Advice

We Make $180k Per Year And Live In A 3-Room HDB. Should We Save To Buy An Investment Property, Upgrade To A Condo, Or Larger HDB?

Hello, We’ve read with interest on your advice columns, and we especially appreciate the effort and detail put into the responses. My wife and I are in a bit of a dilemma.  We live in a 3-room HDB in Clementi…

• 20 Jan 2023
• 9 min read
• 0

We Make $15k Per Month And Live In A 4-Room HDB. Should We Upgrade To A Condo Now Or Wait For Interest Rates To Go Down?

Hi Ryan,  Really like the outreach that you’ve done.  I do have a couple of questions which I would appreciate your expert opinion on. It might even serve as reference/ inspiration for content down the road:  My husband and I…

• 13 Jan 2023
• 11 min read
• 0

I Have $500k In Cash And Make $182k A Year. Which 3-Bedroom Condo Near A Good School And MRT Should I Buy?

Hello, I always love to see your articles because they are very informative. I am currently staying with my husband, 20 month old child and a helper at a 3 bedroom condo at OCR. The condo is owned by my…

• 6 Jan 2023
• 12 min read
• 1

I’m A Retiree With A Fully Paid Condo And HDB. Should I Continue Renting Out The HDB Or Sell One Or Both?

Hi Stacked, I am 68, a divorcee who has retired. I own a 19 year-old 3 bedroom private condo at Yishun and a 20 year old 4 room model A HDB flat in McNair area. Both are fully paid. The…

• 30 Dec 2022
• 14 min read
• 0

We Have A $4.5 – $6m Budget. Should We Buy A Freehold Condo, Cluster Landed, Or Landed Home?

Hi We have a budget of $4.5 to $6m and would like to understand which of the options would make the most sense in terms of practicality and investment return. We are a family of 2 adults and 2 kids…

• 23 Dec 2022
• 11 min read
• 0

We Make $26k Per Month And Have A Fully Paid BTO: Should We Upgrade To A Landed, Freehold, Or 99-Year Condo + Small Investment Property?

Hi team, I have been following your posts and they have been informative. I have been in a dilemma for some time and wanted to tap on your expertise with regards to my next steps. My husband, baby daughter and…

• 16 Dec 2022
• 11 min read
• 2

We Have $2.5m In Cash+CPF. Is It Better To Buy A Landed Home Near Our Children’s School Or Rent And Buy A Freehold Landed Elsewhere?

Hi! I have been reading your articles and wonder if it’s possible to seek your advice. We currently stay in a 99-year leasehold 3-bed condo (heritage view) under husband’s name. As we have 2 children growing up, we would like…

• 9 Dec 2022
• 11 min read
• 0

We Have $500k In Cash And Looking To Buy Our First Home. Should We Buy A Resale HDB And Upgrade Later Or Buy A Condo First?

Hi StackedHomes, Thank you for generating such insightful content on this really engaging platform! Appreciate your efforts to provide these pertinent information to the community, and I would love to seek your professional advice. My partner turns 32 and I,…

• 2 Dec 2022
• 14 min read
• 0

We Are In Our Early 30s & Making $300k Per Year. Should We Buy Another HDB Or Upgrade To A Condo?

Hello there! love your content and articles, they are so informative and interesting to read. was trying to find something on clover by the park as it is a condo that I am keen to purchase in the next year…

• 25 Nov 2022
• 15 min read
• 0

I’m 45 And Making $10k Per Month: Should I Sell My Condo To Buy An HDB, Keep To Rent? Or Purchase A New Launch Instead?

Dear Ryan, I’ve been reading your articles and find them very informative. I would like to seek your advice on what I can do with regard to my property.  I am 45 years old and single and looking for passive…

• 18 Nov 2022
• 13 min read
• 0

We Have $400k In Cash And Stay In A Condo While Renting Out Our HDB: What Options Are There To Avoid ABSD While Upgrading To A Larger Home?

Dear Stacked Homes, My wife and I have been reading your articles and find them to be very insightful. So we decided to seek some advice on the options that are available to us. Currently, we live in a 2-bedroom…

• 11 Nov 2022
• 12 min read
• 5

My Ageing Parents Stay With Me And Rents Out Their 5-Room HDB: Should They Sell To Buy A Private Or Continue To Collect Rent?

Hi there, Background:My ageing parents own a 28year old 5room HDB in yishun, location is pretty good, right next to junction 9 & within walking distance to northpoint.My parents are staying with me & we had been renting out the…

• 4 Nov 2022
• 13 min read
• 2

We Own A 4-Room HDB And An Investment Condo. Should We Sell Both To Upgrade Or Keep For Rental?

Hello RyanThank you for all the insightful articles.We are in a dilemma with some property decisions and hope you can share with us your thoughts. Both my spouse and I are in mid 40s. We have three children (aged 16,…

• 28 Oct 2022
• 10 min read
• 1

We Make $220k Per Year And Our Executive Condo Just Reached MOP: Is It The Right Time To Sell Now To Move?

Hi Stackedhomes, I’ve been an avid reader of your portal and absolutely love your content. Your portal has enriched my knowledge and inspired me to seek out a journey in Singapore’s property market. I’m kinda stuck in dilemma right now,…

• 21 Oct 2022
• 12 min read
• 1

We Make $15k Per Month And Own An Executive Apartment In Queenstown: Should We Keep It Or Sell To Upgrade To A Condo?

Hi Stacked Homes!  You guys are an amazing trove of information for all things related to home buying/selling, with articles that are clear and easy to understand/digest. I appreciate the amazing work the team has put in to make this…

• 14 Oct 2022
• 13 min read
• 0

We Own An Executive Maisonette And A Condo. Should We Sell Our EM To Buy Another Condo? Or Sell Both To Buy A Landed?

Hi stackedhomes! I have been following and reading your articles religiously as I enjoy the different perspectives that you bring to the table. We are currently in a tricky property situation and would appreciate your professional advice.Here is a summary…

• 7 Oct 2022
• 17 min read
• 0

We Are In Our 50s With $5m Assets & Earn $480k Per Year. Should We Keep Our Condo And Decouple Or Sell It To Purchase A Landed Home?

Hi Ryan,  We have been avid readers of your Stacked Home articles, thank you for writing and sharing your knowledge with all.  We are in a dilemma with some of our property decisions and would like to seek your advice….

• 30 Sep 2022
• 13 min read
• 1

We Make $350k Per Year And Are Both 30. Which Of These 3 Condos Is Best With Primary Schools In Mind?

Hi Stacked Homes Happy to say I am an avid follower and reader of your site as it provides really helpful insights to home ownerships in Singapore. I am reaching out to you in hopes that you might provide a…

• 23 Sep 2022
• 17 min read
• 3