bath and a separate WC in the kitchen, plus a handy service balcony.

Last but not least, the unit is located on a high floor and enjoys a partial view of the current Keppel Port and future Greater Southern Waterfront.

- Ryan

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2
Symphony Suites

$1,028,000

3
2
AttributeInfo
Address21 Yishun Close
Tenure 99-year Leasehold
Size 786 SQFT 
$PSF$1,307.89 PSF 
DeveloperEL Development
TOP2019

Why I like it

Overlooking Khatib Bongsu, Symphony Suites is a suitable choice for families seeking a green, well-established estate with convenient amenities. 

Located about a 16-minute walk from Yishun MRT (North-South line) and Northpoint City, one of Singapore’s largest malls, it’s also close to Junction 9 and surrounded by coffee shops within nearby HDB clusters. Additionally, nature lovers will appreciate the proximity to Yishun Pond and Park’s trails. 

While compact at 786 square feet, the unit’s efficient dumbbell layout maximises liveable space, and without a balcony, every inch of the apartment is used as liveable space. Ground-floor placement here doesn’t mean a lack of light either; floor-to-ceiling windows in the living area and bedrooms ensure ample natural light throughout.

- Druce

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3
Kovan Grandeur

$1,000,000

3
2
AttributeInfo
Address118 Tampines Road
Tenure 99-year Leasehold
Size 745 SQFT 
$PSF$1,477 PSF 
DeveloperFragrance Properties Pte Ltd
TOP2012

Why I like it

Kovan Grandeur sits just an 11-minute walk from Kovan MRT (North-East Line), with Heartland Mall and Kovan Market & Food Centre nearby. The future Defu MRT, slated for 2030, will be even closer. For daily needs, Hougang Rivercourt offers a supermarket and dining options just a short walk away.

With the North-East gaining popularity for its nature trails, Kovan Grandeur offers quick access to the park connector along Serangoon River, leading to Punggol Promenade, Coney Island, and Lorong Halus Wetland Park.

At 745 square feet, the unit may be compact but is efficiently laid out with three bedrooms, two bathrooms, a home shelter, and a kitchen with a compact yard. There’s even a small balcony, for some outdoor breathing space.

- Ryan J.

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4
Parkview Apartments

$1,150,000

3
3
AttributeInfo
Address1 Bukit Batok Street 25
Tenure 99-year Leasehold
Size 1,130 SQFT 
$PSF$1,017.70 PSF 
DeveloperFar East Organisation
TOP1998

Why I like it

Parkview Apartments faces Toh Tuck Forest and is within walking distance of Bukit Batok East Point, offering two supermarkets and various dining options. Plus, it’s under a 15-minute walk to Bukit Batok Nature Park, with a connector to the Rail Corridor and Bukit Timah Nature Reserve for outdoor enthusiasts.

While the MRT isn’t close by, a bus ride will get you there, making this location ideal for those with means of private transport. 

The unit itself spans a generous 1,130 square feet with no balcony, so you get full use of the space. It features three well-sized bedrooms, a kitchen with a separate service yard, and a utility room with an attached WC.

- Cheryl

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5
Flora View

$1,150,000

3
2
AttributeInfo
Address1 Ang Mo Kio Street 86
Tenure 99-year Leasehold
Size 775 SQFT 
$PSF$1,484 PSF 
DeveloperOxley YCK Pte Ltd
TOP2018

Why I like it

Nestled in a quiet landed enclave, Flora View overlooks Yio Chu Kang Road and a large forested area (designated for military use). 

One drawback is the distance from Yio Chu Kang MRT Station (North-South line), and residents will need to travel out for access to malls and lifestyle options. That said, the development does offer a convenience store and a few eateries, plus Nanyang Polytechnic is nearby, a nice perk for families with school-age children.

The unit itself is a compact 775 square feet and includes three bedrooms, two bathrooms, and a utility room adjacent to the kitchen. It also boasts an expansive terrace that runs the length of the apartment, ideal for enjoying the serene surroundings and adding a touch of outdoor privacy.

- Sean

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Round-ups like this are a good place to start a shortlist, but the real work begins when you start comparing the final few options, looking beyond the headline criteria to decide which property is the best fit for your own situation.

That's where many readers ask us to help.

If you'd like a second view on any of the units above (or others we haven't listed), you can reach out for a one-to-one consultation here.

And if you simply have a question or want to share a thought, feel free to write to us at stories@stackedhomes.com. We read every message.