Advice

We Have $600k In Cash: Should We Wait 15 Months For An HDB Or 2 Condos Instead?

We are a couple in our early 40s who had just sold our condo (joint name). Currently we are staying in a rental unit as we would like to purchase a resale hdb which we can only do so after the 15 months waiting period.

• 1 Nov 2024
• 8 min read
• 0

I Own A 4-Room 1985 HDB: Should I Sell To Buy A PLH BTO In Kallang Instead?

Hi, I wish to seek advice on whether to get a second BTO or stay at my current one. I’m in my mid 30s and currently own a 4-room flat from 1985, with less than $150k remaining on the mortgage….

• 25 Oct 2024
• 8 min read
• 0

Is It The Right Time To Sell Our $1.5m 5-Room BTO For An EC/Condo?

Hi stacked homes, Always enjoy your thorough analysis on different properties and scenarios.  Would like your advice on what’s my next step in property journey since my current 5 room hdb in Central location is already mop.  Agent approached us…

• 18 Oct 2024
• 8 min read
• 0

We Make $500k Per Year And Own 2 Condos: Should We Sell Both To Buy A Landed Or Cluster Home?

Hello Stacked Homes My wife and I are avid readers of your articles – big thanks again for the insightful articles which are very refreshing for the local real estate scene. Grateful if we could get your thoughts on our…

• 11 Oct 2024
• 10 min read
• 0

Should We Sell Our Bishan DBSS And Pay $1m More To Upgrade To A Condo?

Hi there! We’ve always been reading your articles at stacked homes and appreciate the insights given. Hope you can help shed some light on our situation too! We are a couple in our early 40s and own a 5 room…

• 5 Oct 2024
• 8 min read
• 0

We Own 4 Properties (Bought Before ABSD) What Are Our Best Moves In Today’s Property Market?

Hi Stacked Homes, I have been reading your articles which I find interesting and objective. I am particularly interested in those articles providing analysis and advice to people who wrote in. Your analysis on various scenarios and situations helped me…

• 27 Sep 2024
• 10 min read
• 3

We Make $27k Per Month And Own An HDB And Condo: Should We Sell The HDB To Buy Another Resale?

Dear Stacked homes, Thanks for all the valuable information you have provided. I would like to ask for your advice on our situation. We are a mid-40 couple with 3 young children. We have a combined income of approx 27k…

• 20 Sep 2024
• 9 min read
• 0

We Own An Ang Mo Kio BTO And Have $150k In Cash: Can We Afford To Buy 2 Condos Or Should We Upgrade To An EC?

Hi Ryan, I would like to take this opportunity to thank you and StackHome for providing Singaporeans with in-depth analyses of the Singapore property market. I really appreciate the content you guys are producing. I am currently facing a dilemma…

• 13 Sep 2024
• 7 min read
• 0

We Own A 3-Bedder At Treasure At Tampines: Should We Sell To Buy 2 Properties Or A Bigger Unit?

Hi, We are a married couple earning 100k each. We own a business earning 100k annually. Husband and wife around mid-thirties. We just bought a 3B3B condo at Treasure at Tampines with 99-1 in in 2024. Wife 99.  Investment about…

• 6 Sep 2024
• 11 min read
• 0

Can We Afford To Upgrade From An EC To A Landed Home?

Hi, thanks for the quick response.  I would like to share my story and seek Stacked Home advice.  My family is currently staying in an EC, we bought during the 2015 launches in the north, the EC was MOP in…

• 30 Aug 2024
• 11 min read
• 0

We Make $200k Per Year And Own A Freehold Condo In Potong Pasir: Is A Leasehold Condo A Better Option Or Would We Lose Money?

Hello, We are a family of three with a daughter. We live in a freehold condo in Potong Pasir. We are happy with our current place but are considering upgrading to a bigger home if we decide to have another…

• 23 Aug 2024
• 12 min read
• 2

Should We Sell Our Old HDB Flat In CCK And Buy Another Resale Or Keep For Passive Income?

Hello Stacked Homes I am in my early 50s and my husband is in early 60s. We have a HDB under my name. I am currently unemployed and my husband is still working. He plans to retire in 2 or…

• 16 Aug 2024
• 8 min read
• 0

Should We Get A BTO At 55 As Our Retirement Home?

Hi, In short, we wish to go for BTO at the age of 55.  We have taken 1 time subsidy when we bought our first resale 4 room flat in 1998 and sold in 2003, without paying back the levy….

• 9 Aug 2024
• 8 min read
• 1

We Own A $1.5m DBSS And Have $300k In Cash: For Retirement Should We Sell To Buy A Condo For Rental Or Another HDB?

Hi Stacked Homes, My husband and I have been following your articles, and some of the advice is very insightful. Thank you for all the continuous great work to create awareness.  My husband is at retirement age at 65, and…

• 2 Aug 2024
• 9 min read
• 0

We Own A Fully Paid 4-Room HDB And A 2 Bedder Condo: Should We Invest In A 3rd Property With 30% ABSD?

Hi, I am a subscriber to your Telegram – Stacked Homes and frequently read your well-written and in-depth articles. Understand you provide advice to people whom reached out and hence I am also doing the same. Appreciate if you could…

• 26 Jul 2024
• 9 min read
• 2

We Have $850k In Cash: Should We Invest In A Condo In The OCR/RCR Or T-Bills/Bonds/Fixed-Deposits?

Dear Stacked, Hope you and the team at Stacked has had a wonderful weekend. With reference to the response formulated by Stacked in Nov 2023, you will be pleased to know that we have finally settled our purchase of a…

• 19 Jul 2024
• 9 min read
• 4

We Are In Our 60s And Own An HDB In Ang Mo Kio: Should We Downgrade To A 3-Room, Apply For A BTO, Or Buy An EC?

Hi Stacked Homes, I am a fan of Stacked homes and really love your analysis in helping the readers decide on their futures homes. I hope you can help me and my husband too on our next phase of life….

• 12 Jul 2024
• 13 min read
• 0

We Make $11k Per Month And Own A Newly-MOP Clementi HDB: Should We Upgrade To A Bigger Condo Or Buy 2 For Investment?

Dear Ryan I’ve been an avid follower of Stackedhomes and really enjoy the concise content dished out by you guys, please keep up the great work.  Currently I have a dilemma, my current details are as follows. We are currently…

• 5 Jul 2024
• 10 min read
• 2