HDB

8 Considerations When Picking A Resale HDB Flat For Future Upgrading

In our not-so-recent AMA on Seedly, we noticed several of the questions were regarding resale flats. Some of these were about resale flats as means of asset progression (upgrading), be it to a condo, or just even to a bigger…

• 15 Feb 2021
• 7 min read
• 0

Can We Expect Cash Over Valuation (COV) To Keep Climbing For HDB Flats?

Late last year, property agents already alerted us to the issue of rising Cash Over Valuation (COV) in resale flat transactions. As of last week, news reports seem to affirm that COV is, indeed, creeping its way back into the…

• 4 Feb 2021
• 6 min read
• 0

We Review May 2021 HDB BTO Launch Sites (Tengah, Woodlands, Bukit Merah, Geylang)

With the February BTO launch covered, the next centres of attention are Tengah (again), Woodlands, Bukit Merah, and Geylang. This makes for an interesting group of launch sites for May 2021, with much debate over whether Woodlands is “up and…

• 3 Feb 2021
• 8 min read
• 0

Single And 35 Years Old? Here Are Your HDB Options (BTO + Resale Affordability Calculations)

The Singapore public housing market, while often regarded as one of the most successful in the world, comes with one little glitch. A common complaint is that for single Singaporeans – or couples who can’t be legally married for some…

• 27 Jan 2021
• 6 min read
• 0

Waterway Terraces Review: Convenient Waterfront Living But Not Great Maintenance

A review of the iconic, waterfront HDB development in Punggol.

• 10 Jan 2021
• 29 min read
• 6

We Review Feb 2021 HDB BTO Launch Sites

2020 left a number of disappointed BTO flat applicants, as mature areas like Tampines, Bishan, and Toa Payoh were snapped up at launch. If you’re one of these though, it’s not over yet: before you give in and buy a…

• 3 Jan 2021
• 10 min read
• 2

Pinnacle@Duxton Review: More Liveable Than You Might Think

The Pinnacle@Duxton is way more liveable than most might think, with facilities that give it added attraction.

• 28 Dec 2020
• 38 min read
• 2

How Much Would You Save By Buying An Assisted Living HDB Flat?

If you’re like most Singaporeans, you have at some point tried to plan out your “final home”, the property where you’ll live out your twilight years. And like most of us, you’ve probably found it quite tricky: is it better…

• 15 Dec 2020
• 5 min read
• 0

How Big Of A “Windfall” Is A Prime Region HDB Flat?

Resale flat sellers have had some grim looks over the past few days. With potential new resale restrictions brewing, it’s been a big talking point over whether we’re seeing the end of high priced prime region HDB resale flats. We…

• 9 Dec 2020
• 7 min read
• 0

Can You Still Afford A Mature-estate HDB Flat In 2020?

It’s BTO launch time, and once again your eyes are being drawn to places like Bidadari and Bishan. But a part of you may be thinking: this is all a fantasy right? Even if the balloting works out, the flats…

• 23 Nov 2020
• 8 min read
• 0

How many HDB MOP flats are entering Singapore’s resale market in 2020 and 2021?

Have you noticed the lift at your block being extra slow lately, as movers or renovators keep cramming into it? Or have you seen more strangers walking up and down the corridors of late, peering into nearby flats? Consider it…

• 22 Nov 2020
• 6 min read
• 1

SkyTerrace@Dawson Review: Greenery Living In A Central Location

SkyTerrace @ Dawson has made headlines for its unique architecture and premium locale. Here is our full review of this Queenstown HDB!

• 16 Nov 2020
• 31 min read
• 0

Where Do These Million-dollar Flats Keep Coming From?

It is quite crazy if you were to think about it. The very first HDB flat to hit this magical million dollar mark was an executive apartment at Block 149 Mei Ling Street in Queenstown. This unit was sold for…

• 13 Nov 2020
• 6 min read
• 0

What Is Cash Over Valuation (COV) And Why Would You Pay It?

We’re seeing a resale flat revolution. As of Q3, resale prices are rising at their fastest pace since around 2012, and transaction volumes are at a 10-year high. We have a more detailed discussion of this in our previous article. …

• 9 Nov 2020
• 6 min read
• 0

HDB BTO Launch November 2020: We Review Each Launch Site

It’s that time of year again: gather your payslips and IRAS tax forms, because the next batch of BTO flat sites are up. This batch of BTO launch sites comes hot on the tail of the giant August 2020 launch…

• 3 Nov 2020
• 8 min read
• 0

I Lost $19,950 Cancelling My BTO Application, Here’s What Happened

*Correction: November 4 2020An earlier version of this article misstated the loss of downpayment at 10 per cent, and not 5 per cent, as clarified with HDB. It was something our participant was not aware of, and it should have…

• 2 Nov 2020
• 7 min read
• 1

How Covid-19 May Have Ended Up A Boon To Resale Flats

HDB resale prices and volumes have seen a sharp rebound as of Q3 2020. After almost seven straight years of decline, it seems as though resale flats may have found their way back into home buyer’s preferences.  Here’s how the…

• 26 Oct 2020
• 6 min read
• 0

How Do You Pick An HDB flat That Will Hold Its Value?

It’s hard not to see HDB owners frowning this past decade. Ever since the last property peak in 2013, resale HDB flats have mostly been locked in a long downward trend, with little light ahead: the dream of SERS, the…

• 24 Sep 2020
• 8 min read
• 4