Advice

We Make $250k Yearly With $1.3m In Liquid Assets: Should We Sell Our 5-Room HDB To Upgrade Or Just Invest In Equities Due To The High-Interest Rates?

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Tk Band
Tk Band
1 year ago

Hi Ryan, always enjoy your very sharp analysis. we are planning to retire in 1-2 yrs’ time and assume we have a runway of another 20 years. Should we sell our 2 condos and downgrade to a 5-RM resale HDB. Preferred location is in district 4 near mt faber.
Condos are fully paid and we have abt 2 mil in liquidity and 1mil in CPF. Thank you.

rikko
rikko
1 year ago

I think you need to factor in other cost of investing in property eg property tax, MCST and property agent commission for leasing.

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