En Bloc The Other Owners Agreed To An En-bloc Right After I Moved In: Now What?

  • May 22, 2020
  • 7 min read
Join our Telegram group for instant notifications
Join Now

Ryan J

Ryan is an old school print journalist gone digital. He's lived in almost every type of housing in Singapore, from flats to landed homes. Over the past 18 years, he's been a content developer for companies large and small, a co-founder in an education business, and sometimes a voice on the radio. He also spends too much time and money on painting little plastic soldiers.


Hi Ryan,

If today I buy a condo apartment for $1200psf and 2yrs later it get en-bloc. Is it possible that I might get back less than I pay for the apartment (excluding the renovation cost)?


Hi Ryan, Is SSD of 3 years counts when we exercise or after completion of purchase?

Stacked Homes
Stacked Homes

Hi Aizen! SSD is counted from the purchase date. According to IRAS website:
In most instances, the date of purchase/ acquisition of a property refers to:
Date of Acceptance of the Option to Purchase* or
Date of Sale and Purchase Agreement or
Date of Agreement for Lease (for new HDB flat) or
Date of Transfer where the above (a), (b) and (c) are not applicable
*Excludes an option to Purchase that is subject to the execution/ signing of the Sale and Purchase Agreement


What is the SSD calculate end time? From the date that approvals have been received from the Strata Title Board or the completion of the collective sales?

Stacked Homes
Stacked Homes

Hey Jimmy! SSD is calculated just like any other sales, when the S&P is signed


Hi Ryan,

I am planning to buy a 2nd hand condo. I am afraid that it is under En Bloc process. Does that condo’s unit seller or that sell’s property agent have the responsibility to inform me that his unit is under En Bloc?

I am afraid to be forced to pay the huge SSD, and waste the big renovation cost.

Thank you.

Stacked Homes
Stacked Homes

Hi David, from what we know, the seller is under no obligation to discuss this. It’s one of those things that an experienced buyer agent would check for older condos. Even sellers may not be aware if an en bloc was on the table if they don’t open their letters or aren’t involved with the condo AGM/EGMs. It’s also hard to prove that the seller/agent knew there was an en bloc underway. Moreover, en bloc is also not guaranteed to go through.


Many thanks, for the answer. It makes sense.

Latest Posts

punggol bayview review
HDB Reviews Punggol BayView Review: Waterfront Living With Amenities At Your Doorstep
September 20, 2021
1953 condo review
New Launch Reviews 1953 Condo Review: Unique Shophouse Living, Freehold But Location Not For Everyone
September 19, 2021
riviere new launch TOP
Property Picks 9 New Launch Condos That Will TOP In 2022 For Those Urgent To Move-In
September 18, 2021
waterfront isle view
Property Stories A First-Time Homebuyer’s Journey: My Search For Waterfront Views + Review Of Waterfront Isle
September 17, 2021
ola ec 3 bedroom premium living
Advice Is There Still Potential For Kingsford Waterbay As The Land Opposite Will Be An Industrial Zone? (And More On OLA)
September 17, 2021
evergrande $300 billion
Commentary China’s Biggest Developer Evergrande Is $300 Billion In Debt: Here’s What Overseas Property Investors Need To Know
September 16, 2021
curated picks
Units Of The Week Units Of The Week Issue #80
September 16, 2021
good class bungalows singapore
Commentary Why Are Good Class Bungalows (GCBs) Headed For A Record High In 2021?
September 15, 2021
nanyang primary school
Property Picks Here Are The Cheapest Condos Within 1 KM To A Top-10 Primary School
September 14, 2021
sky habitat
Analysis New Launches That Dropped Prices in 2013/14: How Are They Faring Now?
September 13, 2021
one canberra yishun
Property Stories A First-Time Homebuyer’s Journey: My Review Of 1 Canberra EC + The Wider Canberra/Yishun area
September 12, 2021
dairy farm residences 3 bedroom living
Buying 10 Useful Tips First-Time Homebuyers Should Know Before Buying In 2021
September 11, 2021
home school distance
Buying Is Your New Launch Within A Popular Primary School Now? 122 New Projects Updated With The New Home-School Distance Changes
September 10, 2021
hdb estate
Advice How Do I Choose The Right BTO At Bidadari?
September 10, 2021
ura master plan transformation
Investment 6 Major Upcoming Changes You Need To Know In The URA Master Plan
September 9, 2021
multiple agents
Selling 7 Reasons Why Engaging Multiple Property Agents To Sell Your Home Is No Longer Helpful
September 8, 2021