BTO

November 2021 BTO Launch: Ultimate Guide To Choosing The Best Unit (New PLH Model)

Welcome to the last BTO guide of the year – our November 2021 BTO Launch Guide to help you choose the most suitable unit. This time, there will be 4,501 units across 6 estates on offer including the first Prime…

• 19 Nov 2021
• 31 min read
• 2

Is A PLH Model Flat Worth Buying? We Break Down The Pros And Cons

With the new PLH model housing unveiled, the question on everyone’s mind seems to be: is it worth it? While living in an area like Rochor seems nice, the slew of restrictions involved are jaw-dropping. In fact, we’d say these…

• 10 Nov 2021
• 7 min read
• 2

13.4% Of BTO Flats Were Sold Within A Year Of MOP: What Does It Mean For Homebuyers?

According to HDB, a greater proportion of HDB flats are being sold within a year of reaching the Minimum Occupancy Period (MOP), compared to 2016. Over at Stacked, we note this coincides with a record number of flats reaching MOP…

• 22 Sep 2021
• 5 min read
• 2

A Step-By-Step Walkthrough To Check Your BTO For Defects (With Pictures)

While it does seem like an almost impossible task to get a BTO these days (just look at the recent way over-subscribed August 2021 BTO launch), it isn’t all rainbows and sunshine once you actually secure one – there’s still…

• 19 Aug 2021
• 6 min read
• 0

August 2021 BTO Launch: Ultimate Guide To Choosing The Best Unit

It’s that time of the year again – the mad rush to select your BTO unit. This time, it’s the much anticipated August 2021 BTO launch, with 4,989 units across 5 estates on offer. These are spread across 7 projects…

• 13 Aug 2021
• 28 min read
• 0

19 Unique BTO Layouts You Can Find In Singapore (For Those After Something A Little Different)

There’s always this perception that HDB BTO flats are boring, but the truth is – HDB flats are less “cookie cutter” than many of us assume. From the ‘60s to the present, flats have evolved to match trends and lifestyles;…

• 19 Jun 2021
• 11 min read
• 0

Buying A BTO Flat In 2021? 5 Important Changes You Should Be Aware Of

It’s BTO season right now with the launch of the May 2021 BTO flats. As of the time of writing, the number of applicants is more than 5x oversubscribed for 3-room flats and above – and by the end of…

• 31 May 2021
• 6 min read
• 0

BTO Defects Checklist: 6 Important Areas To Check During Inspection For Your New BTO

HDB is known for being quick to rectify BTO defects. After you move in though, you’ll realise there’s still a problem: knowing where to find the defects. It’s seldom as obvious as a burst pipe or a big hole in…

• 29 May 2021
• 6 min read
• 0

May 2021 BTO Launch: Ultimate Guide To Choosing The Best Unit

If you’re applying for the May BTO 2021 exercise, you might already be aware that as of this writing, over 11,000 applications have been received for just 3,879 BTO units on offer – and we haven’t even hit the weekend…

• 28 May 2021
• 18 min read
• 0

August 2021 HDB BTO: Can You Afford A Flat In Queenstown Or Jurong East?

August 2021 will be one of the most exciting and contested HDB launches to date, for one reason: two of the HDB towns involved are Queenstown and Jurong East. These are two of the most popular neighbourhoods; and with only…

• 3 Mar 2021
• 5 min read
• 2

We Review May 2021 HDB BTO Launch Sites (Tengah, Woodlands, Bukit Merah, Geylang)

With the February BTO launch covered, the next centres of attention are Tengah (again), Woodlands, Bukit Merah, and Geylang. This makes for an interesting group of launch sites for May 2021, with much debate over whether Woodlands is “up and…

• 3 Feb 2021
• 8 min read
• 0

Single And 35 Years Old? Here Are Your HDB Options (BTO + Resale Affordability Calculations)

The Singapore public housing market, while often regarded as one of the most successful in the world, comes with one little glitch. A common complaint is that for single Singaporeans – or couples who can’t be legally married for some…

• 27 Jan 2021
• 6 min read
• 0

We Review Feb 2021 HDB BTO Launch Sites

2020 left a number of disappointed BTO flat applicants, as mature areas like Tampines, Bishan, and Toa Payoh were snapped up at launch. If you’re one of these though, it’s not over yet: before you give in and buy a…

• 3 Jan 2021
• 10 min read
• 2

HDB BTO Launch November 2020: We Review Each Launch Site

It’s that time of year again: gather your payslips and IRAS tax forms, because the next batch of BTO flat sites are up. This batch of BTO launch sites comes hot on the tail of the giant August 2020 launch…

• 3 Nov 2020
• 8 min read
• 0

I Lost $19,950 Cancelling My BTO Application, Here’s What Happened

*Correction: November 4 2020An earlier version of this article misstated the loss of downpayment at 10 per cent, and not 5 per cent, as clarified with HDB. It was something our participant was not aware of, and it should have…

• 2 Nov 2020
• 7 min read
• 1

Couldn’t Get Your BTO Flat Of Choice? Here Are 5 Alternative Steps To Take

The BTO launch exercise is over, and the dust has settled. Amid the debris, you get the dreaded email, telling you in a few curt lines that your application is unsuccessful. Before you throw something at the screen, know that…

• 20 Sep 2020
• 6 min read
• 2

Removing The Income Ceiling For BTO Flats: Is It Fair Or Crazy?

In recent news, MP Gan Thiam Poh (Ang Mo Kio GRC) raised the suggestion that we should remove the income ceiling for first-time buyers of BTO flats. This was based on his interaction with young couples, who told him they…

• 8 Sep 2020
• 6 min read
• 0

Is Buying A BTO Flat First A “Waste Of Time”?

If your property investment plan ends with “…and then my children will own 10 condos”, you probably grasp the idea of wealth progression in property assets (and if you don’t, there are several hundred YouTube ads that will force-feed it…

• 7 Sep 2020
• 7 min read
• 0