Advice

We Make $300k Per Year: Should We Buy An HDB Maisonette, Walk-Up Apartment Or A Condo?

Hi Stacked (Ryan), My housing situation is going to change in 2024- I am about to sell my 3BR BTO in Jan and upgrade to a bigger flat (open to either HDB 5rm/mansionette or condo) in the Beauty world area….

• 17 Feb 2024
• 11 min read
• 0

I’ve $500k In Cash Savings Looking For An Investment Condo In West Coast: Which Is Best For Rental And Capital Appreciation?

Hello Stacked Homes, I am a loyal reader of your articles as they are so informative to read, especially those pertaining to advice to readers. I would like to seek your advice regarding my situation and would like to hear…

• 9 Feb 2024
• 13 min read
• 2

We Have $1.5m In Cash And Make $680k Per Year: Should We Max Our Budget To Buy A 4 Bedder Condo Or A Smaller One?

Hello Ryan at Stacked, I absolutely love your advice column. Truly enlightening on how to navigate the property ownership journey.  Would greatly appreciate your practical and thorough wisdom on our investment/life situation.  We live in our 3BR condo, valued at…

• 2 Feb 2024
• 9 min read
• 6

I’m A Single Mum Making $100k Per Year: Should I Wait To Buy A BTO Or Resale HDB?

Hello, I’ve been following stackedhomes for sometime now and find your posts both informative, interesting and enlightening! Would you be able to provide me with some advice or different perspectives for my housing plans? I am a 44-year old single…

• 26 Jan 2024
• 6 min read
• 0

We Make $290k Per Year And Own A 4-Room BTO: Should We Cash Out To Upgrade To A Resale Condo?

Hi there Happy 2024 in advance!  I have been a silent reader trying to gain bits and pieces of property $ wisdom from your blog (unfortunately I’m still struggling to make sense). So I wanted to seek advice on our…

• 19 Jan 2024
• 10 min read
• 0

Is Buying A $1 Million HDB A Mistake Or Should We Stick To A Less Convenient But Cheaper $600k HDB?

Hi there, I hope this email finds you well. The main reason I’m writing to you is to seek advice on a few pointers: My partner and I just decided to start sourcing for HDB resale flat given the fact…

• 12 Jan 2024
• 11 min read
• 0

We Make $14k Per Month And Have $350k Cash. Should We Buy Another Resale HDB Or Wait To Purchase A 2-Bedder Condo?

Help! We need advise! My husband and I bought our resale in April 2021. Some things to note here would be. To avoid absd and our eventual goal of 1 hdb + 1 private (of at least 2 bedder).  We…

• 5 Jan 2024
• 7 min read
• 0

I’m Single And Own A 1 Bedder Investment Condo In River Valley: Is It Better To Sell To Bigger Property Further Away Or A Resale HDB?

Hi,  It is me again. You have kindly given me valuable insights in 2021 and now being in a dilemma again, I decided to write to you.  I have been following private residential property news (including stacked homes) and I…

• 29 Dec 2023
• 10 min read
• 0

We Make $19k Per Month. Should We Decouple Our EC To Buy 2 Properties For Investment?

Hi It was an interesting article on decoupling. But I’m still a little confused on the math. Don’t mind me asking. Potentially we are also looking at decoupling our present EC ( over MOP) value 1.4 mil about  My wife…

• 22 Dec 2023
• 7 min read
• 3

We Make $15k Per Month And Have $350k Cash: Should We Buy A Resale HDB Or Condo (And Are Freehold Condos Better?)

Hi team at stackedhomes, Help! We need advise! My husband and I just got married early this year and are looking to buy either a HDB or condo. Some things to note here would be. With the rising interest rate,…

• 15 Dec 2023
• 10 min read
• 4

My Parents Bought An Investment Property Under My Name: Should We Sell To Apply For A BTO Or Resale HDB?

Hi there! Wanted to get your opinions of the following: I have a fully paid private condo under my name (paid by parents) for investment purposes. The issue now is that I can’t apply for public housing with my partner….

• 10 Dec 2023
• 10 min read
• 0

We Own A JB House, A Punggol Condo, & A Executive HDB: Should We Sell Both Our HDB And Condo Or Rent Them Out For Retirement?

Hi. I am 65  years old and doing part time and probably fully retired next 2 years. My wife will be retired too in couple of years.  Currently staying in a 2 bedroom condo in Punggol (River Isle) with balanced mortgage…

• 1 Dec 2023
• 10 min read
• 0

We Have $1.8m In Cash & $1.1m In CPF: Should We Buy A 4 Bedder Condo And Small Investment Condo Or Commercial Unit?

Dear Stacked Homes Being an avid reader of your materials, I was wondering if you provide some (free) advice on our situation: 01. We are already in the process of selling our current joint-named property. 02. The following will be…

• 24 Nov 2023
• 11 min read
• 1

We Bought A $1.6m Braddell View Unit Hoping For En Bloc: Should We Convert It To A Dual Key For Rental Or Rightsize To A BTO Instead?

Hi Ryan Good Day! Recently started to c ur U tube. Would like some advice. We currently hold a sizeable unit at Braddell View (BV). Bought a couple of years ago hoping for the enbloc, which of course did not materialise. It…

• 18 Nov 2023
• 11 min read
• 0

We Own A 3-Room HDB And Make $23k Per Month: Should We Buy An Executive HDB And An Investment Condo Or Just 2 Condos?

Hi Stacked Homes team! We absolutely LOVE your content and videos and we made it a weekly thing to catch up on home tours and articles from you guys. Really love the balanced approach that your team provides to Singaporean…

• 10 Nov 2023
• 6 min read
• 2

We Are Planning For Retirement With Passive Rental Income In Mind: Should We Invest In A Newer Leasehold Condo Or Older Freehold One?

Hi Stacked Homes, Thank you for all the great and insightful articles. My wife and I have been enjoying reading and watching contents from Stacked Homes, not to mention learning how to apply all the calculations. We are currently contemplating…

• 3 Nov 2023
• 12 min read
• 0

We Have A $1.1 Million Budget And Want To Retire In A 3-Room HDB In Marine Parade: Should We Buy A New Launch Before Downgrading?

Hey Ryan, I have been following your YT channel very closely and have to say that it is extremely insightful unlike other property YT channel Me and my partner ( we are in our late forties) have been looking around…

• 27 Oct 2023
• 11 min read
• 1

We Own An EC In Punggol That Has Appreciated: Should We Sell To Buy A Resale Condo Or New Launch?

Hi There,  Been an avid reader of your condo reviews and condo analysis article. Love the No BS data driven, fact based approach. You guys have been my go-to source for knowledge on real estate investing.  Am in an interesting…

• 13 Oct 2023
• 11 min read
• 2