Guides

New Launch vs Resale Condos: Here Is What You Should Consider

This is Part 9 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 9 Jun 2020
• 9 min read
• 0

How Do I Choose Between A Freehold Or Leasehold Condo?

This is Part 8 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 7 Jun 2020
• 8 min read
• 1

Renting Out Private Property In Singapore: 10 Tips For A First-time Landlord

You may have heard that there are several ways to make money in real estate. Making profits from property flipping (admittedly harder to do today). Earning huge upside upon an en bloc sale of your estate. And renting out your…

• 6 Jun 2020
• 9 min read
• 2

Executive Condos Singapore: Key Differences Between An EC And Private Condominiums

This is Part 7 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 6 Jun 2020
• 8 min read
• 0

How You Can Compare Home Loans And Get The Best Deal

This is Part 6 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 4 Jun 2020
• 7 min read
• 3

Understanding SIBOR, Board Rate, And Fixed Deposit Home Loans

This is Part 5 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 4 Jun 2020
• 5 min read
• 0

Here’s How To Read Your Credit Report For Your Home Loan / Mortgage

This is Part 4 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 3 Jun 2020
• 5 min read
• 0

The Essential Guide to Seller Stamp Duty

The term ‘SSD’ is something we hear all the time.  That said, it’s also one of those terms that we don’t usually have a complete clue about till we find ourselves fidgeting nervously and nodding sheepishly in a conversation centered…

• 1 Jun 2020
• 5 min read
• 0

Should I Rent? Or Should I Buy? (Part I)

A home purchase.  The biggest financial investment you’ll probably make in your life. …Which, if not careful, may also turn into your biggest financial liability. Man isn’t that a dark way to start this article. As a younger home-hunter, I…

• 30 May 2020
• 8 min read
• 2

Getting Your Child Into A Top Primary School And Finding Your Dream Home: Here’s How This Tool Can Help

“Successfully enrolling your child into the top primary schools in Singapore is akin to winning 4D… followed by TOTO.” It might sound incredulous, but ask any parent that has been through the rigmarole of getting their child into primary school…

• 29 May 2020
• 10 min read
• 2

How Much Income Do You Need To Get A Home Loan / Mortgage?

This is Part 3 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 29 May 2020
• 7 min read
• 3

How Much Can You Borrow For A Home Loan / Mortgage?

This is Part 2 of our 18-part first-time home buyer series. You may refer to the full table below: First Time Home Buyer Guide Financing Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage How Much Can You Borrow…

• 29 May 2020
• 6 min read
• 0

Approval-in-Principle: Why It’s Your First Step for a Home Loan/Mortgage

Always get your Approval-in-Principle first.

• 28 May 2020
• 6 min read
• 0

Here’s What You Can Do If Your Condo TOP Is Delayed

You’re supposed to move in next month, but then Covid-19 struck. Or maybe your condo’s main contractor has gone bust, setting back the timeline while the developer scrambles to find a new one. In extreme cases, like with Sycamore Tree…

• 26 May 2020
• 5 min read
• 0

Here’s How Much I Made In My First Year As A Property Agent (Complete Breakdown)

Google property agent income and just take a look at the number of results that is out there. It’s an often talked about topic in the media as well.  Whether it be property agents pulling in the big bucks.. ..or…

• 23 May 2020
• 6 min read
• 17

The Ultimate Guide to Home Flooring Costs

Given that it’s just something to walk on, you wouldn’t think flooring is a huge cost. But in some renovations, flooring alone can account for as much as a tenth of the overall renovations; and if there’s a delay, about…

• 22 May 2020
• 9 min read
• 0

How To Pick The Right-sized Rental Unit For Renting Out

When you first bought your rental unit, it was all so simple: it’s a few hundred metres from the MRT, in a central location, and working expatriates would be lining up to rent. But then reality sinks in: You’re losing…

• 18 May 2020
• 5 min read
• 0

Why It’s Never As Easy As “Just Refinancing” To A Cheaper Home Loan

Your eyes pop out a little when the mortgage banker shows you their rate: 1.2 per cent per annum? That’s less than half the interest rate your CPF accrues at. It’s “practically borrowing for free,” you’re told.  But then you…

• 14 May 2020
• 5 min read
• 2