Advice

We Own A Fully Paid 4-Room HDB And A 2 Bedder Condo: Should We Invest In A 3rd Property With 30% ABSD?

Hi, I am a subscriber to your Telegram – Stacked Homes and frequently read your well-written and in-depth articles. Understand you provide advice to people whom reached out and hence I am also doing the same. Appreciate if you could…

• 26 Jul 2024
• 9 min read
• 2

We Have $850k In Cash: Should We Invest In A Condo In The OCR/RCR Or T-Bills/Bonds/Fixed-Deposits?

Dear Stacked, Hope you and the team at Stacked has had a wonderful weekend. With reference to the response formulated by Stacked in Nov 2023, you will be pleased to know that we have finally settled our purchase of a…

• 19 Jul 2024
• 9 min read
• 4

We Are In Our 60s And Own An HDB In Ang Mo Kio: Should We Downgrade To A 3-Room, Apply For A BTO, Or Buy An EC?

Hi Stacked Homes, I am a fan of Stacked homes and really love your analysis in helping the readers decide on their futures homes. I hope you can help me and my husband too on our next phase of life….

• 12 Jul 2024
• 13 min read
• 0

We Make $11k Per Month And Own A Newly-MOP Clementi HDB: Should We Upgrade To A Bigger Condo Or Buy 2 For Investment?

Dear Ryan I’ve been an avid follower of Stackedhomes and really enjoy the concise content dished out by you guys, please keep up the great work.  Currently I have a dilemma, my current details are as follows. We are currently…

• 5 Jul 2024
• 10 min read
• 2

I’m 40 With Cash Savings Of $100k: Should I Decouple My Co-Owned Condo To Buy An HDB?

Dear StackedHomes, I have found your responses to audience queries incredibly helpful in understanding the Singapore property market, which can be complex due to varying individual circumstances. I would appreciate your advice on my current situation. I am 40 years…

• 21 Jun 2024
• 8 min read
• 1

I Have $1.5m In Cash But Don’t Own A Property: Should I Buy An HDB Or Condo In Bedok For Rental Income?

Hi,  Would like to seek your advice.  I would like to buy a property for rental income now, and in future capital appreciation/to stay.  Im currently staying with a friend and doesn’t need a place. In future, if I need…

• 14 Jun 2024
• 8 min read
• 0

We Own A 4-Bedder EC In Punggol: Should We Buy A Newer Condo Or An Executive HDB?

Hi! I have some questions about my current situation. Hopefully u can shed some light! House: punggol 4 bed EC 1,442 sq ft/bought 1.16mil/ valuation ~ 2Mil now. Outstanding loan 545k. Decoupled. I own 100% now. My CPF+ accrued ~…

• 7 Jun 2024
• 10 min read
• 1

We Make $14k Per Month And Own A 57-Year-Old HDB: Should We Get A BTO, An EC, Or A Jumbo HDB?

Hi Stacked Homes, We have a unique situation on hand and would love to hear your thoughts on this. My husband and I own a 3 room HDB flat in a very mature estate in Commonwealth that is 57 years…

• 31 May 2024
• 8 min read
• 1

We Own A 2 Bedder EC At The Vales: Should We Sell To Buy A Condo, Buy An HDB Or Rent?

Bought The Vales EC two bedder in 2017 at $650k. Outstanding loan of $400k at 1.5% interest rate at five year fixed which ends 2025 sep.  We now have a four year old daughter. So thinking of our options and…

• 24 May 2024
• 9 min read
• 0

• Grady

Is It Worth Keeping Our Executive HDB Or Selling Upon MOP To Buy A Condo (And Avoid ABSD)

Hi Stacked, I am writing in as I found myself in a rather interesting situation. My wife and I are 29 and have a combined annual income of approximately $250k. We are currently staying in an Executive Apartment for 3.5…

• 17 May 2024
• 7 min read
• 0

• Daron

I’m 53 With A Passive Income Of $4k Monthly: If I Were To Inherit An HDB, Should I Sell My Current HDB Or Condo?

Dear Sir / Madam, as per my FB messenger request, here’s the details of myself and properties: Myself (a) 3-room HDB Flat (b) D14 Boutique Development (c) Will be inheriting a 4-room HDB flat at in Tampines Questions. Let me…

• 10 May 2024
• 9 min read
• 0

I Just Bought My First Condo At Age 50: Should My Wife Buy Another Condo Or Invest The Cash?

Dear Stacked Homes, I have been a regular reader of your articles. I appreciate your efforts to put in much analysis in answering real issues faced by the community on property matters.  I seek your recommendations on my situation I…

• 3 May 2024
• 7 min read
• 2

• Daron

We Are 28 And Have $1.2 Million In Cash: As First-Time Homeowners Should We Buy A Resale HDB First, Condo, Or Landed?

Dear Stacked team, We’re huge fans of your editorial and have been following for years, and are looking to dip our toes in Singapore’s property market – we’re hoping to lean on your well informed advice. My partner and I…

• 26 Apr 2024
• 11 min read
• 3

• Jared

We Own A $1.1 Million HDB And Make $22k Per Month: Is It Feasible To Upgrade To A Condo Without Additional Cash?

Hi Stacked Homes, I wanted to check in with you regarding the possibility to upgrade to a condo in terms of financial stability and suitability. Currently owning a 4 room HDB flat at Saint George Towers. It has recently MOP…

• 19 Apr 2024
• 6 min read
• 0

• joshua

We Have $5 Million In Cash And Live In A 3-Room HDB: Should We Buy A Larger Condo Or HDB?

My wife and I are celebrating our 50th year, still cherishing our humble beginnings in the resale 3-room HDB flat we bought in 1997, shortly after tying the knot. With three grown children, aged 17, 20, and 22, still under…

• 12 Apr 2024
• 10 min read
• 11

We Make $330k Per Year And Own An Executive HDB: Should We Buy A Resale Condo Or A Dual-Key 3 Bedder?

Hi Stackedhomes, I’ve been a silent reader of your articles for the last 4-5 years. Your articles were unbiased and provided great insights and analysis of home purchases. BACKGROUND.  My wife and I will be 42 & 43 respectively this…

• 5 Apr 2024
• 9 min read
• 0

• Aaron

We Have $250k Cash After Selling Our BTO: Should We Buy A $1.5m New Launch Condo Or Resale?

Hi there! Thank you for sharing the useful articles. It has been enlightening and eye opening reading all the different property stories.  I do have a question. I recently sold my BTO house and will have about 250k in cash…

• 29 Mar 2024
• 10 min read
• 0

• Ameer

We Own A Bidadari BTO: Should We Keep It And Buy An Investment Property, Or Sell To Buy A Central Condo

Hi team, I’ve always liked the way your team analyzes enquiries. Hope you’re able to provide some insights into our query below.  My wife and I are looking to invest our cash/cash equivalent on hand and are wondering what’s the…

• 23 Mar 2024
• 8 min read
• 8

• Grady